all about property

Where to Find Investment Property For Sale

2009-12-07T17:15:00.000-08:00

Where to Find Investment Property For Sale

Finding a good quality investment property for sale is not easy. In the aftermath of the recent economic hardships, investors are more cautious than ever. This is understandable given the depth of the problems that have arisen over the last 12 months. Investors should quite rightly look into every aspect of a potential investment, leaving no stone unturned in the process. In this article we'll look at the various ways one can find investment property for sale.

There a great number of companies that specialise in finding this kind of investment opportunity, but choosing the right one for your needs is not always straight forward. If you have a particular kind of investment in mind, then it is a good idea to find an agency that has a special knowledge of that area. There may be a great deal of investment property for sale - especially now - which is all the more reason to be careful when choosing an opportunity.

What seemed like a good investment opportunity 3 years ago, might well be far more suspect, in light of the fact that so many investments ostensibly failed. The companies that pair up those seeking investment with those who are looking to invest have a very important role as a middleman to perform. It is often the case that investment properties are displayed on a company's website, and they control how the various parties interact with each other. It is crucial that they take the responsibility of the role seriously, and they respect the wishes of everyone involved.

When it comes to finding investment property for sale, it is very important to use a company that vets all the investment opportunities as far as possible. Of course, it is not always possible to look at every aspect in detail, but a good company will satisfy the basic requirements in terms of identifying the general outlook on property proposition.

A good company or agency of this kind will insist on the best behaviour of its clients at all times.

It is true, perhaps, to say that the green shoots of recovery will offer up some good investment property for sale, and with the possibility of making some real economic gains. While opportunities are undoubtedly out there - it is crucial to do your homework and source opportunities from the most reliable agencies around, whatever your specialty investment field is. Caution is more important than ever, and you should find advice and associates that reflect this.

Gino Hitshopi is highly experienced in the realm of investment property for sale, having worked in the property industry for many years. For more information please visit: http://www.millionaire-investments.com.

Article Source: http://EzineArticles.com/?expert=Gino_Hitshopi

Rental Property Valuation - Analyzing an Investment Property

2009-12-03T16:39:00.000-08:00

Rental Property Valuation - Analyzing an Investment Property

Despite the sluggish market, it is still complicated to find a "steal" in this day and age. A good starting point for negotiations is often 20% below the list price, with a target purchase price of 10-15% below market value.

But even after your proposal is accepted and the property is under agreement, the property value still may be reduced via the appraisal and/or the home inspection.

For example, if the appraised value comes in too low, you may have to ask the seller to fiddle with the purchase price or make some other arrangement. Similarly, a deficient inspection report may force the seller to either make repairs or correct the price.

GENERAL PROPERTY VALUATION GUIDELINES

Rental property estimation is primarily determined by rental revenue, location, and condition.

bigger units with more bedrooms charge higher rent. So all else being equal, you'll choose properties with multi-bedroom units. An added advantage is that 2-3 bedroom units have a tendency to have a more settled tenancy. Conversely, 1-bedroom apartments tend to draw more of a transient population, which means the turnover is typically greater.

From a location standpoint, multifamily rental properties in older, lower-middle income neighborhoods mostly offer the greatest bang for your buck. Plus, your tenant universe is typically larger in these areas. Avoid densely urban or very low income areas.

In terms of condition, the standard target property will be older (50 years or more) and will have cosmetic deficiencies or simply look "worn-out." These properties can offer great value for your money. Conceptually, it's sort of the opposite of curb appeal.

COSMETIC VS. STRUCTURAL

General property valuation rule: cosmetic problems = good, structural problems = bad!

By "cosmetic," I'm referring to things like:

- Peeling or old paint
- Ancient carpet
- Wrecked light fixtures
- Scratched kitchen cabinets
- Torn vinyl flooring
- Accumulated junk or clutter
- An messy lawn
- Unkempt shrubbery
- Filthy siding
- Old appliances
- Weak bathroom fixtures & towel racks
- Old doorknobs
- Old outlet & switch plate covers
- Dented mini-blinds
- Broken windows
- Any other "quick fix" you can think of

Structural issues, or issues where you must proceed with extreme caution, include:

- A severely cracked foundation or walls
- Galvanized piping
- Leaning chimney
- Outdated electric (i.e., knob & tube wiring)
- Severely sloping, cracked or warped floors
- Pervasive asbestos
- Rotting wood in the frame
- Lead paint
- A long-running leaky roof
- Buried underground oil tanks
- HVAC problems
- Mold

Note that I am not saying to keep away from all of these issues at all cost. Run the numbers to ascertain feasibility. If you can acquire a multifamily rental property on the cheap, then perhaps you'll be able to meet the expense of a new roof, an electric upgrade, or even mold remediation and still come out ahead.

It all depends on the buy price, your property valuation conclusion, your level of experience, and the strength of your stomach. Use my free inspection checklist to help show the way (note: I'll post it on my website).

PROPERTY VALUATION "SQUEEZERS" TO AVOID

And finally, here's a list of things that'll kill property value...avoid them!

- Properties with serious structural issues or that are poorly constructed.
- Properties where all units are of the single-bedroom variety.
- Properties that show "economic obsolescence," such as those with very short ceilings, or those with many bedrooms, but only 1 bathroom for example.
- Twins, condos, row homes, etc. These types of structures usually do not appreciate as much as detached structures.
- Properties with wells and septic systems. These systems could create a lot of problems and added expense down the road.
- Properties that do not have separate utilities. I've literally seen tenants crank the heat up to 90 degrees F in the winter but leave the windows wide open. The only utilities you as a landlord should be paying are water and sewer.

Stay tuned for more info.

Al-Yassa Al-Mahi

Article Source: http://EzineArticles.com/?expert=Al-Yassa_Al-Mahi

Al-Yassa Al-Mahi - EzineArticles Expert Author

How Essential Property Management is in Apartment Investing Success

2009-12-02T20:30:00.000-08:00

How Essential Property Management is in Apartment Investing Success

The belief that in 2009 the apartment investor can literally get away with murder by either not having a professional property management person on site or in some way is negligent on the property management spectrum. The stark reality is that next to the rents, the property management aspect is top of the list for essentials in the apartment investing market. The average apartment complex has a few hundred units and at the very least, 40 hours of daily work tasks. These tasks need to be done on the occupants schedule not the schedule of the management. This creates a very interesting dilemma for any of the property investors that feel a 40 hour employee on site is either unnecessary or unwarranted. In both aspects this is incorrect. A simple table will demonstrate why this is a reality and a reason to employ a property manager on site, at least part -time.

Four Reasons to hire a Great Property Manager on Site

· Professional Presence: Many Residents Prefer and Expect a Person On Site
· Customer Service Advocate: Professional Approach
· Maintenance Issues: If There is no Dedicated Maintenance Person On Site the Professional Property Manager Will Know Who to Call or Do it Themselves
· Collection: Collector of the Rental Units Dues Very Important

These issues listed above are very important and that list is just a microcosm of the reasons that can be formulated in the realm of property management for apartment investing success. Many other reasons are commonsense related and need no further defining and if they did then possibly there are other investment alternatives in the horizon. The apartment investor realizes all too well that the risk of failure in the business of renting units to strangers is relatively high. The nature of the business screams for the property to be adequately protected with a professional on site during the working hours of early morning to late afternoon. This is just how it is so when the check is being written, for the purchase of the apartment complex, make certain that an additional $40,000 is weaved into the final amount. This will make it that much easier to hire the property manager off of monster or CareerBuilder as the salary will be set in place long before Mrs. Mary Taylor Watkins comes strolling in for her 12 o'clock.

Are There Reasons to Not Employ an On Site Property Manager?

Basically, yes. The size of the apartment complex may be small enough to get away with a part-time, paid, off-site property manager, possibly. The tasks are so monumentally challenging to own and operate an apartment investment that the reasons for not employing a trained professional are almost not there. The apartment investor that is serious about maintaining the integrity of both the rental units and their clients will think very seriously about the hiring of an on-site property manager.

David Lindahl, also known as the "Apartment King" has been successfully investing in single family homes and apartments for the last 14 years and currently owns over 7,000 units around the US. David regularly shares his secrets and experience on the same stage as Tony Robbins, Robert Kiyosaki, and Donald Trump! For two FREE copies of his highly recognized newsletter Real Estate Insights, please go to http://www.davesoffer.com/ezine

Article Source: http://EzineArticles.com/?expert=Dave_Lindahl

Dave Lindahl - EzineArticles Expert Author

Tips For Buying Property in 2010

2009-11-28T19:27:00.000-08:00

Tips For Buying Property in 2010

As we wave happily to the end of 2009, many of us hope that the New Year will bring about positive changes, especially to the property market. A large portion of London property buyers have held back this year and have decided to wait until 2010 to purchase. Buying property is a serious investment and must not be taken lightly or acted upon too hastily. Property experts are already offering some advice on how to buy smart next year and here are a few insider tips to help you for your future property investment.

Wait and See:

If you intended on buying a Putney property or a house in Hammersmith, it is advised that the closer to the end of next year you buy, the better. There are high hopes for improved mortgage availability and a possible fall in home prices of up to 6.6 percent. Buying a property is a lengthy process, and approaching purchases with caution is not a bad thing. After the busy September/October UK property purchase season, there will be many homes left over, with owners ready to sell at affordable prices to people who are buying. In addition to this, there are usually fewer buyers looking for homes at this time, so the competition is not as stiff.

Getting all of your ducks in a row:

Before you decide to buy that 5 bed-roomed property on a two bedroom budget, make sure that you can actually buy the home that you want. By making sure that your finances are all in order as well as being realistic about what you can afford, you will be able to find a home within your means. Property analysts advise that you find a reliable mortgage broker who knows your financial limitations and will be able to help you acquire a reasonable loan for your home. You must also make sure that your credit history is spick and span first before buying a property and if it is not, getting it sorted out is a top priority.

Read the small print:

There are numerous costs that must be paid when buying a new property. According to property experts, it seems as if a 25 percent deposit is necessary in order to receive the best mortgage rates. Also, do not forget costs such as solicitor fees, stamp duty, bank transfer fees and land registry fees. All of these separate costs add up so it is important that you budget correctly for this and also leave a considerable margin in case any extra payments need to be made.

Buying property is not an easy task, especially in today's current financial circumstances. It is important that you are fully prepared and armed with all the relevant information in order to buy a home that suits your lifestyle and your pocket.

Lauren Potgieter wrote this article for Douglas and Gordon Estate agents. Visit their site and search their London Property and Putney property listings

Article Source: http://EzineArticles.com/?expert=Lauren_Potgieter

How to Buy Investment Property - 5 Top Tips!

2009-11-25T16:34:00.000-08:00

How to Buy Investment Property - 5 Top Tips!

Are you interested in learning how to buy investment property successfully? This article will give you 5 top tips that will help you succeed and make money from your property investments.

Let's get stuck straight into these tips.

1. Do your research. If you are buying a property in the hope of becoming a landlord then make sure you have checked the areas rental potential and make sure the types of properties that you are planning on buying are the ones in demand by tenants. If you are planning on flipping the property, make sure you buy a property that is wanted by homebuyers.

2. Don't' blindly trust what anyone says. This includes so called experts. Talk to a few different property professionals to try and get a balanced view on things such as:

- What type of property to invest in

- What location

- What type of tenant to aim for

Sometimes it is only after canvassing lots of different opinions that you can really formulate you own strategy with confidence and with solid reasons why you plan to do what you plan to do.

3. Get for comparables for everything. Rental comparables, sales comparables - everything you can. Make sure your comparables are as much like for like as possible. For example: if you want to rent out a two bedroom flat next to a railway station, then try to get the rental comparison of other two bedroom flats next to the same railway station.

If you use a two bedroom flat that is ½ a mile away from the railway station, then your comparisons maybe way off. ½ a mile can be a long distance if it takes you from the desirable part of town to the rough drug dealing part.

4. Get your finances in place. This is a good thing to do even before you start looking for properties to buy. If your finances are sorted out before you start looking at how to buy investment property, then you will be more likely to be looking with confidence and purpose because you know if you find that bargain property you have the finances already in place to do the deal.

But if you don't have your finances in order there might be doubts in your mind about whether you can finance a deal even if you find it, this in turn may cause you to self sabotage any deal you see even before you put an offer in.

5. Employ the right professionals, whether that means builders, solicitors, contractors, or someone else, skimping on employing qualified people to do a job correctly can cost you a lot more money than you expect. Just because someone is cheap, doesn't mean they can do a good job and just because someone seems expensive doesn't mean that they can do a better job than someone who is cheaper.

The only way to find out for sure is to check references and their qualifications to do the job. Try and speak to real people, preferably face to face, that they have worked with before.

Hopefully by reading this article you now have a clearer understanding on how to buy investment property that will make you a long-term profit, as well as perhaps making you a quick buck now.

Do you want to learn even more on how to buy investment property for profit? Are you interested in learning how to buy property with little or no money down? Then go to the http://www.investment-property-guru.com website for more free tips articles and advice.

Article Source: http://EzineArticles.com/?expert=Carlton_Johnson

Top 10 Overseas Property Investments in 2010

2009-11-20T20:13:00.000-08:00

Top 10 Overseas Property Investments in 2010

1. Brazil

The Brazilian property market has got a lot going for it. The country is attracting a lot of inward investment, has one of the world's fastest growing economies, a rapidly emerging mortgage market, a general shortage of quality homes, and has been selected to host the 2014 football World Cup and 2016 Olympic Games. This will lead to the construction of new and improved infrastructures and homes across Brazil.

Property investors from around the world are flocking to Brazilian shores with a view to snapping up real estate, in anticipation of future capital growth.

One local expect projects Brazilian property prices could appreciate by up to 200% over the next decade, driven by the country's burgeoning economy, and the pending introduction of mortgages to overseas nationals.

Investment banking firm Goldman Sachs believes that Brazil's economic growth could outstrip that of the other BRIC (Brazil, Russia, India and China) member nations over the next few years.

Brazil's economy is widely expected to become the fifth largest in the world by the time the Olympic Games kicks off in 2016, and yet Brazil property and land prices still remain a fraction of those found in more developed nations.

The Brazilian president Luiz Inacio Lula da Silva has already pledged to spend up to £11.5bn on building a million new homes in Brazil between now and 2011.

However, potential high property investment rewards are not with out their risks, as crime and corruption still remains widespread in Brazil.

2. France

In stark contrast to the relatively high risk, high return nature of investing in Brazil, the risks associated with investing in French property are far lower.

France has traditionally always been a rather safe haven for property investors. The nation was the first European country to come out of recession in 2009, reflecting the fact that the global credit crunch had much less of an impact, compared to other European counterparts.

France's strong economy is having a positive impact on its property market, which now appears to be on the road to recovery.

Increasing property and mortgage transactions are boosting residential values, with the latest FNAIM data revealing that the average price of a French property appreciated by 2.8% between April and September 2009.

Although average prices remain down 7.8% year-on-year, the market is generally expected to improve further, due to France's prudent attitude to mortgage lending.

Anyone taking out a mortgage in France is generally only permitted to borrow one third of their total gross monthly income. This has ensured that mortgages remain readily available, with 100% loan-to-value home loans available at competitive borrowing rates.

Consequently, mortgage lending in France is soaring. French mortgage broker Athena Mortgages reports that there was a 21% rise in mortgage enquiries in Q3 2009 compared with the previous quarter.

The buy-to-let and leaseback sectors are reportedly attracting particular interest from investors, due to improved yields across the country.

The capital city of Paris has long been identified as one of the most attractive European cities for investment, and is typically the most popular place to buy a home in France, along with Cannes, Marseille and Nice, which are all located along the southern Mediterranean coast.

3. USA

The USA property market may be showing tentative signs of improvement, following one of the worst economic and property crashes in living memory, but the downturn has come at a cost to many US homeowners.

Data from RealtyTrac shows that a record high of 938,000 US homes foreclosed in the third quarter of 2009. If this trend continues, foreclosures would reach around 3.5m by the end of 2009, up from around 2.3m properties last year.

Properties in Nevada had the highest foreclosures rates in Q3, followed by homes in Arizona, California, Florida, Idaho, Utah, Georgia, Michigan, Colorado and Illinois.
Rising unemployment levels - currently at a 26-year high of 9.8% - was cited as the main reason for the increase in foreclosure levels. Yet, there may be worst to come, as the unemployment rate is not expected to peak until mid-2010.

Unfortunately, one person's misfortune is another's gain. With around 7m properties currently in the foreclosure process, compared with 1.3m for the same period in 2005, predatory investors are buying up distressed, abandoned and repossessed homes at bargain-basement prices, as now appears to be the ideal time to fill your boots.

Although the sub-prime mortgage crisis started in the USA, there are growing signs that the property market may now be at or near the bottom of the cyclical downturn. Various indices reveal that average residential prices started to rise, albeit marginally, during the second quarter of 2009.

4. Norway

Sales in Norway have nosedived over the past year or so, as residential values have cooled.

However, the Norwegian property market downturn, which has not been anywhere near as severe as in other neighbouring countries, appears to have already bottomed out, and looks ready to lead the Scandinavian property market recovery.

The key to the Norwegian property market is the strength of the country's economy, which has made it one of the wealthiest in the world, while new housing output has dropped below average, which could fall short of demand next year.

Norway is rich in both gas and oil and this helps to support the country's economy and ensure that its currency also stays strong - both alluring to property investors.

The country's population is estimated to increase by 23% - approximately one million people - over the next 40 years, which should make sure that long-term residential demand is robust.

Another positive is the fact that unemployment is extremely low - approximately 3% - compared to its European counterparts.

Almost half of the Norwegian population resides in the counties of Oslo, Rogaland, Akershus and Hordaland, and so this is where property investors should focus their attentions. Property prices in these places remain relatively cheap compared to wages in Norway.

5. Switzerland

Many of the high earners currently living in Britain look set to quit the UK in droves ahead of the introduction of a 50% top tax rate in April 2010, and escape to more tax-friendly shores, such as Switzerland.

The Swiss authorities are actively lobbying to attract many of these disillusioned high-net worth individuals, who are being tempted by assurances that they will be allowed to steer clear of European Union regulation and Britain's Financial Services Authority.

It is estimated that hedge funds managing in the region of £10 billion in assets have already moved to Switzerland in the past year alone. This has increased demand for homes to rent and buy.

Due to canton restrictions, it has previously been difficult for foreigners to buy property in Switzerland. However, the country has now eased its strict property buying regulations, and opened its doors to more international buyers, partly through the introduction of 'residence de tourisme' style investments, which is similar to the ever-popular 'leaseback' formula in France.

Switzerland, one of the richest nations in the world, is of course a tax haven.
Anyone who sets up permanent residency in Switzerland would be entitled to take advantage of the country's favourable tax law, including the lump sum taxation, which charges a levy based on people's lifestyle and spending habits.

Given that one's taxable income is charged at just five times their annual rent or rental value of their property, and the fact that assets outside Switzerland remain tax-free, should ensure demand for Swiss properties - to rent and buy - remains strong for years to come.

Historically, Swiss property values have typically appreciated in line with inflation. Properties located at the top end of the market, in cantons like Valais and Vaud, have reportedly increased by up to 20% in the past year.

6. Australia

The Australian economic and property market recovery has been swifter than the other leading nations around the world.

It has been claimed that the revival in the country's property market and economy is as much as 12 months ahead of the other developed countries in the economic cycle.

Unemployment peaked in September 2009, in stark contrast to Britain and the USA, while increasing commodity demand from China has forced the Australian Central Bank to raise benchmark interest rates. Yet this has failed to cool strong residential demand, which coupled with a general housing shortage, is forcing property values higher.

The latest Australian Bureau of Statistics house price index shows that the average price of a residential property in Australia appreciated by 4.2% in the third quarter of 2009, which means that in the year to September, residential prices increased 6.2%.

Australia could be set for a residential property price boom over the next few years, as the country's economy continues to show genuine signs of recovery.

A recent Australia property report projected that average residential prices in nearly all capital cities would increase by between 11% and 19% by 2012, with the greatest property price rises expected to be recorded in Sydney, Adelaide and Melbourne.

7. Malaysia

I tipped Malaysia to be the number one place to invest in property in 2009, due to the country's robust property ownership laws, lack of capital gains tax and attractive mortgage rates.

However, residential sales were sluggish during the early half of the year, as the market struggled as a direct consequence of the global credit crunch, while there are some political uncertainties emerging.

But with consumer sentiment improving, the recent positive market recovery, supported by the construction of new residential schemes across the country, should continue in 2010.

While property prices race ahead across much of Asia - in countries like China, Vietnam and Singapore - which has led to heightened fears of budding property bubbles, the Malaysian property market has merely stabilised, making it suited to more balanced investors.

With an extremely young and well-educated population, long-term demand for property in Malaysia looks set to grow.

Domestically, an increasing number of people are moving from the countryside into the larger cities, while internationally Malaysia looks set to cross a demographic landmark of huge social and economic importance.

Malaysia's population is growing by around 2%, or an extra 500,000 people, every year. The World Bank projects the country's population will grow annually by 1% until 2050, which will place further pent-up demand on property values.

Malaysia's property prices are still lower than they were in 1997, due partly to the Asian financial crisis in the late 1990's, suggesting very real room for growth.

8. Abu Dhabi

The recent property price falls in the fast growing UAE capital of Abu Dhabi, the richest and largest of all the seven UAE states, have been nowhere near as severe as in neighbouring Dubai.

The tax-efficient emirate has the largest fossil fuel reserve in the UAE, is the fourth biggest natural gas producer in the world, has the world's highest income per capita, is home to almost all of the Arabic Fortune 500 companies, and is currently sitting on over 88 billion barrels of proven oil reserves.

Yet Abu Dhabi is now actively trying to reduce its reliance on oil, and is diversify its economy into the financial services and tourism sectors. Billions of pounds have been allocated for infrastructure projects and the development of residential, leisure and cultural schemes across the oil-rich emirate. The plans are truly remarkable.

Nevertheless, investors seeking out bargain deals will find some of the best opportunities for distressed property investments in the Gulf region in Abu Dhabi.

The recent slowdown in the property market means that just 45,000 are anticipated to be completed in the capital in the next four years, augmenting the exiting housing shortage.

The supply of housing stock remains scant, partly because Abu Dhabi is not part of a community master-plan like those pioneered by Emaar and Nakheel in Dubai.

The housing shortfall in the capital is expected to stand at around 15,000 homes next year, which could mean that property prices and rents are forced up, while residential demand - domestic and international - is expected to increase.

Because Abu Dhabi does not have the same high level of exposure to the global financial crisis, compared with other UAE emirates, mortgages for non-residents - at up to 75% loan-to-value - are readily available again. This is likely to appeal to buy-to-let investors, as well as those people seeking equity release and to remortgage their properties in Abu Dhabi.

9. Oman

The relaxed Arabian state of Oman, voted 'destination of the year 2008' by Vogue magazine, has long been a popular holidaying destination for people living within the GCC.

With a population of around 2.3m, Oman is being modernised and liberalised culturally and economically by hereditary Sultan, Qaboos Bin Said Al-Said, a forward-thinking leader.

Sultan Qaboos strategy for economic growth - Vision 2020 - aims to diversify Oman's economic dependency on oil, and focus on other industries, such as property and tourism.

Demand for property in Oman is primarily being driven by the Sultan's decision to introduce legislation in 2004 - ratified in 2006 - permitting foreigners to buy freehold property and land in designated tourist areas, most notably Muscat. These projects are referred to as Integrated Tourism Complexes (ITC). Furthermore, foreign homeowners can now apply for residency visas.

A number of luxurious developments are being erected across Oman including, The Chedi, Azaiba, Wadi Kabi, The Wave, Barr Al Jissah Residences, Jebel Sifah, Salalah Beach, The Malkai, Muscat Hills, Al Madina A'Zarqa, Jebel Sifah, and Salalah Beach.

The fact that Oman appeals to end-users - not just investors - means that the medium to long-term prospect for Omani property market growth looks good.

10. South Africa

South African property market conditions look ripe for investment, as the country starts to come out of recession. Recent property price falls appear to be bottoming out, while FIFA's 2010 football World Cup fast approaches.

From the moment world football's governing body, FIFA, awarded South Africa the rights to host the World Cup in 2010, shrewd property investors from around the globe have been looking on with great interest, with one eye firmly on cashing in on the sport's popularity.

The first ever FIFA World Cup to be hosted on African soil has the potential to be the biggest sporting event of all time.

The tournament is expected to attract around 350,000 football fans for a month of football mayhem, starting on 11 June 2010, which is tipped to contribute around £1.5bn to South Africa's gross domestic product and generate another £500m in government taxes.

South Africa property prices haven softened over the past year or so, due to a fall in residential demand, caused by reduced housing affordability, higher inflation and interest rates.

But residential prices could soon experience growth, on the back of what should be a reinvigorated economy, spurred by the football tournament.

While the odds may be stacked up against the South African football winning the World Cup in 2010, it is not too far fetched to assume that the country's housing market could prove to be the real winner of the tournament, generating significant returns for property investors in the process.

Marc Da-Silva for HomesOverseas.co.uk.

Brazil property for sale. Overseas property news. Expert advice on buying property overseas and overseas property investment.

Article Source: http://EzineArticles.com/?expert=Marc_Da-Silva

All About Sell and Rent Back Scheme

2009-11-19T17:24:00.000-08:00

All About Sell and Rent Back Scheme

Many times people get stuck in difficult financial crunches, in which they have no option but to sell off their house. Selling your own house, especially in this desperate way, is a very tough decision to make. Such situations generally arrive when a person is unable to payback their mortgage payments. However, many mortgage rescuer companies now offer a solution to such problems, 'Sell and Rent Back' scheme.

What is Sell and Rent Back Scheme?

In this scheme, a mortgage rescuer company buys a home from people desperate to sell their house fast for cash. These companies buy the house on a discounted price and rent out the house back to the borrower at market price. The deal takes place quietly without any of your neighbour even getting a hint about it. The borrower gets the advantage in terms of the overdue debts. But there is also a disadvantage; the house is purchased on a price lower than the market price, especially by unregulated firms.Mostly, the borrower gets 75% to 85% of the money. The price is less than the actual cost of the house, but for a person desperately in need of money, it comes as a God sent help. The cash payment can be used by the borrowers to take care of his/her financial crunches or settle all the mortgage payments. Many mortgage rescuer companies also offer the borrower the possibility of buying back his/her house after few years or when they are financially stable enough to purchase it back. However, the borrower can only buy the house back on the then current market prices. The paper work and legal matters are taken care of by the company and are completed within the few days of the deal. Also mostly payments of taxes, like sale tax, etc are also taken care of by the company. However, some borrower is taken for a ride in such deals. Some companies and real estate agents keep an open eye for people with desperate need of money and huge unpaid debts and mortgages. They take undue advantage of the helplessness of the borrower by quoting a very low price for their house. The borrowers are in dire need of money and reluctantly accept the offer, which means an instant profit for the company.

Few Words of caution:

Internet has made it easier for these companies to grow their tentacles and clutch such helpless people. They find such people who are in difficult financial crunches and offer them to sell to rent back. The only way to get best solution is to approach reputed and big scale companies. Approach the companies who have a good reputation in the market for offering appropriate price for the properties and offer a future prospect of buying back their house. Do a proper back ground research of the company and approach previous borrowers who have had experience with the company to get best price for your house in difficult situations.

For any help on Sell and rent back, check out the info available online; these will help you learn to find the Sell to rent back!

Article Source: http://EzineArticles.com/?expert=Michel_Disusa

Real Estate Opportunities and Alternate Streams of Income for Investors

2009-11-18T16:41:00.000-08:00

Real Estate Opportunities and Alternate Streams of Income for Investors
coasters? Do you get nauseous or do you feel the thrill, throw your hands in the air and yell with excitement? If you want to succeed in the real estate industry you must learn to love unexpected turns of events and a wild ride. The real estate market is in an up and down cycle just like the stock market. Currently, many agents fear a soft or slowed market but the market has simply adjusted, as it has in the past. Change is a part of life and in the business of real estate you can count on it.

Two Words: Marketing Plan

Over the last few years many agents rode in on the sellers market and started a business with leads from family and friends. Unfortunately, relying on these types of leads is not a sustainable way of marketing yourself as a REALTOR®. In the excitement of a hot market many agents failed to think ahead and are now struggling to compete. Nationally there is a marketing frenzy that, without a plan of action, will shake you right out of the market. According to real estate expert Terry Watson, one of the “Top 7 Rookie Mistakes” in the real estate industry is having no marketing plan. “When you go into real estate sales, you are going into business for yourself,” states Watson. “But many salespeople have no clear goals or timeline for achieving their goals,” he continues, “Consistently, real estate professionals who have a written business plan are more successful than people who don't”.

Be an Entrepreneur

Basically a REALTOR is an independent contractor. Don't get confused and think, as an agent, you work for a broker. If you are not earning a commission split of ninety-five to one hundred percent why take your money and pay fifteen to fifty percent of every commission dollar? This alone will put your real estate career in the toilet. At the end of the day you:

1. Lack the money to market yourself.

2. Are unable to claim the maximum number of tax write offs.

3. Cannot afford an office assistant so you can meet with clients and prospect.

Terry Watson calls “Not Maximizing Your Productivity” another one of the “Top 7 Rookie Mistakes”. “According to the NATIONAL ASSOCIATION OF REALTORS® Member Profile,” Watson says, “real estate practitioners who used at least one personal assistant had a significantly higher sales volume than those who didn't. You may erroneously think that you can't afford a personal assistant. But think again.” Also every agent should partner with a franchise. Although you have to generate your own leads, you put more money in your pocket and take charge of your own destiny.

Technology Isn't Just for Geeks

Another key to a successful real estate career is to utilize the technology available. As a real estate agent, technology makes you more efficient and organized. Again Terry Watson writes “If you look at top-producing real estate professionals who are selling 600-plus units a year, you will notice that they have two things in common: assistants and systems.” He continues, “These practitioners are multiplying their efforts and increasing their output through people and technology.” Also, approximately eighty percent of all buyers begin their real estate search online. The Internet is a tool no REALTOR® can afford to ignore. As an agent, I not only have web sites to attract online buyers and sellers nationwide, I have assembled a team of Internet marketing specialists. A focus on my niche market, those planning to retire or relocate to the Williamsburg region, makes Internet marketing essential. Don't spread yourself thin, find a marketing strategy that works and invest in it!

Last But Not Least: Customer Service

Although exceptional customer service should be the top priority of every real estate agent, it isn't. Customer service counts, especially when assisting people with the sale or purchase of one of their most precious investments, a home. I find more new clients by answering my cell phone and returning messages within four or five hours. Homebuyers and sellers don't want that “real estate if you're lucky” feeling, they want a REALTOR® for life. Also, when you are with a client don't answer phone calls. Give them your undivided attention and be responsive to their needs. These practices ensure referrals in the future.

Your career as a REALTOR® can lead to success if you are willing to put your sweat, heart and ambition into this ever changing industry. Find a real estate company to work for that is agent friendly and in turn you will be customer friendly. Approach successful real estate agents and ask them to mentor you.

Article Source:
http://www.bestmanagementarticles.com
http://real-estate-management.bestmanagementarticles.com
About the Author:
Elaine VonCannon is an award winning REALTOR with RE/Max Capital in Williamsburg, Virginia. She specializes in retirement and relocation in the Williamsburg, South Eastern Virginia area and in Virginia Estate properties. To learn more about real estate and the current market visit my web site at http://www.voncannonrealestate.com. or http://www.estatesinvirginia.com. Email Elaine at vonmor1@cox.net.

PROPERTY INVESTMENTS YIELD HIGH RETURNS

2009-11-15T17:02:00.000-08:00

PROPERTY INVESTMENTS YIELD HIGH RETURNS
Posted: Oct 23rd, 2009 | Comments: 0 | Views: 19 | Bookmark and Share
Ads by Google

Trade in Stock Markets
Invest in Stocks, Shares in India With Citibank NRI Account
www.Citibank.co.in

Tata Housing Luxury Flats
Raisina Residency. Luxury Gurgaon property - Where Art Inspires Life!
www.RaisinaResidency.co.in/

New Launch at Pegu Rd
Freehold. 48units. 19-sty. Low Quantum. S$5xxK. Call 8222 3338
sgpropertytimes.blogspot.com

Mortgage Specialists
For Aussie expats.
www.properfinance.com.au

We buy UK real estate
Commercial and residential investors and developers
www.HeritageLandPlc.com
Syndicate this Article Copy to clipboard

PROPERTY INVESTMENTS YIELD HIGH RETURNS

Author: zameensapna

You can invest in property for both immediate rental returns and long-term wealth creation, says Vikas Agarwal

As economic conditions improve globally, the cheer is coming back into the property market. Analysts believe it is a good time for those looking at investing in property, both residential for own use as well as from an investment perspective. Investments in property bring diversification to an investor’s investment portfolio. Historically, it has been proved that a property investment is a lowrisk option with high returns over a long term.

Usually, price volatility is quite low in the property market. Due to the global recession, property prices corrected in the recent past. As the global economic conditions are improving, the demand in the property market has increased. The property prices have begun to show signs of appreciation. Therefore, it is a good time to go in for property.

Investments in property offer short-term returns in terms of rental income and long-term returns in terms of capital gains. Therefore, it is suitable from a short-term as well as long-term perspective. Property adds to the long-term wealth creation goal of an individual. The government also provides income tax exemptions for those invested in residential property.

In general, investments in property require a significant upfront investment. Therefore, it is important to plan well while entering into a property investment. Location and price of the property are the two most important factors that pretty much decide the returns from the property investment. A property investment in an upcoming area gives the best returns over time.

Here are some options available for investors:

Residential property

Investors who do not have a house of their own should first look at buying a residential property. There are many sops available for investors buying a residential property, especially the first residential property. The government gives an income tax exemption on interest paid against a housing loan, to a maximum of Rs 1.5 lakhs per year. Also, investors can claim a rebate in income tax on the principal repaid, to a maximum of Rs 1 lakh.

The government is planning to increase the limits of these exemptions in the new tax code. In addition to these, attractive housing loan schemes are available in the market and the interest rates on housing loans are lower than the interest rates on other borrowings.

Site

A site is good for those who can keep a regular watch on it. An investment in a site requires relatively more attention at the time of purchase. The percentage returns on sites at good locations is mostly higher than other options. The value of a site in developing areas has appreciated many times over the last few years.

Commercial property

A commercial property is a good investment for those looking at high rental income and capital appreciation over a long run. The price of commercial property is quite high. However, commercial property in a prime location has the potential to earn 10 to 12 percent returns in terms rental income.

Perspective

There are two avenues in property investments - buying a house to live in and an investment for capital appreciation. Buying a house to live in should be done as early as possible as it saves tax, and creates long-term wealth.

An investment for rental returns and capital appreciation should be planned well. It helps in portfolio diversification.

Courtesy:- TOI dt:- 17-10-09

About the Author:

Article Source: ArticlesBase.com - PROPERTY INVESTMENTS YIELD HIGH RETURNS

You can invest in property for both immediate rental returns and long-term wealth creation, says Vikas Agarwal

As economic conditions improve globally, the cheer is coming back into the property market. Analysts believe it is a good time for those looking at investing in property, both residential for own use as well as from an investment perspective. Investments in property bring diversification to an investor’s investment portfolio. Historically, it has been proved that a property investment is a lowrisk option with high returns over a long term.

Usually, price volatility is quite low in the property market. Due to the global recession, property prices corrected in the recent past. As the global economic conditions are improving, the demand in the property market has increased. The property prices have begun to show signs of appreciation. Therefore, it is a good time to go in for property.

Investments in property offer short-term returns in terms of rental income and long-term returns in terms of capital gains. Therefore, it is suitable from a short-term as well as long-term perspective. Property adds to the long-term wealth creation goal of an individual. The government also provides income tax exemptions for those invested in residential property.

In general, investments in property require a significant upfront investment. Therefore, it is important to plan well while entering into a property investment. Location and price of the property are the two most important factors that pretty much decide the returns from the property investment. A property investment in an upcoming area gives the best returns over time.

Here are some options available for investors:

Residential property

Investors who do not have a house of their own should first look at buying a residential property. There are many sops available for investors buying a residential property, especially the first residential property. The government gives an income tax exemption on interest paid against a housing loan
, to a maximum of Rs 1.5 lakhs per year. Also, investors can claim a rebate in income tax on the principal repaid, to a maximum of Rs 1 lakh.

The government is planning to increase the limits of these exemptions in the new tax code. In addition to these, attractive housing loan schemes are available in the market and the interest rates on housing loans are lower than the interest rates on other borrowings.

Site

A site is good for those who can keep a regular watch on it. An investment in a site requires relatively more attention at the time of purchase. The percentage returns on sites at good locations is mostly higher than other options. The value of a site in developing areas has appreciated many times over the last few years.

Commercial property

A commercial property is a good investment for those looking at high rental income and capital appreciation over a long run. The price of commercial property is quite high. However, commercial property in a prime location has the potential to earn 10 to 12 percent returns in terms rental income.

Perspective

There are two avenues in property investments - buying a house to live in and an investment for capital appreciation. Buying a house to live in should be done as early as possible as it saves tax, and creates long-term wealth.

An investment for rental returns and capital appreciation should be planned well. It helps in portfolio diversification.

Courtesy:- TOI dt:- 17-10-09
zameensapna
Ads by Google
Trade in Stock Markets
Invest in Stocks, Shares in India With Citibank NRI Account www.Citibank.co.in
Tata Housing Luxury Flats
Raisina Residency. Luxury Gurgaon property - Where Art Inspires Life! www.RaisinaResidency.co.in/
New Launch at Pegu Rd
Freehold. 48units. 19-sty. Low Quantum. S$5xxK. Call 8222 3338 sgpropertytimes.blogspot.com
Rate this Article:

*
* 1
* 2
* 3
* 4
* 5

0 / 5 stars - 0 vote(s)
Print Email Re-Publish

Article Source: http://www.articlesbase.com/real-estate-articles/property-investments-yield-high-returns-1372492.html
Article Tags: real estate, real estate india buy property in india, commercial complex, commercial complex in india, commercial space in delhi, commercial space in noida, home loan, indian real estate, office space, office space in delhi, office space in gurgaon, office

* Related Videos
* Related Articles
* Ask / Related Q&A

Play
How To Invest In Real Estate
Play
Expert Real Estate Tips - Wholesale Property Guide
Play
How to Understand Property Taxes
Play
How to Invest Real Estate
Play
Rick otton uncovers new strategies property investment

1. Buy Property in India
2. Opportune Time to Invest in Buying Properties in India
3. Things You Need to Check to Buy Property in India
4. Buying Property In India
5. Why You Must Look to Buy Property in India Now
6. Buy Commercial Property in India
7. Buying Property Needs Preparation
8. To Buy Proeprty in India – a Dent in Cash Flow of Nris

Real Estate Questions
Ask the Community
Got a question about PROPERTY INVESTMENTS YIELD HIGH RETURNS? Type your question here...

Ask Your
Question
Recent Questions ... Whats Your Take?

*
If I buy a foreclosure and if the previous owner wins a lawsuit what will happen to my investment?

If I buy a foreclosure and if the previous owner wins a lawsuit what will happen to my investment?
3 Answers
*
Where can I get information regarding home improvement stimulus money for cook county?

Where can I get information regarding home improvement stimulus money for cook county?
Be the first to answer
*
Article Error

Article Error
1 Answer

[+] Get This Widget
i
Add new Comment
Your Name * Your Email: *
Comment Body *
Enter Validation Code: * Captcha

* Latest Real Estate Articles
* More from zameensapna

Designing Your Own Home With Software
By: Jill Philips | 15/11/2009
Designing your own home with software can be quite simple. Today's advanced home design software can allow you to design every element of your home from your own computer, without advanced architecture training! Home design software allows you to plan your home from start to finish so that the end...

Comparison Shopping For Contractors
By: Jill Philips | 15/11/2009
Hiring a reputable contractor can be accomplished if the research is done before making a decision. New home construction, like any other industry, has both good and not so good people involved in it. Taking the time to assess the situation (and the contractor) before hand can save time and...

Working With Contractors - The Good, The Bad, And the Ugly of New Home Construction
By: Jill Philips | 15/11/2009
To insure a good experience when working with contractors during new home construction, there are several things that must be done. Shop around for contractors. Accept bids from different contractors and make appointments to speak with them, this will give you a feel for someone that you will have to...

Designing the Perfect Home
By: Jill Philips | 15/11/2009
Designing the perfect home is a much sought after goal. There are magazines dedicated to designing the perfect home, close to 200 in the United States alone. There a websites that are dedicated to designing the perfect home, blog sites and many television shows dedicated to designing the perfect home....

Energy Credits New Home Builders Must Know About
By: Jill Philips | 15/11/2009
An energy credit is a tax credit - a payment made on the taxes you owe. A tax credit offers you a larger impact on your tax liability than a deduction because it is deducted from the tax money that is owed as opposed to deducting the money from the...

Seven Hills - Where Beauty And Peacefulness Converges
By: Jason Cantrantz | 15/11/2009
There is a position east of Los Angeles where beauty and Quiet Assembles. It is an whole season heaven that plies limitless beauty and recreational outlet, and it whole Encounters here at Seven Hills where their outside involves the center stage. Beneath a Mountain and a Forest Consisting within the San Bernardino...

Antalya – Hidden gems in the Turkish property market
By: Mark Burns | 15/11/2009
Whilst the more popular destinations such as Bodrum and Altinkum have proven popular with overseas investors, less well known destinations can offer excellent opportunities for people looking to purchase property in Turkey. Antalya, in south west Turkey is indeed a hidden gem, offering a wide range of holiday and investment homes for people looking for a more authentic Turkish experience.

Selling a Long Island Home (Yourself or With a Broker)
By: Peter T. Roach | 15/11/2009
This article provides advice on how to sell a house on Long Island, though the principles are the same for most locations. When you've decided you want to sell your house the main decision you have to make is whether or not you want to use a Real Estate Broker to help you sell

UNLOCKING THE GREEN ADVANTAGE
By: zameensapna | 07/11/2009 | Real Estate
A prominent developer is launching a business park with buildings that can adapt to the changing environment making them safe, secure and a delightful experience for the occupants They say India lives in its villages.

WONDERING WHAT IS IT THEY WANT..
By: zameensapna | 07/11/2009 | Real Estate
Customers today want nothing but the best when buying a house. But, the jury is still out on what exactly makes a property click for them Day: Sunday. Place: Greater Noida Expressway. Time: 2pm. On the way from Delhi to Greater Noida on any Saturday or Sunday, you would find tents of realtors. Staffers of realty companies sit inside these makeshift tents, and there is a huge a stretch of land behind the tents. Naturally, the staffers of realty firms wait for their prospective customers.

CORPORATE SPACE: IT IS TIME TO BOUNCE BACK
By: zameensapna | 29/10/2009 | Real Estate
Thanks to improving economic sentiments and rising confidence of the corporate sector, the commercial property segment is in the recovery mode Call it the domino effect - after residential property market got into a recovery mode, the nation's commercial property segment has also started showing signs of revival

A Shiny Look
By: zameensapna | 29/10/2009 | Real Estate
Diwali might be over, but the festivity should continue. Here’s how to keep up the festive look The colours of an Indian festival are bright and bold;

FOREIGN HOTELS JACK UP STAR VALUE IN INDIA
By: zameensapna | 28/10/2009 | Real Estate
Premier Inn, the UK’s largest hotel chain, is popular among international travelers as a budget hotel. But in India, where it will open its first hotel in Bangalore early next month, Premier Inn is pitching itself as a value-for money mid-market brand.

SMS ADVERTISING
By: zameensapna | 23/10/2009 | Real Estate
Realtors are beginning to warm up to SMSs and web applications to advertise their products, which are quite cost effective, says Namrata Kohli

PROPERTY INVESTMENTS YIELD HIGH RETURNS
By: zameensapna | 23/10/2009 | Real Estate
You can invest in property for both immediate rental returns and long-term wealth creation, says Vikas Agarwal

AVALON GARDENS’ BHIWADI WAIT FOR YOU
By: zameensapna | 14/10/2009 | Real Estate
AVALON GARDENS’ BHIWADI WAIT FOR YOU ‘Avalon Gardens’ project is being developed by Avalon Group. ‘Avalon Gardens’ is ideally located on main road Alwar Bye-pass Road at Bhiwadi just one km from National Highway-8. ‘Avalon Gardens’ is a premium group housing project spread over many acres. The project, comprised of 2-3 bedroom and Studio Apartments, is surrounded by existing inhabitated group housing complexes like Ashiana Gardens and Konark and many new upcoming housing projects. Other sp

Submit Your Articles Free: Signup
zameensapna zameensapna has 34 articles online.
Contact Author
Subscribe to RSS

Print article
Publish this Article
Send to friend
Article Categories
All Categories
Finance

* Accounting
* Banking
* Credit
* Currency Trading
* Day Trading
* Debt Consolidation
* Insurance
* Investing
* Loans
* Mortgage
* Personal Finance
* Real Estate
* Taxes
* Wealth Building

Ads by Google

Buying in Sydney?
We arrange finance, solicitor, insurance, management and taxation.
www.properfinance.com.au

We buy UK real estate
Commercial and residential investors and developers
www.HeritageLandPlc.com

Investment In Brasil
Looking to Invest in Brazil? We Have the Best from $130,000
www.BRIC-Investment.com

Warren Buffett System
Download the step-by-step guide to investing just like Warren Buffett.
www.BuffettSystem.com

i
Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog
Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Webmasters
Partner with Us
RSS Builder
RSS
Link to Us
Business Info
Advertising
Article Writing
Partner with Us
Sign up for our email newsletter
Receive updates, enter your email below

Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2008 Free Articles by ArticlesBase.com, All rights reserved. (0.15, 1, w2)

property busines

2009-11-10T16:40:00.000-08:00

Property designates those things commonly recognized as the entities in respect of which a person or group has exclusive rights. Important types of property include real property (land), personal property (other physical possessions), and intellectual property (rights over artistic creations, inventions, etc.). A right of ownership is associated with property that establishes the good as being "one's own thing" in relation to other individuals or groups, assuring the owner the right to dispense with the property in a manner he or she sees fit, whether to use or not use, exclude others from using, or to transfer ownership. Some philosophers assert that property rights arise from social convention. Others find origins for them in morality or natural law.
Use of the term
Various scholarly communities (e.g., law, economics, anthropology, sociology) may treat the concept more systematically, but definitions vary within and between fields. Scholars in the social sciences frequently conceive of property as a bundle of rights. They stress that property is not a relationship between people and things, but a relationship between people with regard to things.

Public property is any property that is controlled by a state or by a whole community. Private property is any property that is not public property. Private property may be under the control of a single individual or by a group of individuals collectively.[1] Some philosophers like Karl Marx use it to describe a social relationship between those who sell their labor power and those who buy it.
General characteristics
Modern property rights conceive of ownership and possession as belonging to legal individuals, even if the legal individual is not a real person. Corporations, for example, have legal rights similar to American citizens, including many of their constitutional rights. Therefore, the corporation is a juristic person or artificial legal entity, which some refer to as "corporate personhood".

Property rights are protected in the current laws of states usually found in the form of a Constitution or a Bill of Rights. The fifth and the fourteenth amendment to the United States constitution, for example, provides explicitly for the protection of private property:

The Fifth Amendment states:

Nor be deprived of life, liberty, or property, without due process of law; nor shall private property be taken for public use, without just compensation.

The Fourteenth Amendment states:

No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any State deprive any person of life, liberty, or property, without due process of law.

Protection is also found in the United Nations Universal Declaration of Human Rights, Article 17, and in the French Declaration of the Rights of Man and of the Citizen, Article XVII, and in the European Convention on Human Rights (ECHR), Protocol 1.

Property is usually thought of in terms of a bundle of rights as defined and protected by the local sovereignty. Ownership, however, does not necessarily equate with sovereignty. If ownership gave supreme authority it would be sovereignty, not ownership. These are two different concepts.

Traditional principles of property rights includes:

1. control of the use of the property
2. the right to any benefit from the property (examples: mining rights and rent)
3. a right to transfer or sell the property
4. a right to exclude others from the property.

Traditional property rights do not include:

1. uses that unreasonably interfere with the property rights of another private party (the right of quiet enjoyment). [See Nuisance]
2. uses that unreasonably interfere with public property rights, including uses that interfere with public health, safety, peace or convenience. [See Public Nuisance, Police Power]

Legal systems have evolved to cover the transactions and disputes which arise over the possession, use, transfer and disposal of property, most particularly involving contracts. Positive law defines such rights, and a judiciary is used to adjudicate and to enforce.

In his classic text, "The Common Law", Oliver Wendell Holmes describes property as having two fundamental aspects. The first is possession, which can be defined as control over a resource based on the practical inability of another to contradict the ends of the possessor. The second is title, which is the expectation that others will recognize rights to control resource, even when it is not in possession. He elaborates the differences between these two concepts, and proposes a history of how they came to be attached to individuals, as opposed to families or entities such as the church.

According to Adam Smith, the expectation of profit from "improving one's stock of capital" rests on private property rights, and the belief that property rights encourage the property holders to develop the property, generate wealth, and efficiently allocate resources based on the operation of the market is central to capitalism. From this evolved the modern conception of property as a right which is enforced by positive law, in the expectation that this would produce more wealth and better standards of living.

* Classical liberals, libertarians, and related traditions

: "Just as man can't exist without his body, so no rights can exist without the right to translate one's rights into reality, to think, to work and keep the results, which means: the right of property." (Ayn Rand, Atlas Shrugged)

Most thinkers from these traditions subscribe to the labor theory of property. They hold that you own your own life, and it follows that you must own the products of that life, and that those products can be traded in free exchange with others.

: "Every man has a property in his own person. This nobody has a right to, but himself." (John Locke, Second Treatise on Civil Government)

: "Life, liberty, and property do not exist because men have made laws. On the contrary, it was the fact that life, liberty, and property existed beforehand that caused men to make laws in the first place." (Frédéric Bastiat, The Law)

: "The reason why men enter into society is the preservation of their property." (John Locke, Second Treatise on Civil Government)

* Socialism's fundamental principles are centered on a critique of this concept, stating, among other things, that the cost of defending property is higher than the returns from private property ownership, and that even when property rights encourage the property-holder to develop his property, generate wealth, etc., he will only do so for his own benefit, which may not coincide with the benefit of other people or society at large
* Libertarian socialism generally accepts property rights, but with a short abandonment time period. In other words, a person must make (more or less) continuous use of the item or else he loses ownership rights. This is usually referred to as "possession property" or "usufruct." Thus, in this usufruct system, absentee ownership is illegitimate, and workers own the machines they work with.
* Communism argues that only collective ownership of the means of production through a polity (though not necessarily a state) will assure the minimization of unequal or unjust outcomes and the maximization of benefits, and that therefore private property (which in communist theory is limited to capital (economics)) should be abolished.

Both communism and some kinds of socialism have also upheld the notion that private property is inherently illegitimate. This argument is centered mainly on the idea that the creation of private property will always benefit one class over another, giving way to domination through the use of this private property. Communists are naturally not opposed to personal property which is "Hard-won, self-acquired, self-earned" (Communist Manifesto), by members of the proletariat.

Not every person, or entity, with an interest in a given piece of property may be able to exercise all of the rights mentioned a few paragraphs above. For example, as a lessee of a particular piece of property, you may not sell the property, because the tenant is only in possession, and does not have title to transfer. Similarly, while you are a lessee the owner cannot use his or her right to exclude to keep you from the property. (Or, if he or she does you may perhaps be entitled to stop paying rent or perhaps sue to regain access.)

Further, property may be held in a number of forms, e.g. joint ownership, community property, sole ownership, lease, etc. These different types of ownership may complicate an owner's ability to exercise his or her rights unilaterally. For example if two people own a single piece of land as joint tenants, then depending on the law in the jurisdiction, each may have limited recourse for the actions of the other. For example, one of the owners might sell his or her interest in the property to a stranger that the other owner does not particularly like.
Theories of property
A natural rights definition of property rights was advanced by John Locke. Locke advanced the theory that when one mixes one’s labor with nature, one gains ownership of that part of nature with which the labor is mixed, subject to the limitation that there should be "enough, and as good, left in common for others"[1].

Anthropology studies the diverse systems of ownership, rights of use and transfer, and possession[2] under the term "theories of property". Western legal theory is based, as mentioned, on the owner of property being a legal individual. However, not all property systems are founded on this basis.

In every culture studied ownership and possession are the subject of custom and regulation, and "law" where the term can meaningfully be applied. Many tribal cultures balance individual ownership with the laws of collective groups: tribes, families, associations and nations. For example the 1839 Cherokee Constitution frames the issue in these terms:

Sec. 2. The lands of the Cherokee Nation shall remain common property; but the improvements made thereon, and in the possession of the citizens respectively who made, or may rightfully be in possession of them: Provided, that the citizens of the Nation possessing exclusive and indefeasible right to their improvements, as expressed in this article, shall possess no right or power to dispose of their improvements, in any manner whatever, to the United States, individual States, or to individual citizens thereof; and that, whenever any citizen shall remove with his effects out of the limits of this Nation, and become a citizen of any other government, all his rights and privileges as a citizen of this Nation shall cease: Provided, nevertheless, That the National Council shall have power to re-admit, by law, to all the rights of citizenship, any such person or persons who may, at any time, desire to return to the Nation, on memorializing the National Council for such readmission.

Communal property systems describe ownership as belonging to the entire social and political unit, while corporate systems describe ownership as being attached to an identifiable group with an identifiable responsible individual. The Roman property law was based on such a corporate system.

Different societies may have different theories of property for differing types of ownership. Pauline Peters argued that property systems are not isolable from the social fabric, and notions of property may not be stated as such, but instead may be framed in negative terms: for example the taboo system among Polynesian peoples. [2]
Property in philosophy
In medieval and Renaissance Europe the term "property" essentially referred to land. Much rethinking was necessary in order for land to come to be regarded as only a special case of the property genus. This rethinking was inspired by at least three broad features of early modern Europe: the surge of commerce, the breakdown of efforts to prohibit interest (so-called "usury"), and the development of centralized national monarchies.
Ancient philosophy
Urukagina, the king of the Sumerian city-state Lagash, established the first laws that forbade compelling the sale of property. The Cyrus cylinder of Cyrus the Great, founder of the Achaemenid Persian Empire, documents the protection of property rights.[3]

The Ten Commandments shown in Exodus 20:2-17 and Deuteronomy 5:6-21 stated that the Israelites were not to steal. These texts, written in approximately 1400 B.C., were an early protection of private property.

Aristotle, in Politics, advocates "private property." In one of the first known expositions of tragedy of the commons he says, "that which is common to the greatest number has the least care bestowed upon it. Every one thinks chiefly of his own, hardly at all of the common interest; and only when he is himself concerned as an individual." In addition, he says when property is common there are natural problems that arise due to differences in labor: "If they do not share equally enjoyments and toils, those who labor much and get little will necessarily complain of those who labor little and receive or consume much. But indeed there is always a difficulty in men living together and having all human relations in common, but especially in their having common property." (Politics, 1261b34)
Pre-industrial English philosophy
Thomas Hobbes 1600s

The principal writings of Thomas Hobbes appeared between 1640 and 1651—during and immediately following the war between forces loyal to King Charles I and those loyal to Parliament. In his own words, Hobbes' reflection began with the idea of "giving to every man his own," a phrase he drew from the writings of Cicero. But he wondered: How can anybody call anything his own? In that unsettled time and place it perhaps was natural that he would conclude: My own can only truly be mine if there is one unambiguously strongest power in the realm, and that power treats it as mine, protecting its status as such.

James Harrington 1600s

A contemporary of Hobbes, James Harrington, reacted differently to the same tumult; he considered property natural but not inevitable. The author of Oceana, he may have been the first political theorist to postulate that political power is a consequence, not the cause, of the distribution of property. He said that the worst possible situation is one in which the commoners have half a nation's property, with crown and nobility holding the other half—a circumstance fraught with instability and violence. A much better situation (a stable republic) will exist once the commoners own most property, he suggested.

In later years, the ranks of Harrington's admirers would include American revolutionary and founder John Adams.

Robert Filmer 1600s

Another member of the Hobbes/Harrington generation, Sir Robert Filmer, reached conclusions much like Hobbes', but through Biblical exegesis. Filmer said that the institution of kingship is analogous to that of fatherhood, that subjects are but children, whether obedient or unruly, and that property rights are akin to the household goods that a father may dole out among his children—his to take back and dispose of according to his pleasure.

John Locke 1600s

In the following generation, John Locke sought to answer Filmer, creating a rationale for a balanced constitution in which the monarch would have a part to play, but not an overwhelming part. Since Filmer's views essentially require that the Stuart family be uniquely descended from the patriarchs of the Bible, and since even in the late seventeenth century that was a difficult view to uphold, Locke attacked Filmer's views in his First Treatise on Civil Government, freeing him to set out his own views in the Second Treatise on Civil Government. Therein, Locke imagined a pre-social world, the unhappy residents of which create a social contract. They would, he allowed, create a monarchy, but its task would be to execute the will of an elected legislature.

"To this end" he wrote, meaning the end of their own long life and peace, "it is that men give up all their natural power to the society they enter into, and the community put the legislative power into such hands as they think fit, with this trust, that they shall be governed by declared laws, or else their peace, quiet, and property will still be at the same uncertainty as it was in the state of nature."

Even when it keeps to proper legislative form, though, Locke held that there are limits to what a government established by such a contract might rightly do.

"It cannot be supposed that [the hypothetical contractors] they should intend, had they a power so to do, to give any one or more an absolute arbitrary power over their persons and estates, and put a force into the magistrate's hand to execute his unlimited will arbitrarily upon them; this were to put themselves into a worse condition than the state of nature, wherein they had a liberty to defend their right against the injuries of others, and were upon equal terms of force to maintain it, whether invaded by a single man or many in combination. Whereas by supposing they have given up themselves to the absolute arbitrary power and will of a legislator, they have disarmed themselves, and armed him to make a prey of them when he pleases..."

Note that both "persons and estates" are to be protected from the arbitrary power of any magistrate, inclusive of the "power and will of a legislator." In Lockean terms, depredations against an estate are just as plausible a justification for resistance and revolution as are those against persons. In neither case are subjects required to allow themselves to become prey.

To explain the ownership of property Locke advanced a labor theory of property.

William Blackstone 1700s

In the 1760s, William Blackstone sought to codify the English common law. In his famous Commentaries on the Laws of England he wrote that "every wanton and causeless restraint of the will of the subject, whether produced by a monarch, a nobility, or a popular assembly is a degree of tyranny."

How should such tyranny be prevented or resisted? Through property rights, Blackstone thought, which is why he emphasized that indemnification must be awarded a non-consenting owner whose property is taken by eminent domain, and that a property owner is protected against physical invasion of his property by the laws of trespass and nuisance. Indeed, he wrote that a landowner is free to kill any stranger on his property between dusk and dawn, even an agent of the King, since it isn't reasonable to expect him to recognize the King's agents in the dark.

David Hume 1700s

In contrast to the figures discussed in this section thus far, David Hume lived a relatively quiet life that had settled down to a relatively stable social and political structure. He lived the life of a solitary writer until 1763 when, at 52 years of age, he went off to Paris to work at the British embassy.

In contrast, one might think, to his outrage-generating works on religion and his skeptical views in epistemology, Hume's views on law and property were quite conservative.

He did not believe in hypothetical contracts, or in the love of mankind in general, and sought to ground politics upon actual human beings as one knows them. "In general," he wrote, "it may be affirmed that there is no such passion in human mind, as the love of mankind, merely as such, independent of personal qualities, or services, or of relation to ourselves." Existing customs should not lightly be disregarded, because they have come to be what they are as a result of human nature. With this endorsement of custom comes an endorsement of existing governments, because he conceived of the two as complementary: "A regard for liberty, though a laudable passion, ought commonly to be subordinate to a reverence for established government."

These views led to a view on property rights that might today be described as legal positivism. There are property rights because of and to the extent that the existing law, supported by social customs, secure them. He offered some practical home-spun advice on the general subject, though, as when he referred to avarice as "the spur of industry," and expressed concern about excessive levels of taxation, which "destroy industry, by engendering despair."
Critique and response
By the mid 19th century, the industrial revolution had transformed England and had begun in France. The established conception of what constitutes property expanded beyond land to encompass scarce goods in general. In France, the revolution of the 1790s had led to large-scale confiscation of land formerly owned by church and king. The restoration of the monarchy led to claims by those dispossessed to have their former lands returned. Furthermore, the labor theory of value popularized by classical economists such as Adam Smith and David Ricardo were utilized by a new ideology called socialism to critique the relations of property to other economic issues, such as profit, rent, interest, and wage-labor. Thus, property was no longer an esoteric philosophical question, but a political issue of substantial concern.

Charles Comte - legitimate origin of property

Charles Comte, in Traité de la propriété (1834), attempted to justify the legitimacy of private property in response to the Bourbon Restoration. According to David Hart, Comte had three main points: "firstly, that interference by the state over the centuries in property ownership has had dire consequences for justice as well as for economic productivity; secondly, that property is legitimate when it emerges in such a way as not to harm anyone; and thirdly, that historically some, but by no means all, property which has evolved has done so legitimately, with the implication that the present distribution of property is a complex mixture of legitimately and illegitimately held titles." (The Radical Liberalism of Charles Comte and Charles Dunoyer

Comte, as Proudhon would later do, rejected Roman legal tradition with its toleration of slavery. He posited a communal "national" property consisting of non-scarce goods, such as land in ancient hunter-gatherer societies. Since agriculture was so much more efficient than hunting and gathering, private property appropriated by someone for farming left remaining hunter-gatherers with more land per person, and hence did not harm them. Thus this type of land appropriation did not violate the Lockean proviso - there was "still enough, and as good left." Comte's analysis would be used by later theorists in response to the socialist critique on property.

Pierre Proudhon - property is theft

In his treatise What is Property?(1849), Proudhon answers with "Property is theft!" In natural resources, he sees two conceivable types of property, de jure property and de facto property, and argues that the former is illegitimate. Proudhon's fundamental premise is that equality of condition is the essence of justice. "By this method of investigation, we soon see that every argument which has been invented in behalf of property, whatever it may be, always and of necessity leads to equality; that is, to the negation of property."[3] But unlike the statist socialists of his time, Proudhon's solution is not to give each person an equal amount of property, but to deny the validity of legal property in natural resources altogether.

His analysis of the product of labor upon natural resources as property (usufruct) is more nuanced. He asserts that land itself cannot be property, yet it should be held by individual possessors as stewards of mankind with the product of labor being the property of the producer. Like most theorists of his time, both capitalist and socialist, he assumed the labor theory of value to be correct. Thus, Proudhon reasoned, any wealth gained without labor was stolen from those who labored to create that wealth. Even a voluntary contract to surrender the product of labor to an employer was theft, according to Proudhon, since the controller of natural resources had no moral right to charge others for the use of that which he did not labor to create and therefore did not own.

Proudhon's theory of property greatly influenced the budding socialist movement, inspiring anarchist theorists such as Bakunin who modified Proudhon's ideas, as well as antagonizing theorists like Marx.

Frédéric Bastiat - property is value

Bastiat's main treatise on property can be found in chapter 8 of his book Economic Harmonies (1850).[4] In a radical departure from traditional property theory, he defines property not as a physical object, but rather as a relationship between people with respect to an object. Thus, saying one owns a glass of water is merely verbal shorthand for I may justly gift or trade this water to another person. In essence, what one owns is not the object but the value of the object. By "value," Bastiat apparently means market value; he emphasizes that this is quite different from utility. "In our relations with one another, we are not owners of the utility of things, but of their value, and value is the appraisal made of reciprocal services."

Strongly disputing Proudhon's equality-based argument, Bastiat theorizes that, as a result of technological progress and the division of labor, the stock of communal wealth increases over time; that the hours of work an unskilled laborer expends to buy e.g. 100 liters of wheat decreases over time, thus amounting to "gratis" satisfaction. Thus, private property continually destroys itself, becoming transformed into communal wealth. The increasing proportion of communal wealth to private property results in a tendency toward equality of mankind. "Since the human race started from the point of greatest poverty, that is, from the point where there were the most obstacles to be overcome, it is clear that all that has been gained from one era to the next has been due to the spirit of property."

This transformation of private property into the communal domain, Bastiat points out, does not imply that private property will ever totally disappear. This is because man, as he progresses, continually invents new and more sophisticated needs and desires.
Contemporary views
Among contemporary political thinkers who believe that human individuals enjoy rights to own property and to enter into contracts, there are two views about John Locke. On the one hand there are ardent Locke admirers, such as W.H. Hutt (1956), who praised Locke for laying down the "quintessence of individualism." On the other hand, there are those such as Richard Pipes who think that Locke's arguments are weak, and that undue reliance thereon has weakened the cause of individualism in recent times. Pipes has written that Locke's work "marked a regression because it rested on the concept of Natural Law" rather than upon Harrington's sociological framework.

Hernando de Soto has argued that an important characteristic of capitalist market economy is the functioning state protection of property rights in a formal property system where ownership and transactions are clearly recorded. These property rights and the whole formal system of property make possible:

* Greater independence for individuals from local community arrangements to protect their assets;
* Clear, provable, and protectable ownership;
* The standardization and integration of property rules and property information in the country as a whole;
* Increased trust arising from a greater certainty of punishment for cheating in economic transactions;
* More formal and complex written statements of ownership that permit the easier assumption of shared risk and ownership in companies, and insurance against risk;
* Greater availability of loans for new projects, since more things could be used as collateral for the loans;
* Easier access to and more reliable information regarding such things as credit history and the worth of assets;
* Increased fungibility, standardization and transferability of statements documenting the ownership of property, which paves the way for structures such as national markets for companies and the easy transportation of property through complex networks of individuals and other entities;
* Greater protection of biodiversity due to minimizing of shifting agriculture practices.

All of the above enhance economic growth.[5]
Types of property
Enlarge picture
This sign declaring a parking lot to be "private property" illustrates one method of identifying and protecting property. Note the citations to legal statutes.

Most legal systems distinguish different types (immovable property, estate in land, real estate, real property) of property, especially between land and all other forms of property - goods and chattels, movable property or personal property. They often distinguish tangible and intangible property (see below).

One categorization scheme specifies three species of property: land, improvements (immovable man made things) and personal property (movable man made things)

In common law, real property (immovable property) is the combination of interests in land and improvements thereto and personal property is interest in movable property.

Later, with the development of more complex forms of non-tangible property, personal property was divided into tangible property (such as cars, clothing, animals) and intangible or abstract property (e.g. financial instruments such as stocks and bonds, etc.), which includes intellectual property (patents, copyrights, and trademarks).
What can be property?
The two major justifications given for original property, or homesteading, are effort and scarcity. John Locke emphasized effort, "mixing your labor" with an object, or clearing and cultivating virgin land. Benjamin Tucker preferred to look at the telos of property, i.e. What is the purpose of property? His answer: to solve the scarcity problem. Only when items are relatively scarce with respect to people's desires do they become property.[6] For example, hunter-gatherers did not consider land to be property, since there was no shortage of land. Agrarian societies later made arable land property, as it was scarce. For something to be economically scarce, it must necessarily have the exclusivity property - that use by one person excludes others from using it. These two justifications lead to different conclusions on what can be property. Intellectual property - non-corporeal things like ideas, plans, orderings and arrangements (musical compositions, novels, computer programs) - are generally considered valid property to those who support an effort justification, but invalid to those who support a scarcity justification (since they don't have the exclusivity property.) Thus even ardent propertarians may disagree about IP.[7] By either standard, one's body is one's property.

From some anarchist points of view, the validity of property depends on whether the "property right" requires enforcement by the state. Different forms of "property" require different amounts of enforcement: intellectual property requires a great deal of state intervention to enforce, ownership of distant physical property requires quite a lot, ownership of carried objects requires very little, while ownership of one's own body requires absolutely no state intervention.

Many things have existed that did not have an owner, sometimes called the commons. The term "commons," however, is also often used to mean something quite different: "general collective ownership" - i.e. common ownership. Also, the same term is sometimes used by statists to mean government-owned property that the general public is allowed to access. Law in all societies has tended to develop towards reducing the number of things not having clear owners. Supporters of property rights argue that this enables better protection of scarce resources, due to the tragedy of the commons, while critics argue that it leads to the exploitation of those resources for personal gain and that it hinders taking advantage of potential network effects. These arguments have differing validity for different types of "property" -- things which are not scarce are, for instance, not subject to the tragedy of the commons. Some apparent critics actually are advocating general collective ownership rather than ownerlessness.

Things today which do not have owners include: ideas (except for intellectual property), seawater (which is, however, protected by anti-pollution laws), parts of the seafloor (see the United Nations Convention on the Law of the Sea for restrictions), gasses in Earth's atmosphere, animals in the wild (though there may be restrictions on hunting etc. -- and in some legal systems, such as that of New York, they are actually treated as government property), celestial bodies and outer space, and land in Antarctica.

The nature of children under the age of majority is another contested issue here. In ancient societies children were generally considered the property of their parents. Children in most modern societies theoretically own their own bodies -- but they are considered incompetent to exercise their rights, and their parents or "guardians" are given most of the actual rights of control over them.

Questions regarding the nature of ownership of the body also come up in the issue of abortion.

In many ancient legal systems (e.g. early Roman law), religious sites (e.g. temples) were considered property of the God or gods they were devoted to. However, religious pluralism makes it more convenient to have religious sites owned by the religious body that runs them.

Intellectual property and air (airspace, no-fly zone, pollution laws, which can include tradeable emissions rights) can be property in some senses of the word.
Who can be an owner?
Ownership laws may vary widely among countries depending on the nature of the property of interest (e.g. firearms, real property, personal property, animals). In some societies only adult men may own property. In some societies legal entities, such as corporations, trusts, and nations (or governments) own property.

In the Inca empire, the dead emperors, who were considered gods, still controlled property after death.[4].
References
1. ^ Understanding Principles of Politics and the State, by John Schrems, PageFree Publishing (2004), page 234
2. ^ Hann, Chris A new double movement? Anthropological perspectives on property in the age of neoliberalism Socio-Economic Review, Volume 5, Number 2, April 2007, pp. 287-318(32)
3. ^ Arthur Henry Robertson, John Graham Merrills (1996). Human Rights in the World: An Introduction to the Study of the International Protection of Human Rights. Manchester University Press. ISBN 0719049237.
4. ^ Mckay, John P. , 2004, "A History of World Societes". Boston: Houghton Mifflin Company
See also

* Allemansrätten
* Anarchism
* Capitalism
* Communism
* Grantee and Grantor
* Homestead principle
* Immovable Property
* Inclusive Democracy
* Libertarian
* Lien
* Ownership society
* Patrimony
* Propertarian
* Property is theft
* Property law
* Property rights (economics)
* Labor theory of property
* Socialism
* Sovereignty

Property giving (legal)

* Charity
* Essenes
* Gift
* Kibbutz
* Monasticism
* Tithe, Zakat (modern sense)

Property taking (legal)

* Confiscation
* Eminent domain
* Fine
* Regulatory fees and costs
* Search and seizure
* Tariffs
* Tax
* Turf and twig (historical)
* Tithe, Zakat (historical sense)
* Zoning restrictions

Property taking (illegal)

* Theft
* Kleptocracy

Property of either digital or virtual form

* Emerging Virtual Institutions

References

* Frédéric Bastiat, 1850. Economic Harmonies. W. Hayden Boyers, trans.; George B. de Huszar, ed. Liberty Fund.
* , 1850. The Law. Dean Russell, trans.
* Tom Bethell, 1998. The Noblest Triumph: Property and Prosperity through the Ages. New York: St. Martin's Press.
* William Blackstone, 1765-69. Commentaries on the Laws of England, 4 vols. Oxford Univ. Press. Especially Books the Second and Third.
* Hernando De Soto, 1989. The Other Path. Harper & Row.
* Hernando De Soto and Francis Cheneval, 2006. Realizing Property Rights. Ruffer & Rub.
* Ellickson, Robert, 1993, "Property in LandPDF (6.40 MiB)", Yale Law Journal 102: 1315-1400.
* Richard Pipes, 1999. Property and Freedom.
* Mckay, John P. , 2004, "A History of World Societes". Boston: Houghton Mifflin Company

External links and references

* Property Law Case Summaries
* "Property", Stanford Encyclopedia of Philosophy
* Private Property, Freedom, and the Rule of Law
* "Right to Private Property", Tibor Machan, Internet Encyclopedia of Philosophy
* "The Ethics and Economics of Private Property", Hans-Hermann Hoppe, van Mises Institute
* Buying agent

• • [ e]
Law -
Legal subjects Constitutional and Administrative law Criminal law Contract Tort Property Trusts and Equity Public international law Conflict of laws Supranational law
Further disciplines Labour law Human rights Procedure Evidence Immigration law Family law Wills Commercial law Corporate law Intellectual property Unjust enrichment Restitution Tax law Banking law Competition law Consumer protection Environmental law Admiralty law Military law Product liability
Legal systems Common law Civil law Religious law Socialist law Comparative law
Legal theory History of law Philosophy of law Economic analysis of law Sociology of law
Legal institutions Judiciary Legislature Executive Military and Police Bureaucracy Legal profession Civil society
In law and political theory, property refers to an ownership interest in land or other resources.

A property of an object is some intrinsic or extrinsic quality of that object, where the nature of the "object" in question will depend on the field, as, for example, indicated
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
In common law legal systems, the law is created and/or refined by judges: a decision in the case currently pending depends on decisions in previous cases and affects the law to be applied in future cases.
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
worldwide view of the subject.
Please [ improve this article] or discuss the issue on the talk page.

Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.
Property law
Part of the common law series
Acquisition of property
Gift · Adverse possession · Deed
Lost, mislaid, and abandoned property
Alienation · Bailment · License
Estates in land
..... Click the link for more information.

This article is copied from an article on Wikipedia® - the free encyclopedia created and edited by online user community. The text was not checked or edited by anyone on our staff. Although the vast majority of the Wikipedia® encyclopedia articles provide accurate and timely information please do not assume the accuracy of any particular article. This article is distributed under the terms of GNU Free Documentation License.

Ads by GoogleLand in Milton Keynes
Development land, premises, real estate. Property search
www.investmiltonkeynes.com
Trilight - Newton Condo
Book direct Developer's Sales Team for best facing at best price now.
www.SingaporeDreamHome.com
Singapore Property
Widest home choice from Singapore's leading property developer
www.fareast.com.sg/

?Page tools
Printer friendly
Cite / link
Email
Feedback
Advertisement (Bad banner? Please let us know)
Related Ads
▪ Hernando Florida
▪ Houses to Rent
▪ Property Listing
▪ Rental Property
▪ Buy Apartment
▪ Villas in India
▪ Buying House
▪ HK Property Price
▪ Property in Kas
▪ Hernando Homes
?My Word List
Add current page to the list
Advertisement (Bad banner? Please let us know)
?Charity
Feed a hungry child - donate to school feeding program
Advertisement (Bad banner? Please let us know)
? Mentioned in ? References in classic literature
1031 exchange
Atomic mass/Table
Community property
Electron affinity
Intellectual property
List of Statutory Instruments of the United Kingdom, 1994
List of Statutory Instruments of the United Kingdom, 1995
Property law
Property Secrets
Property tax

The theory of politics which has possessed the mind of men, and which they have expressed the best they could in their laws and in their revolutions, considers persons and property as the two objects for whose protection government exists.
Essays, Second Series by Emerson, Ralph Waldo View in context
The diversity in the faculties of men, from which the rights of property originate, is not less an insuperable obstacle to a uniformity of interests.
Federalist Papers Authored by James Madison by Madison, James View in context
It is immoral to use private property in order to alleviate the horrible evils that result from the institution of private property.
The Soul of Man under Socialism by Wilde, Oscar View in context
More results

Wikipedia browser ? ? Full browser
Properly discontinuous action
Propertarian
Properties and uses of metals
Properties licensed by FUNimation
Properties of musical modes
Properties of polynomial roots
Properties of the Holy See
Property
Property (conflict)
Property (disambiguation)
Property (novel)
Property (philosophy)
Property (programming)
Property (Relationships) Act
Property abstract

Properties of musical modes
Properties of O and o
Properties of polynomial roots
Properties of radicals
Properties of the Holy See
Properties of the Vatican
Properties of water
Properties of water
Properties of water
Properties of water
Properties of water
Properties page
Properties window
Properties, Events, Methods
Properties, Methods and Events
Propertius
Propertius
Propertius
Propertius
Propertius Sextus
Propertius, Sextus
Propertius, Sextus
Propertius, Sextus
Propertius, Sextus
Property
Property & casualty insurance
Property & Portfolio Research, Inc.
Property (book)
Property (computer science)
Property (conflict of law)
Property (conflict of laws)
Property (conflict)
Property (conflicts of law)
Property (conflicts)
Property (disambiguation)
Property (disambiguation)
Property (disambiguation)
Property (disambiguation)
Property (law)
Property (law)
Property (novel)
Property (ownership right)
Property (ownership right)
Property (ownership right)
Property (ownership right)
Property (ownership right)
Property (ownership right)
Property (philosophy)
Property (philosophy)

Wikipedia (TheFreeDictionary.com mirror)
TheFreeDictionary Google
?
Word / Article Starts with Ends with Text

Free Tools: For surfers: Free toolbar & extensions | Word of the Day | Bookmark | Help
For webmasters: Free content | Linking | Lookup box | Double-click lookup | Partner with us
Disclaimer | Privacy policy | Feedback | Copyright © 2009 Farlex, Inc.
All content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. This information should not be considered complete, up to date, and is not intended to be used in place of a visit, consultation, or advice of a legal, medical, or any other professional. Terms of Use.

How to become a successful property investor global

2009-11-06T20:15:00.000-08:00

How to become a successful property investor

Many think it takes to be Donald Trump or Robert Kiyosaki to become successful in real estate investing. That is just not true.

Granted they are some of the most famous investors, but don’t think that others are not successful. Some are widely successful, they are just not famous…. and mind you, not everyone seeks fame after success.

Here is what it takes for the beginning:

1. Mind set – without this you should consider quitting while you are ahead. Sounds harsh? Not really. You will be saving yourself a lot of heartaches. If you are not willing to keep an open mind and HONESTLY evaluate for yourself and all you deepest and darkest beliefs… you have a way to go.
2. Passion – ok this is less obvious. But let me tell you this: if you have no passion for what you do, eventually it will all crumble on you like a house of card in a hurricane…. This is does not mean that you have to have passion for just about everything in property, but some have passion for making deals, others love property generally and are interested in everything about property, some love letting and others renovating, but some want nothing to do with it. You have to have some sort of passion for something about property and if you hate something outsource it, as your hate might just put a sudden stop to your success in the midst of your unhappiness. Yes, this also has a lot to do with mindset but deserves special emphasis because some people got into property investing just because it was the “in” thing to do and everyone was investing.
3. Learn about financial management. Ok… most of you by now say… I heard enough, no thank you. Unless your profession has something to do with financials, who on earth likes stuff to do with maths. Well I have to tell you that if you invest in anything, financial management and risk management is something that you will have to learn with time inside out. It may not take one day, but if you get started you will get there and it is important to understand that the difference between having knowledge or not in this subject, can be the difference between wild success and horrifying downfall. If you hate maths, get help from software and tools, but learn the principals of sound financial and risk management.
4. Learn about property law. You don’t need a degree here, but the basics will do. For example what happens if you buy in our own name or a trust or a CC or a PTY. What is a sectional title, what are the legal implications of owning a sectional title. Why, how, what, where – the basics. The basics will help you to build a sound strategy for yourself that will lead you to success, rather than fixing a whole lot of wrong decisions.
5. Understanding the basics of property tax law. Again, no need for a degree or PHD here, just learn the basics, this will help you optimize your purchases and get more out of your money while optimizing every investment decision. The professional with the degrees and PhDs will help you with the complicated stuff when necessary.
6. Learn about areas you wish to invest in. Granted, I know plenty of investors that don’t know every area they invest in, but if you are just beginning and do not consider yourself a pro, start learning micro economics of areas, even if you won’t invest in them at the end. This will help you make faster and better decisions later in other areas by asking the right questions to the right people to make correct decisions.
7. Think for yourself. Once you get the basics done, you must think for yourself, every decision a successful property investor makes, he makes it for his or her circumstances, not anyone else’s. There is nothing wrong with reading, learning and listening to others; actually it is a must and a learning process in itself. However when the time comes to decide on an investment the information must be applied to personal circumstances, and no one knows your personal circumstances better than you.

To summarize, investing in property is not cheap, returns can be exceptionally good and can make you a fortune, build wealth and achieve financial freedom, but can lose you just as much. (Don't believe me....... check the latest repo lists at the banks, those are mistakes that people with no knowledge are paying for now).

It is not easy at the beginning, but it can be great fun and lots of money if you have the basics under your belt and keep educating yourself along the way.

Once you have the basics, every additional piece of information just falls right in place easily. The beginning may be a pain, and extremely confusing, (I know I have been there), but if you learn fast, the beginning can be overcome in a few short months, not much to worry about when you consider the long term benefits.

And above all, never stop learning.

Reddit!Del.icio.us!Facebook!Slashdot!Netscape!Technorati!StumbleUpon!Newsvine!Furl!Yahoo!Ma.gnolia!Free social bookmarking plugins and extensions for Joomla! websites!
Comments
Add New Search RSS
Jerry Registered | 2008-03-04 11:30:39
howzit meneer sean, thought i would pay u a visit and c what u busy with
seanwhe Super Administrator | 2008-03-04 13:03:31
Hello Jerry,

Good to hear from you again. Have you been in the forum lately. Have not seen you.

How did you like this article?
ckaunda Registered | 2008-03-18 06:11:31
EXCELLENT ADVICE! LAST BUT NOT LEAST TAKE ACTION !
Mr.T. - New World Registered | 2008-03-27 07:51:51
Thankyou so much.Moses said due to the lack of nollage we are going down.

I have been in food retail all my live.
(It is all I know)and stil have nothing,because my mind set was wrong all the time.

But thanks to you,I will change my mind set and follow my passion for property."I AM YOUR LIVING PROOF"
madipha - Tax on rental income Registered | 2008-10-30 14:43:37
Hi people anyone know how tax is calculated on rental income?, someone tells me they only tax you if you got a pos+ cash flow which I do not believe. Your feedback will be appreciated.
Anand - Tax on Rental Income Registered | 2009-10-01 04:09:12
Tax is levied on Rental Income less expenses incurred that are revenue in nature for eg) Rates and Taxes; Water; managing agents fees; levies etc. Note capital expenses such as the installation or buidling of new structures are not claimable. Hope this helps...
Karen - questions on article Administrator | 2008-10-30 14:51:32
Please log in and ask your questions in the forum. No one monitors the comments for purposes of discussion, but comments on content that may help other readers in the future to better understand the content.

In the forum you will have plenty of people that will answer questions.
LAYGOS - getting started Registered | 2009-07-23 06:28:29
Hi poeple i need help on how to get started cuz me and 3 buddies where thinking of forming a c.c to start buying proprties I was thinkin of joining P3 first what is ur opinion on them
partner - Investing Registered | 2009-10-12 13:48:57
What exactly are you after?
Rental Income?
Are you Looking for Off-Plan investments op?
What exactly are you after?
Capital Appreciation?
Retirement, vacation property? Or other
You shouldnâ€™t get into some nasty surprises of oversea property investment
Awaiting Your Reply at m_gilbert89@hotmail.com
Only registered users can write comments!

< Prev
[ Back ]

Members please login.

Username

Password

Remember me

If you are not registered
REGISTER HERE

Didn't get activation email? Resend it
NOTE!
Your username and password can also be used on the following websites:
Investor Network
Property Investor Network
Stock Investor Network
Business Investor Network
Web Investor Network
Commercial for Beginners (Instant Access)
Commercial for Beginners (Instant Access)
R1 497.00

Related Items

* Property Investing for the Buy to Let Property Investor
* Real Estate Glossary
* Property Investment Forum
* Property Investing
* Property Investing Network
* Real Estate Documents
* Property Investors Choose Prepaid Electricity Meters to Avoid Arrears
* Negative Gearing for Property Investors
* Investment Property - How to define it
* Unfortunately, I have some bad news for you
* Investor Letting Workshop
* Property Investors Need to Keep up with their Tenants!!
* Don't Unknowingly take on Unnecessary Liability
* Increase Your Profits with Prepaid Electricity Metering
* How Does the American Property Market Influence South Africa
* Did the NCA save South Africa from a fate similar to the US?
* Investment Properties Are Easier to Buy Now
* How to Profit Now from Property Market Downturn
* Do buy to let cashflow positive property deals exist right now?
* How to find buy to let cash flow positive properties
* Property Gearing
* Comparison of ABSA vs Nedbank Buy to Let Offering
* Warning Buy to Let Bonus Boom Ahead
* Section 13 Tax Allowances in respect of Residential Buildings
* Property Investors Communities Merge - Ardent Community Merges with Property Investor Network
* Investor Letting Workshop
* How to Log in to Property Investor Club
* How to Log in to Property Investor Campus
* How to change your Username, Password and Details on Property Investor Network
* How to Manage your Mailing on Property Investor Network
* How to change your email address for newsletter subscriptions
* Calculate Property Investment Profits Before You Buy
* Calculating Residential Property Investment Deals
* What is Cost of Capital and Gearing

Latest Articles

* What is IRR Internal Rate of Return
* Tax Deduction on Immovable Property - The New section 13
* What do you pay Income Tax or CGT? (Crossing the Rubicon) Part 3 of 3
* How Do You Know if Your Property Investment is Performing?
* Tax Deduction on Immovable Property - Section 13ter Repealed

Popular

* Property Investing for the Buy to Let Property Investor
* Investor Letting Workshop
* How to Profit Now from Property Market Downturn
* Stop Repossession - Advice To Help You Keep Your Property
* Unfortunately, I have some bad news for you

| Home | Contact Us | Terms | Privacy Policy | Advertise | Link to Us |

All Rights Reserved. Enbaya Trading CC.
Copyright 2007, 2008, 2009
Property Investor Network - Property Investing and Buy to Let investment Properties
Web Design and SEO (Search Optimization) by The Web Design Company

rent property busines

2009-10-23T18:41:00.000-07:00

After I got an article order from my friend about rent property, I am inspired to expand my rent property bussines by my self. Of course it will begin from the little ones. Not like website as big rent property which dominates big cities like London and the others.

I think to start it from my hometown, searching for houses, buildings, or warehouse which are rented. I will make a web then start to input advertisment about that places and their good sides. So, I will get the tenant to that houses, buildings, and warehouses. That is still my plan.

Why do I think to entered in rent property bussines? Of course, because of the human development that could be said fast, and the development of big cities are fast as well. A lot of people go to the city to start looking for income, and this fact gives a good market for this rent property bussines. Of course, they need residence, don't they? And to buy a sector area or house in a big city, it needs a great donation. Not everyone has enough donation to buy a house and their choice is searching for the rent houses.

Of course, before I start to do my plan to entered to rent house, office, and warehouse bussines, I must study about its system, profit, and the detail risk. But at present, I have a think that rent property bussines is a bussines which has a great opportunity, now and in the future the opportunity will be better

property rent

2009-10-16T18:27:00.000-07:00

Abstract:
The aim of this paper is to provide a response to suggestions that the removal of upward-only rent reviews (sometimes known as ratchet clauses) would reduce commercial property asset values in the UK. The paper also seeks to estimate the amount of the reduction. It argues that the fall in the capital value of commercial UK investment property will be a function of changes in risk/return characteristics which, when set within the framework of the current leasing structure and the expected cash flow determined thereby, manifests itself in changes in investment yields. Because the property market generates fewer transactions than some other capital markets, and because valuations are used as a surrogate for transactions when compiling property market data and indices, the way in which valuers approach investment property valuations in practice will also influence the perceived value loss caused by any change in legislation. This latter effect is modelled in this paper. The paper identifies the likely level of change in investment yields for the major UK commercial and industrial property types, examines the current leasing structure of those properties and investigates the current application of valuation techniques to these structures. This facilitates a valuation of the commercial and industrial property investment market, from which it is estimated that the effect on the value of UK property of the upward-only rent review clause being removed from future leases would be a reduction of 5% for offices, 4% for shops and 4% for industrials, a weighted average (using IPD weights) of 4.3% across all three sectors.

Keywords: INSTITUTIONAL; INVESTMENT; UPWARD-ONLY; REVIEWS; VALUATION; COMMERCIAL; PROPERTY

Language: English

Document Type: Research article

The full text electronic article is available for purchase. You will be able to download the full text electronic article after payment.

$37.57 plus tax
Credit/debit card Institutional payment account

OR
Purchase later

* < previous article
* |
* next article >
* |
* view table of contents

Back to top
Key:
Free Content - Free Content
New Content - New Content
Subscribed Content - Subscribed Content
Free Trial Content - Free Trial Content

* Website © 2009 Ingenta. Article copyright remains with the publisher, society or author(s) as specified within the article.
* Terms and Conditions
* Privacy Policy
* Information for advertisers

Is It Time To Hang Up On Investments

2009-10-09T04:07:00.000-07:00

Is It Time To Hang Up On Investments In Wireless?
by: Sam Subramanian

i

During the go-go days of the late 90s, capital was cheap and wireless service providers invested heavily amid ever increasing projections for wireless subscribers. Then the bottom fell off. Brutal price competition and the resulting customer churn took a heavy toll on operating margins as the DJ Wireless index swooned over 90% from March 2000 to October 2002. The industry has been getting its act together on the pricing front for some time. Customer churn rates have moderated. Capital expenditure has been reined in and operating margins have expanded. Low interest rates have enabled debt-laden companies to strengthen their balance sheets. Nextel Communications (NDQ: NXTL), for example, has been able to slash its debt by a whopping $5 billion. The improvement in the operating performance of the wireless technology companies has attracted significant investor attention. Fidelity Select Wireless (NDQ: FWRLX), a mutual fund that concentrates its investments in this sector, has doubled its net asset value since the end of 2002.The obvious question for investors: Is it time to hang up?

We review drivers from an investing perspective to articulate our thoughts on where the wireless sector is headed.

Subscriber Growth in Emerging Markets.

With wire-line connectivity in emerging markets such as China, India, and Russia being low on a per capita basis, wireless technology offers a low cost means for the populace in these counties to get connected while avoiding investments in wire-line infrastructure. With year-over-year revenues and earnings ramping at over 75%, shares of Russian wireless service providers, like Mobile Telesystems (NYSE: MBT) and Vimpel Communications (NYE: VIP) have each soared over 140% in the past 52 weeks. The number of subscribers is nowhere close to saturation yet; as such, we believe there is further room for significant growth in wireless subscribers in these countries. Looking ahead to the 2005-10 time-frame, subscriber growth rate in China is estimated to average 12% annually, a rate nearly 3 times that in mature markets. Such large increases in the subscriber base requires significant investment in wireless infrastructure and companies like Qualcomm (NDQ: QCOM) and LM Ericsson (NDQ: ERICY) stand to be continued beneficiaries of this capital spending. QCOM for example, shipped 32 million phone chips in 1Q2004, a record number, and said demand will increase in 2Q2004 quarter, forcing the company to consider adding production capacity. Shares of QCOM and ERICY have swelled over 100% and 200%, respectively in the past 52 weeks.

Revenue Enhancement Opportunities in Mature Markets.

Subscriber growth in mature markets such as those in the U.S. has ticked up thanks to new phone features like integrated cameras as well as regulations like telephone number portability. We view this acceleration as more of a temporary phenomenon. Longer-term, growth in number of subscribers will decline from current rates as we approach saturation levels. Meanwhile, the nation-wide roll-out of telephone number portability slated for end May will also keep wireless operators on their toes in providing quality services to minimize churn.

Although subscriber growth will eventually slow, growth opportunities from a revenue stand-point continue to be abundant as revenue per customer stands to grow from new high-speed wireless data, wireless Internet access (or Wi-Fi), and wireless information services. Wireless data services and data revenue are forecasted to grow at double digit rates in the years ahead. Looking out to 2006-08, Wi-Max, a new form of high-speed, longer reach wireless networking and Mobile-Fi, the extension of Wi-Fi to moving vehicles, are likely to gain widespread use.

Wireless service providers will have to invest in 3G wireless networking services to go after wireless data service opportunities. 3G wireless networking improves the quality of wireless service while adding a data delivery component. This augurs well not only for well-capitalized wireless service providers like Vodafone (NYSE: VOD) but also for wireless equipment providers like ERICY and Alcatel (NYSE: ALA) as 3G network deployment gains traction in 2005. Research in Motion (NDQ: RIMM), the leading player in wireless messaging, courtesy its Blackberry, is also well positioned for this opportunity.

Fickle Handset Customers.

Sales of handset units are forecasted to grow 10% in 2004 from 2003 levels. New features such as color displays, integrated cameras, short-messaging, and web access capability have driven a strong handset replacement cycle in mature markets while a growing subscriber base continues to spur handset demand in emerging markets. While the total pie has been growing, Nokia (NYSE: NOK), the global handset leader has been at the losing end of the market share game for some time as its handsets have not struck a chord with consumers. Other handset manufacturers like Motorola (NYSE: MOT), South Korea based Samsung Electronics (005930.KS), and SonyEricsson, the London based 50/50 joint venture between Sony and Ericsson, appear to be beneficiaries of NOK's market share decline.

Value Creation through Consolidation.

The pressures from a declining long-distance business as well as economies of scale in the wireless service business make acquisition of wireless assets attractive for major telecom service providers as well as wireless service providers. Wireless represents a growth opportunity for the embattled telecommunication service providers facing the strong headwinds of a declining long distance business. Earlier this year, when AT&T Wireless (NYSE: AWE) put itself up for sale, buying interest was keen from both major telecom carriers as well as wireless service providers. Eventually Cingular, the SBC Communications-Bell South joint venture, was the winning bidder at a price tag of $1,850 per AWE customer. With Cingular leapfrogging to become the nation's largest wireless service provider, we think there is more to come by way of consolidation.

Sprint (NYSE: FON) has recently recombined its 'tracking stocks' FON and PCS potentially making this company a part of consolidation plays. So too are niche wireless providers like U. S. Cellular (ASE: USM). NXTL and Verizon Communications (NYSE: VZ) may also be participants in this industry's consolidation efforts.

In closing, we think the easy money in this sector has been made and share prices in this sector may consolidate for some time. That said, the opportunities for growth in this industry continue to remain attractive and any pull-back will likely be a buying opportunity. At this juncture, we favor wireless infrastructure provider, QCOM. Handset maker, MOT that appears to be on the mend, has added attraction as a restructuring play. Among wireless service providers, we favor NXTL for its strong-hold over construction and manufacturing businesses. Investments in wireless service providers have additional appeal for their potential to create value through consolidation. All said, while the rate of capital appreciation will likely be slower going forward, we believe there are several forces at play here which will likely enable this sector to outperform broader averages like the unmanaged Wilshire 5000 Total Market Index.

Notes: This report is for information purposes only. Nothing herein should be construed as an offer to buy or sell securities or to give individual investment advice. This report does not have regard to the specific investment objectives, financial situation, and particular needs of any specific person who may receive this report.

The information contained in this report is obtained from various sources believed to be accurate and is provided without warranties of any kind. AlphaProfit Investments, LLC does not represent that this information, including any third party information, is accurate or complete and it should not be relied upon as such. AlphaProfit Investments, LLC is not responsible for any errors or omissions herein. Opinions expressed herein reflect the opinion of AlphaProfit Investments, LLC and are subject to change without notice. AlphaProfit Investments, LLC disclaims any liability for any direct or incidental loss incurred by applying any of the information in this report.

The third-party trademarks or service marks appearing within this report are the property of their respective owners. All other trademarks appearing herein are the property of AlphaProfit Investments, LLC. Owners and employees of AlphaProfit Investments, LLC for their own accounts invest in the Fidelity Funds mentioned in this report. They may for their own accounts also buy, sell, or hold long or short positions in any of the other securities mentioned in this report. AlphaProfit Investments, LLC neither is associated with nor receives any compensation from Fidelity Investments. No part of this document may be reproduced in any manner without written permission of AlphaProfit Investments, LLC.

Copyright © 2004 AlphaProfit Investments, LLC. All rights reserved.

rental properties london investment

2009-10-02T20:19:00.000-07:00

Rental Properties London- an Investment Option Worth Considering
Posted: Sep 11th, 2008 | Comments: 0 | Views: 83 | Bookmark and Share
Ads by Google

New Business Opportunity
Run Your Own Energy Saving Business PLC Seeks International Partners
www.EnigIn.net

What To Invest Money In
Interested In 17-25% Guaranteed? Download Your Investor Pack NOW
www.LosPandosVineyard.com

Grenadine Beachfront LAND
MAYREAU 2x5 acres of prime land Perfect for hotel or private villas
www.GrenadineVillas.com

Apartment & guest house
Search from 1600 monthly apartments and guest houses in Tokyo, Japan
www.sakura-house.com

Buying in Spain?
The complete guide to buying a property in Spain. (Book)
www.propertysearchspain.co.uk
Syndicate this Article Copy to clipboard

Rental Properties London- an Investment Option Worth Considering

Author: Abdul Quddoos

As of now, London has more number of tenants than the number of properties; this implies there is a need for more rental properties. According to the Institution of Chartered Surveyors, there is a decrease in the returns from the rental properties and the return on rentals are different for different types of properties such as London flats, apartments and houses in the city. And the returns also depend on the location of the property as well as the area and people still contemplating on owning a property in London city for rental purposes.

The owners as well as tenants are going to be benefited with buying or renting London properties as one can choose from several of the architectural designs. Furthermore, the leisure facilities, advanced infrastructure and logistics within the city and five international airports make London a great choice to own a property.

However, if you are contemplating on investing in London flats for renting out, you need to know a few things. Search on the Internet and look on the message boards, for they will give you an idea on what property is available within your budget. And, you can also use the service of London estate agents who are specialized in renting out flats and houses.

In fact, to seek the advice of London estate agents would be the best, as they would provide great assistance in finding a home in and around the London city. Furthermore, London estate agents are the licensed set of people who can negotiate and carry on the real estate sales on your behalf.

Although, there is some recession, the increasing migratory population and tourism make investment in London properties still a wise investment option. London is at the top rank in real estate league of the European cities and it is just because of the economic growth prospects the city promises. London estate agents have a mammoth list of both the commercial as well as the residential London properties and all you can do is go to one of them and find one for you.

Additionally, there will be special listings in local newspapers that can help you to find a flat for rent in London. Before buying make sure you know if the flat is furnished or not, the rental period, the neighborhood amenities including department stores and schools, markets, etc. Never exceed the budget you have in mind, for it might land you into troubles. Getting a flat in London is not a big thing; however, you need to do your due diligence.

Prior to investing in rental properties London it is advised to check with a couple of licensed London estate agents and get all doubts regarding London properties clarified.

About the Author:

Abdul Quddoos is an experienced author writing on real estate topics especially about London estate agents.

Article Source: ArticlesBase.com - Rental Properties London- an Investment Option Worth Considering

Rental properties London are worth giving a thought as because the number tourists visiting London is growing every year. These rental properties are mostly taken for short-term purposes and these short-term rental properties and accommodations are no doubt cheaper than the expensive hotels. The high population density of London city demands more and more rental properties within the city than in the suburbs.

As of now, London has more number of tenants than the number of properties; this implies there is a need for more rental properties. According to the Institution of Chartered Surveyors, there is a decrease in the returns from the rental properties and the return on rentals are different for different types of properties such as London flats, apartments and houses in the city. And the returns also depend on the location of the property as well as the area and people still contemplating on owning a property in London city for rental purposes.

The owners as well as tenants are going to be benefited with buying or renting London properties as one can choose from several of the architectural designs. Furthermore, the leisure facilities, advanced infrastructure and logistics within the city and five international airports make London a great choice to own a property.

However, if you are contemplating on investing in London flats for renting out, you need to know a few things. Search on the Internet and look on the message boards, for they will give you an idea on what property is available within your budget. And, you can also use the service of London estate agents who are specialized in renting out flats and houses.

In fact, to seek the advice of London estate agents would be the best, as they would provide great assistance in finding a home in and around the London city. Furthermore, London estate agents are the licensed set of people who can negotiate and carry on the real estate sales on your behalf.

Although, there is some recession, the increasing migratory population and tourism make investment in London properties still a wise investment option. London is at the top rank in real estate league of the European cities and it is just because of the economic growth prospects the city promises. London estate agents have a mammoth list of both the commercial as well as the residential London properties and all you can do is go to one of them and find one for you.

Additionally, there will be special listings in local newspapers that can help you to find a flat for rent in London. Before buying make sure you know if the flat is furnished or not, the rental period, the neighborhood amenities including department stores and schools, markets, etc. Never exceed the budget you have in mind, for it might land you into troubles. Getting a flat in London is not a big thing; however, you need to do your due diligence.

Prior to investing in rental properties London it is advised to check with a couple of licensed London estate agents and get all doubts regarding London properties clarified.
Abdul Quddoos

Abdul Quddoos is an experienced author writing on real estate topics especially about London estate agents.
Ads by Google
Domaine de Lavagnac
5 Star South of France Property for initial deposit. 25yr mortgage paid www.experience-investments.co.uk
Rents in Wellington
Wellington Rent Information Property Investment Reports www.howmuchrent.co.nz
Brand new Flats Brussels
Book online your furnished flat ! 1250 € /month - ALL IN www.apparthotel-Brussels.be
Rate this Article:

*
* 1
* 2
* 3
* 4
* 5

0 / 5 stars - 0 vote(s)
Print Email Re-Publish

Article Source: http://www.articlesbase.com/business-opportunities-articles/rental-properties-london-an-investment-option-worth-considering-557814.html
Article Tags: Rental Properties London, London Estate Agents, London Flats

* Related Videos
* Related Articles
* Ask / Related Q&A

Play
The History of The Tower of London
Play
How to Save Money in London
Play
Ask an Expert Wholesaler: Lease Option Example
Play
London's "Unkown East End" Walking Tour
Play
London's "Unkown East End" Walking Tour

1. Advice When Renting Your First Commercial Property in London
2. Rental Properties London- an Investment Option Worth Considering
3. Contact Hotblack Desiato for Camden Rental Property
4. Guide to Buying Property in London
5. Letting Agent Information for Property
6. Property Classifieds
7. Why Locate Your Offices to London?
8. London Property Management Tips

i
Add new Comment
Your Name * Your Email: *
Comment Body *
Enter Validation Code: * Captcha

* Latest Business Opportunities Articles
* More from Abdul Quddoos

Can You Really Find Legitimate Work From Home Opportunities?
By: Kathy McGraw | 02/10/2009
Is it really possible to find legitimate work from home opportunities? Yes, it is, and this article will tell you how to do it.

Make Money Online:$8,198 In 30 Days Using This Business Model
By: Mason Rudolph | 02/10/2009
The best way to start the cash flow online is to leave your bank account behind and start a free affiliate program. There are not a lot of people who are aware of these kinds of programs or understand how they work. It's as easy as pie, these already credible and reputable sites will allow you to promote their products and in return they'll pay you a percentage. This is a truly easy concept and one of the reasons why most people are making a killing online These programs are absolutely free a

Make Money Online: $397 A Day One You Make Up Your Mind
By: Mason Rudolph | 02/10/2009
The best way to start the cash flow online is to leave your bank account behind and start a free affiliate program. There are not a lot of people who are aware of these kinds of programs or understand how they work. It's as easy as pie, these already credible and reputable sites will allow you to promote their products and in return they'll pay you a percentage. This is a truly easy concept and one of the reasons why most people are making a killing online.Is One Of The 'Top' Internet Marke

Make Money Online:DECIDE And Profit (It Can Be That Simple For A Beginner)
By: Mason Rudolph | 02/10/2009
The greatest way to start generating an income online is to get rid of your ego and promote Clickbank products. There are not a lot of people who are aware of these kinds of programs or understand how they work. It's simple these programs that are established and for the most part doing all the selling are going to let you prmote their site and when a sell is made they'll pay you a commission. This is a truly easy concept and one of the reasons why most people are making a killing online.

Make Money Online:If Your Willing To Leave Your Ego At The Door "Success Will Come"
By: Mason Rudolph | 02/10/2009
The best way to start the cash flow online is to leave your bank account behind and start a free affiliate program. There are not a lot of people who are aware of these kinds of programs or understand how they work. It's as easy as pie, these already credible and reputable sites will allow you to promote their products and in return they'll pay you a percentage. This is a truly easy concept and one of the reasons why most people are making a killing online

Make Money Online:In Hurry Once You Stop Procrastinating (Beginners Welcome)
By: Mason Rudolph | 02/10/2009
The greatest way to start generating an income online is to get rid of your ego and promote Clickbank products. There are not a lot of people who are aware of these kinds of programs or understand how they work. It's simple these programs that are established and for the most part doing all the selling are going to let you promote their site and when a sell is made they'll pay you a commission. This is a truly easy concept and one of the reasons why most people are making a killing online.

Make Money Online:The Quick Road To Affiliate Cash
By: Mason Rudolph | 02/10/2009
The greatest way to start generating an income online is to get rid of your ego and promote Clickbank products. There are not a lot of people who are aware of these kinds of programs or understand how they work. It's simple these programs that are established and for the most part doing all the selling are going to let you promote their site and when a sell is made they'll pay you a commission.

How People Make Money Blogging
By: Luke Hawthorne | 02/10/2009
Blogging can be a very satisfying thing to do in its own right, without making a living from doing it. But if you can do something you really enjoy, AND can make money doing it, you’ve reached a point in your life that only the elite few ever achieve.

Web Hosting Selection Tips For New Web Masters
By: Abdul Quddoos | 24/09/2009 | Web Hosting
Selection of web hosting companies for new comers is not easy as they do not know many web hosting terminologies so better for them is to read web hosting reviews before making any selection.

Airport Car Parking Pre-Book To save Time And Money
By: Abdul Quddoos | 23/09/2009 | Travel Tips
Airport car parking at UK airports for business men can be very time consuming and worrying if they do not pre-book their parking place at airports or with some off-site airport parking company.

Role Of Duplicate Content In Search Engine Optimization
By: Abdul Quddoos | 23/08/2009 | SEO
Search engines penalize websites for duplicate contents so how to identify this issue and resolve it in a manner so that your search engine rankings never faces any risk.

Basic SEO Tips To Gain Good Rankings
By: Abdul Quddoos | 28/06/2009 | SEO
All webmasters tend to gain good rankings in major search engines. For this some website owners prefer to go for search engine optimization services while others who can’t afford these seo fees try to handle things on their own.

Basic Knowledge For Buying Laptops Online
By: Abdul Quddoos | 03/06/2009 | Shopping
When you decide to go for online shopping in Pakistan, ipiles is your major source of buying all products like laptops, mobile phones, digital cameras and ipods.

Special Men’s Diamond Rings To Enhance Personality
By: Abdul Quddoos | 28/05/2009 | Jewelry
Now a days, diamond jewelry has become very fashionable as the famous men like to wear the items of diamond jewelry. This trend has been set by celebrities and now has turned into a fashion by common public.

Special Diamond Rings For Special Occasions
By: Abdul Quddoos | 28/05/2009 | Jewelry
For selecting good quality diamond rings, trends and style is the main thing to consider. It is because a style today can become antique tomorrow.

Tenant Referencing Becomes Prerequisite For London Home Rentals
By: Abdul Quddoos | 29/04/2009 | Real Estate
With the growing need of tenant screening services there have been many property management companies mushrooming that provide with landlord tenant screening services.

Submit Your Articles Free: Signup
Abdul Quddoos Abdul Quddoos has 36 articles online.
Contact Author
Subscribe to RSS

Print article
Publish this Article
Send to friend
Article Categories
All Categories
Business

* Ask an Expert
* Business Ideas
* Business Opportunities
* Corporate
* Customer Service
* Entrepreneurship
* Ethics
* Franchise
* Fundraising
* Home Business
* Human Resources
* Industrial
* International Business
* Leadership
* Management
* Negotiation
* Networking
* Non Profit Organizations
* Online Business
* Organizational
* Outsourcing
* Presentation
* Project Management
* Public Company
* Public Relations
* Sales
* Small Business
* Strategic Planning
* Team Building
* Training

i
Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog
Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Webmasters
Partner with Us
RSS Builder
RSS
Link to Us
Business Info
Advertising
Article Writing
Partner with Us
Sign up for our email newsletter
Receive updates, enter your email below

Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2008 Free Articles by ArticlesBase.com, All rights reserved. (0.37, 6, w1)

koh samui property

2009-09-26T21:31:00.000-07:00

Logo of SamuiPropertyOnline.Com - Koh Samui Property, Real Estate, Villa, House and Land News, Information and Articles

Samui’s Prolific Profile Holding
Samui continues to develop and witness massive investment.

So What is New? A monthly round-up of the latest Samui information. So What’s New?
A monthly round-up of the latest Samui information.

Meet Norbert Verweyen – Samui’s pioneering real-estate developer. Bring On The Expert
Meet Stuart Harrison, a Microsoft-recognised IT expert.

Let it Be Educationally Equipped
The Samui Centre of Learning is a facility designed to provide an appropriate level of education.

The Road Forward Proactive Promotion
A team of marketing experts has decided to take Samui on tour and sell the island.

Hot Property Hot Property
Feeling on top of the world at this month’s featured property.

Innovation Station. Innovation Station
“The science of today is the technology of tomorrow.” Edward Teller.

Stepping Up Comfort Zone For Pets
Domestic animals play an increasing role in our lives so keeping them comfortable at all times is very important.

Building Blocks Running Wild
The new sport of Adventure Racing is coming to Samui so be prepared to get fit.

Legal Information Legal Information

Foreign Ownership
of Land

Leasehold Property

Company Ownership
of Freehold Property

Land Title Deeds

Ownership of Condominiums

Ownership of Structures

Transfer of Ownership

Leases

Mortgages

Property Taxation
August 2009 Samui Property: Samui Property Online Samui Property
August 2009

July 2009 Samui Property: Samui Property Online Samui Property
July 2009

June 2009 Samui Property: Samui Property Online Samui Property
June 2009

May 2009 Samui Property: Samui Property Online Samui Property
May 2009

April 2009 Samui Property: Samui Property Online Samui Property
April 2009

March 2009 Samui Property: Samui Property Online Samui Property
March 2009

February 2009 Samui Property: Samui Property Online Samui Property
February 2009

January 2009 Samui Property: Samui Property Online Samui Property
January 2009

December 2008 Samui Property: Samui Property Online Samui Property
December 2008

November 2008 Samui Property: Samui Property Online Samui Property
November 2008

October 2008 Samui Property: Samui Property Online Samui Property
October 2008

September 2008 Samui Property: Samui Property Online Samui Property
September 2008

August 2008 Samui Property: Samui Property Online Samui Property
August 2008

April 2008 Samui Property: Samui Property Online Samui Property
July 2008

June 2008 Samui Property: Samui Property Online Samui Property
June 2008

May 2008 Samui Property: Samui Property Online Samui Property
May 2008

April 2008 Samui Property: Samui Property Online Samui Property
April 2008

March 2008 Samui Property: Samui Property Online Samui Property
March 2008

February 2008 Samui Property: Samui Property Online Samui Property
February 2008

January 2008 Samui Property: Samui Property Online Samui Property
January 2008

December 2007 Samui Property: Samui Property Online Samui Property
December 2007

November 2007 Samui Property: Samui Property Online Samui Property
November 2007

October 2007 Samui Property: Samui Property Online Samui Property
October 2007

September 2007 Samui Property: Samui Property Online Samui Property
September 2007

August 2007 Samui Property: Samui Property Online Samui Property
August 2007

July 2007 Samui Property: Samui Property Online Samui Property
July 2007

June 2007 Samui Property: Samui Property Online Samui Property
June 2007

Classifieds-Business: Samui Property: Samui Property Online Classifieds
Businesses

Classifieds-Houses: Samui Property: Samui Property Online Classifieds
Houses

Classifieds-Land: Samui Property: Samui Property Online Classifieds
Land

go to home page of
samui property online

Tuesday, September 1, 2009

Welcome to www.samuipropertyonline.com, the online version of Koh Samui Property, an independent monthly property & real estate newspaper published by Siam Map Co. Ltd., Koh Samui, Thailand.

Koh Samui Property offers impartial, objective news articles, stories, legal advice & information, zone maps, photos, classified adverts and features about real estate, property, villas, developments, homes, house and land for sale and other real estate related items on Koh Samui.

Please come back every month for fresh news and information on the Koh Samui Property & Real Estate Market.
Biting The Bullet
Holding It Own
Samui continues to develop and witness massive investment.

Don’t be fooled by the seemingly adverse statistics regarding visitor numbers to Samui. Of course, the number of tourists has declined this year and anyone who thought they wouldn’t is either incredibly optimistic or very naïve.

All of the reasons for the decline are universally shared and have no specific relation to Samui. People are not avoiding travelling here because there’s something wrong with Samui. Far from it, the fact is that the number of travellers in general is down for most places around the world. The fear of getting caught up with protests, terrorist attacks, or swine-flu all deter tourists, but most significant is the fact that many people simply have less money to spend on travel.

Samui’s success or failure as a resort destination, and the island’s future, cannot be judged on one or two bad years; especially when the causes are independent and completely beyond the control of the island.

It’s not just tourism. Some property investors will also be more wary about where they place their money and therefore all real-estate markets throughout the world are likely to experience a slowdown. This is not a sign that the property industry is over. It’s just a blip from which all industries associated with Samui will recover.

In fact, this is one area where, if you delve a little deeper, you’ll realise that Samui is actually still performing very well. If you look beyond all of the negativity and consider the facts, Samui continues to expand its development in many areas, even in this difficult period.

If there’s anything that epitomises the confidence in the future of the island it’s in real-estate investment and even now during these tough times there are billions of baht being poured into the island in terms of residential construction, resort construction and infrastructure improvements.

The last year or so has seen the opening of a number of high profile resorts, such as: Melati, Silavadee, Nora, Bhundari, X2, Four Seasons, Destination and Ibis. And during the next year or so we’ll see the arrival of other hotels and international groups, such as: Conrad, D2, Banyan Tree, Mercure, Starwood, Langham, Lalit, Minor, Best Western, Muang Samui and Absolute; the list is almost infinite. And other hotels, such as the Ban Taling Ngam Resort, have invested heavily in renovating their properties to continue attracting new and return visitors.

Such massive investment hardly suggests doubt in the island’s future. To add to this impressive private investment from local and world renowned international corporations, the Thai government is now also taking an interest and seeking to realise the island’s full potential.

A whopping Bt 900 million has been allocated for improving the infrastructure on Samui to help the island deal with the expected number of future visitors and also to attract more residential real-estate investors. The clear evidence of major road improvements and better drainage can be seen all around the island. And plans are in place for a large government-sponsored conference centre to be built which will enable Samui to attract larger exhibitions and events.

The island’s facilities and services are also continuing to expand despite the current slowdown. High-profile beach clubs, such as Nikki Beach and Beach Republic, have opened to attract high-end, big spending tourists looking for luxurious beach club options. And there are signs at more grass-roots level, too, that the future looks bright. Other industries and services are opening up to cater to the expected increase in foreign residents and home owners.

Index Living Mall will be arriving soon to add to the growing number of furniture and home-ware stores; more vets and animal clinics are appearing around the island; new companies like Creature Comfort Samui have been set up specifically to look after pets in their own homes when foreign residents need to leave the island; there are more landscape gardeners, pool-cleaning companies, home maintenance services, lawyers with western staff, accountants and so on. Samui isn’t just holding its own in these areas, it’s actually progressing and moving forward in anticipation of the future.

Another very prosperous industry on the island is weddings. Samui is rapidly becoming one of the hottest destinations in the world in which to get married and many hotels are offering wedding packages to benefit from this popularity. Such is the demand, that specific wedding operators like Faraway Weddings have grown considerably as the number of weddings they handle per year has almost tripled in the last 12 months. Faraway Wedding’s appearance at the ‘National Wedding Show’ in the UK in October can only assist in promoting the island further.

So what is it that makes the government and all these companies, small and large, have such confidence in the island’s future? Well, most of the reasons are fairly obvious. Take a quick look around and you’ll immediately see the island’s natural beauty. The way in which the island has developed has been more sympathetic to the environment and more focussed on retaining that beauty than in many other resort areas. And the improvements and expansion to the airport also ensures that a higher volume of visitors can be handled efficiently.

Samui benefits enormously from return visitors. And any hotel or villa complex will confirm that many of their guests return year-after-year and stay in the same hotels or in the same areas. It’s remarkable how many tourists have actually been here before and have been unable to find a more suitable, enjoyable or cost-effective alternative anywhere else.

The island has undoubtedly changed in many ways and it will continue to do so. However, the atmosphere which has attracted so many people over time has remained. For the people who arrived in the early years, the attraction of the nature and unspoilt beauty were significant factors which encouraged them to return. But even now after extensive development the majority of first-time visitors are finding that the overall package on offer, with a large choice of accommodation, entertainment and food options, when combined with the island’s natural charm and ambience, Samui provides an unbeatable holiday experience.

So, the evidence of the continuing large-scale investment would certainly suggest that Samui is more than holding its own and that now is actually a good time to be involved in anything associated with the island.

SAMUI DIRECTORY | SAMUI DINING GUIDE | SAMUI SPA GUIDE

Copyright Siam Map Company Ltd. 2009

52/6 Chaweng Ring Road, Moo 3, Tambon Bophut, Koh Samui, 84320 Thailand
Tel: 0 7742 2201 Fax: 0 7741 3523
E-mail: info@siammap.com, Web: siammap.com

How to find ‘easy to rent’ property investments

2009-09-24T21:23:00.000-07:00

How to find ‘easy to rent’ property investments
This article looks into how easy it can be to find the right property investment which are easy to rent.
Interested in the property investment market? Making the decision to invest is just one step of your journey… the next is finding the right property to make your property investments work.

So where do you start? To help you on your way, here are a just few quick tips to make your journey easier and fun:

Talk to rental agents – as an agent who handles a large number of buy-to-let properties, they will know what your future tenants could be looking for, plus can provide you with an insight into how popular the area is and if it is worth pursuing.

Read a newspaper – scan over the property section and you will soon get an idea of which properties are more popular than others. If a particular type of property pops up often… invests… invest… invest.

Know your market – if for example you find an area that attracts a lot of senior citizens, then a one level rental accommodation or a property that has all its living areas on the ground floor will be more appropriate. Make their needs your top priority.

Read real estate magazines – keep a watchful eye on what the writers focus on. If they mention one item regularly, then it is likely that there is a demand for that type pf property. For example if they keeping writing about single let apartments – in a positive way of course – then find an area that will provide you with the tenancy and fulfil this need.

Location – a property that is situated close to area attractions and local shops/ supermarkets can equal easy accessibility for your tenants, and make the area as a whole more appealing.

Appearance – if you plan to renovate before you rent, pick a property that is reasonably well maintained. A property that looks shabby will turn your tenants away and they will look elsewhere for a more suitable rental property. But if you opt for a property that has minimal repairs, you can potentially find your tenants straight away.

Homeowner’s insurance- I know you’re wondering - how will this affect me? I won’t be living there? It does matter. By getting a quote and informing the agent you plan to rent your property, you can account for any special recommendations for landlords before you invest too much money into the property.

Accountant – it’s important from the start that you verify what the realistic income your property can generate is. With the right figures you can work out the cost of possible maintenance fees compare the work to properties purchase price and see if your property is worth investing before you part with any of your money.

Property Manager - If you’re planning to invest in numerous properties you may need to consider hiring a property manager. They can help you deal with tenants, rent and general property maintenance, whilst enabling you to explore your property investment options elsewhere.

By keeping these points in mind, researching your properties thoroughly and always being aware of your tenants needs, you can maximize your investment opportunities and receive easy long term profits – for life.
Property Investment
Property Investment with Property Mentor

By Frank Woodford
Published: 9/3/2008
Ads by Google
Free Monster Pick Alerts
Aggressive Returns of 100-3,000% Don't Miss Out. Sign Up Now!
FreeInvestmentReport.com
LEHMQ a Hot Stock Alert
This Stock Soared over 2000% Join today for Free Alert
www.monsterstox.com
30% off Land Beach Plots
Prime Fortaleza Beach Location Reserve now and save 30%
Fortaleza-Real-Estate.com/Brochure
Hundred Trees Launching
396units by CDL Beautiful landscape 1-4Bdrms. Priority Booking 97307092
www.singaporebesthomes.com
Currency Investing Online
Free $50,000 Practice Account With Real-Time Charts, News & Research!
www.Forex.com
Cyprus Property For Sale
Search, find, buy and sell property in Cyprus. Free real estate service
www.forsale.com.cy

Discuss Email Article
Use the feedback form below to submit your comments.
Your Comments:
Your Name:
Use the form below to email this article to your friends.
Recipient Email Address:
Separate multiple email addresses by ;
Your Name:
Your Email Address:

* Adding Value and Fixing up Your Property Investments
* Slovenia Property - An Property Investment For Long Term Growth
* Property Investment Seminars- A ladder to step ahead in capital growth
* 2007 a Record high for Global property investment
* David Stanley Redfern Reveals Top 2 Property Investment Hotspots
* Rudrapur Among World's Best Property Investment Opportunities
* The Benefits of Property Investment in Brazil
* Thailand Property Investment On the Up
* Philippines Property Investment: Profit Gauranteed
* Overseas Property Investment – Best Destinations To Buy - Slovenia
* Slovenia Property Ljubljana – A Property Investment for Big Gains
* Overseas Property Investment – Make Triple Digit Annual Gains in This Area!
* Rental Property Investment - Finding The Properties
* Forget Stocks Look Towards Property Investment
* Advice for Property Investment in the UK
* Consider France as a Property Investment
* Chennai: Haven for Property Investment
* Property Investment in Cyprus...Discover Safe Purchase Tips
* Property Investment Information, advice gaining momentum
* Property Investment Information

Author Login | Become An Author | Advertising Info | RSS Feeds | Articles | About Buzzle | Privacy Policy | Message Boards
©2000-2008, 2009 Buzzle.com® · All rights reserved.

ten tips on finding profitable rental properties

2009-09-21T21:02:00.000-07:00

Ten Tips on Finding Profitable Rental Properties
You are viewing page 1

One of the keys to being a successful landlord is finding profitable rental properties. There are many different steps to take in your search for the perfect rental property. Here are a few to get you started on the path to success.

1. Find the right broker. A reputable
Ads by Google

Cash for your timeshare
Fast, simple. and effective No brokers fee's or commisions
www.usvacation.org/timesharesales/

Hundred Trees Launching
396units by CDL Beautiful landscape 1-4Bdrms. Priority Booking 97307092
www.singaporebesthomes.com

Balboa Avenue Apartments
Panama #1 sales team for Destiny, Sky, h20, Rivage , Element
www.ThePanamaTeam.com
real estate agent or broker can mean the difference between a successful hunt for a rental property and coming up empty. He or she should know the neighborhood well, and advise you on which properties are best suited to your needs. This is especially important if you are looking for properties out of your current town or area. His or her knowledge of the area can be invaluable.

2. Get your finances in order. Go through your finances thoroughly, and make sure they are all in order. If you plan on taking out a mortgage to finance your property purchase, make sure your credit report does not contain any inaccuracies. Get copies of your credit reports from the three major credit bureaus, and question anything that appears inaccurate. This can help your chances of getting approved for financing, and qualifying for favorable interest rates. Also, come up with several worst-case scenarios before finalizing your decision to buy a property. If you can't find enough renters to fill the property, you'll still have to make your mortgage payments.

3. Do not overpay. Your purchase needs to allow for a sufficient profit margin, even if you don't have full occupancy on your rental property. Set a maximum amount that you can afford to spend, leaving you with some cushion in case you have vacancies.

4. Do not get stuck with a fixer-upper. While finding a cheap fixer-upper may seem like a bargain, you may get stuck in a money pit very quickly. If the repairs are major and would require a lot of time and effort, you may be better off paying a little more for a property that's in better condition.

5. Get it inspected. Before purchasing any rental property, have it thoroughly inspected. Make sure that the electrical wiring is up to code, that the paint is not lead-based, and that the environment is safe for tenants. Inspections can dig up hidden problems that could end up costing thousands of dollars. Although you may be required to pay for the inspection yourself, it can save you lots of money when compared with paying for unexpected repairs.

6. Research the neighborhood. After you have found the right property, take some time to research the neighborhood. Is it safe? Do you need to provide additional security? Are there plans in the works for construction that might lower the property's value? You need to know what the neighborhood is like now, and what it will be like in the future.

7. Know the real estate market. If you're not familiar with the area, or if you're not working with an agent or broker, you'll need to research the current real estate market. Low prices in the housing market typically mean that the rents are also low. High housing costs mean that you'll be able to charge more because the area is in demand.

8. Network. Ask your peers, and people in the area in which you're looking for property, if they know of anything that's available or may become available. Often, business owners and other landlords are on top of the turnover situation, and offering small finders fees as a reward can inspire them to think of you when they hear about a property that may be up for sale.

9. Do not stray too far in your search. While you may not be able to find appropriate rental properties near your current location, do not settle for something that fails to meet your specifications. If you end up with a property in another state or far away from your home, you'll have to either spend money on travel expenses or hire a property manager.

10. Do a Competitive Analysis. Ask your broker to provide an analysis of comparable properties sold in the last two years, listing rental income, sales price, number of units, square footage, and other relevant factors.
1 2 Next Page arrow for pagination - right
In addition, make sure to read these articles:

* 10 Tips on Showing Your Rental Property to...
Showing a rental property to potential tenants can be stressful. If you do own a complex or have several identical units, you may be able ......
* You Can Build Awesome Business Credit -- Part 4
In this final column of the series I will examine small loans and lines of credit, and I'll provide information about other credit reporting agencies ......
* Hold on to your dream.
I am writing this letter in response to "Building a Better Future" (December 2005). The June 2005 Block" Wealth initiative winner reminded me of my ......
* Swire Pacific Chairman Christopher Pratt On...
SWIRE PACIFIC CHAIRMAN CHRISTOPHER PRATT ON BLOOMBERG TV AUGUST 6, 2009 SPEAKERS: CHRISTOPHER PRATT, CHAIRMAN, SWIRE PACIFIC BERNARD LO, BLOOMBERG NEWS (This is not a ......
* City proposes tax relief for co-op, condo owners.
New York Cityhs budget projections for the next few years include provisions for the cost of combining cooperative apartment buildings into the single family howeowner ......
* Deducting interest on a rental refinancing.
Early on in the disallowance of personal interest deductions, it became clear that borrowing against the equity of a rental property for personal use would ......
* Conversion crazy!
You've got to spend money to make money. Even today the old adage continues to ring true--especially in reference to the current condo conversion trend....
* Californians Say Affordability Their Number...
Business Editors/Real Estate Writers SACRAMENTO, Calif.--(BUSINESS WIRE)--Aug. 25, 2003 Survey also shows surprising lack of "NIMBYism": 53 percent would support new apartment construction in their ......
* Diversification, teamwork help management co.
In an age when many residential property management companies have fallen by the wayside, the diversified team of professionals at R. A. Cohen & Associates, ......
* Luxury rental fetches $195m.
Real estate owner, Adellco, closed a deal this week to sell 80/20 luxury rental building, The Aston, to Archstone-Smith, a residential REIT based out of ......
* Regular Folks Put Retirement Savings...
REAL estate investing isn't just reserved for the moguls who play Monopoly with real buildings; for many regular, middle-class folks, it's considered a more reliable ......
* Changing passive income to non-passive.
You may not be a typical real estate professional, but a review of your annual real estate related work may show that the IRS considers ......
* Controlling commercial liability.
At one time, landlords were only required to build and maintain their rental properties. No more. Over the years, statutory, contractual, and tort (i.e., negligence) ......
* solutions at work
HEADNOTE Age Restrictive Rules For Rental Properties Can Violate Fair Housing Laws Most rental property owners and property management companies have developed house or community ......
* Intuit responds to growing needs of...
Intuit Inc. is providing individual owners of rental properties an unproved software tool to help them organize their rental property information. Designed for individuals who ......

More Related Topics:
Industries:

* Rental Property
* , Personal Finance
* , Real Estate Investing
* , Real Estate Agents

,
Subjects:

* Company Profits
* , Banking & Finance Regulation
* , Consumer Credit Reporting
* , Legal
* , Inspections
* , Trends & Events

T T T
art_print Printart_email Email 16x16-digg-guy Digg It delicious-small del.icio.us
Related Resources
icon - related resources - pen
Related Posts
lynette denike_80
Build Superior Credit as an Authorized User
If you are just starting to build your credit for the first time or you're reestablishing it, there is a helpful tactic you can use: ...
Read More
miranda marquit_80
Political Leaders Trying to Fix The Economy
Since last summer's subprime lending crash, political leaders have been trying to avert disaster in their efforts to fix the economy and soften the blow ...
Read More
miranda marquit_80
Have You Checked Your Credit Card Interest Rate Lately?
One of the nasty surprises lurking in your mailbox may be a new credit card interest rate.
Read More
icon - related resources - headphones
Podcasts

* Tax Planning: New Ways to Shelter Income and Reduce Taxes
AllBusiness.com's Chris Bjorklund interviews two financial planning experts who discuss important strategies that you may be missing if you rely only on your CPA for ...
* What You Must Do to Establish Business Credit
How to investigate your own credit history and then start establishing credit in your company's name.
* Southwest CEO on Leadership, Raising Capital and Fighting Legal Battles
Betsy Flanagan of Startup Studio interviews Herb Kelleher, founder of Southwest Airlines and one of the country's most successful CEOs.

icon - related resources -forms
Forms and Agreements

* Landlord/Tenant (Commercial) Kit - Deluxe Edition
* Credit Report Error- Notice to Credit Reporting Agencies
* Landlord/Tenant Kit (Residential)
* Checklist for Residential Tenant Walk-Through
* All Forms

Franchise Profiles

* 1-800-Pack-Rat
Portable moving and storage business ...
* Fairway Divorce Solutions
Divorce dispute resolution programs and services ...
* WIN Home Inspection
Residential building service ...

Premium Content

* Island charms of the Dominican Republic appeal to UK investors.premium_logo
Byline: Cheryl Taylor Sep. 5--More adventurous British investors are turning the Dominican Republic into a des res, thanks to the fall in the peso and ...
* Congress focusing on identity theft: estate tax repeal, health plan bills see action.(Capitol Retail Report)premium_logo
A recent rash of consumer data security breaches has caught the attention of Congress. Options Congress is considering to deal with identity theft include a ...

Business Resources

* Businesses for Sale
* Find Qualified Vendors
* Business Directory
* Jobs
* Free Business Magazines

Sponsored Links
Gain insight on the best performing
companies in America.
www.hoovers.com
Business Purchases Quote Center
Get fast, free competitive quotes on business purchases from qualified vendors
allbusiness.vendorseek.com
AllBusiness Business Directory
Find product and service providers in over 65,000 categories
www.allbusiness.com

Site Map | Contact Us | FAQs | About Us | RSS Directory | Sign Up for Free Newsletters | Disclosure Policy

Media Kit
Copyright © 1999 - 2009 AllBusiness.com, Inc. All rights reserved.
No part of this content or the data or information included therein may be reproduced,
republished or redistributed without the prior written consent of AllBusiness.com.
Use of this site is governed by our Copyright and Intellectual Property Policy, Terms of Use Agreement and Privacy Policy.

Get In-Depth Company Information from Hoover's | Buy a D&B Credit Report | What is in Your Company's D&B Credit Report? | Article Archives
Online Business Database | Online Business Information | Sales and Marketing Solutions | Business Mailing Lists | Company Profiles
Information and opinions on AllBusiness.com solely represent the thoughts and opinions of the authors and are not endorsed by, or reflect the beliefs of,
AllBusiness.com, its parent company D&B, and its affiliates.

global property rent

2009-09-13T21:28:00.001-07:00

In the second quarter of the year RICS reported the sharpest declines in global commercial property rents in the survey’s five year history, with Singapore, Ukraine, Spain and Ireland leading the way.

For_Immediate_Release:

(Free-Press-Release.com) August 4, 2009 --
New Delhi: Royal Institution of Chartered Surveyors (RICS) Global Commercial Property Survey released in India reveals that despite some improvement in the economic data and a moderation in the pace of decline in capital values in all world regions, rental expectations have deteriorated further. In the second quarter of the year RICS reported the sharpest declines in global commercial property rents in the survey’s five year history, with Singapore, Ukraine, Spain and Ireland leading the way. The decline in capital values eased during the second quarter driven by more modest falls in some emerging markets with China and India out in front. Eight percent more surveyors reported a fall than a rise in capital values in China, up from 49 percent in the first quarter.
Omaxe launches limited expandable villas at Omaxe City, Bathinda

Bathinda: Omaxe today launched luxurious expandable villas in Omaxe City, Bathinda. Developed over an area of approximately 72 acres, the PUDA approved township is being developed with an investment of approximately Rs 200 crore and is slated to reinvent the lifestyle of residents. The villas start at a price of Rs17.47 lakh and are strategically located amidst amenities to make living comfortable. Situated just two kilometres away from Delhi Public School and set in lush green ambience, these villas are packed with all the modern amenities. On offer are limited villas on plot sizes of 200 sq yds to 350 sq yds with an option of constructing 2-4 bedrooms. Omaxe City, Bathinda is an integrated township strategically located on NH-15 and offering locational advantages due to ongoing multifarious infrastructure developments around the city.
Courtesy : 2nd Aug 2009

###

For more information:
460,3rd floor kohat enclave pitampura

Email to Friends Print Friendly Spam
Link to this:

property rental

2009-09-13T21:14:00.000-07:00

Property Rental Requires Research.

Various kinds of properties can be rented out. You will need it for residential or official purposes. Then you have other rentals such as for storages and so on. No matter what kind of rental you are looking at, you will need to do some research. Some of the property owners will be away and there will be caretakers who are looking after the needful.

You will have to cultivate a knowledge of the current property rates. They will differ from area to area. Thus, you will have to do a great deal of looking around. You will need to keep all the rates in mind at all times. In this way, you will know best and will not need to look to someone else for advice.

The rentals will naturally differ with the types of properties that are available. This will be the most important factor, especially for residential purposes.

Now, if you want to find a good property, you need to find an agent. There will be plenty of agents in the area. But there will also be the need to choose the right agent. You will have to use the ones who do not hike up the prices according to their whims and fancies. But look out for agents who charge reasonable amounts.

Some real estate agents may not be very reasonable with what they charge. They may try to con you into paying them more on the pretext of signing up good property for you. Stay away from such agents. Try and make use of only the more reputed ones. You can get one through your friends as well as family members, as they will know trustworthy ones.

Remember to also plan out your budget in great detail. You should not be too extravagant if you have some savings. You should try and ensure that you will be able to shell out only so much as rent every month. You should insist on meeting the property owner. I am sure you would not want to end up with a fake deal.

Reading every clause of the agreement will be important, when you are signing up any property for rent. If you do not do so, you may be in trouble if you are not pleased with some of the terms during the duration of the lease.

Remember that finding the perfect place will also be rather time consuming. This is unless you know someone who can help you personally. These days, more and more people have taken to looking for property on the Internet. The Internet offers you plenty of options. You will be able to get all the latest updates. You will have all the categories online. So you need not look anywhere else either. This will be ideal for people who do not have time to look around.

Searching through the Internet will also be very easy. After all, everybody is net-savvy these days. Moreover, you will have listings with pictures. Thus, in a way, you will be looking through a range of options from the comforts of your home.

More Business Resources/Real Estate Resources.
Property Rental Requires Research Real Estate Business Various Kinds Properties Can Rented Out You Will Need Residential Official Purposes Then You Have Other Rentals Such Storages Matter What Kind Rental You Property Rental Requires Research Real Estate Various Kinds Properties Can Rented Out You Will Need Official Purposes Then Have Other Rentals Such Matter What Kind

Article Source: http://marketing.article24h.com/category/business.html
Author: Ajeet Khurana
Have Property to rent? Want Property to let. Come visit us for the latest info and listings. We also help with Repossessed property. Visit today.
Property Rental Requires Research's Statistics.
Article: "Property Rental Requires Research" was submitted by Ajeet Khurana. It's been viewed 3 time(s), made 0 comment(s) since May 2009.
The copyright of "Property Rental Requires Research" belongs to its author. Please include full author details exactly as it is on this site and quote source: Article24H.Com if you want to publish it elsewhere.
You could send a comment on "Property Rental Requires Research", share this article with your friends, or bookmark...
Property Rental Requires Research - Printable version
Property Rental Requires Research - Ezine Ready
Property Rental Requires Research - Tags
Property Rental Requires Research - Comments.

What do you think about Property Rental Requires Research story? Please post your comments, ideas, requests, advices ... about Property Rental Requires Research at the form below! Click here to request the form!.
Other Property Rental Requires Research Articles
Older than Property Rental Requires Research in Real Estate Articles

* Is Now the Time for the New House?
* How Will The Real Estate Market Affect The Economy?
* Timid Steps Into Real Estate Investments
* Real Estate 101: Choosing the Right Home Inspector
* Steps to Buying a Home
* Property for Sale in Australia
* Understanding Goa Property Markets
* First Time Buyer News
* Modified Internal Rate of Return: Predicting Your Investment Profits
* The Property Business Is A Business Of Relationships

Newer than Property Rental Requires Research in Real Estate

* Understanding the Real Estate Short Sale
* Foreclosures Skyrocketing! Now is the Time to Get Into the Real Estate Game
* Should Government Profits on Realty be Lowered?
* Why Dubai is Having Property Explosion? Dubai After Oil Boom!
* The Cost of Panelized Homes
* Manufacturers’ Homes
* Best Places to Live in Galveston County Perfect for First Time Buyers
* Property Dealer India-shows you the Right Path
* Desert Waterfront Property: the Scottsdale Renaissance
* Tips For Buying Property In Cyprus

Article Directory for Authors and Visitors
Welcome to Marketing.Article24H.Com, An Articles Directory website where you can find thousands of useful Free Articles from thousands of authors. Articles have been categorized for ease of use . They are of course free to use online or offline, just be sure to read our TOS & Guidelines
With Marketing.Article24H.Com you can:

1. Search free articles on our extensive database
2. Submit your articles to gain recognition in cyber wilderness
3. Get quality backlinks to your site
4. Drive traffic to your website
5. Share your knowledge & Experience... with everyone on earth
6. And more...

C'mon! You know you want to

Recently Published - Real Estate
Current Real Estate Scenario
Get perfect Apartments in Barcelona
Why to Choose Real Estate Appraisals
All About Villas in Brazil
Burning Down the House: the Firebombing Welsh Dragons
Top Ten Thing Real Estate Agents Do Before Selling Their Own Home
Why You Should Buy Land in Brazil
Make Money Flipping Real Estate - Which Way?
Signing an Apartment Lease - Skimming is not Enough!
Bayfield Strikes Deal With Rainy River Next to Discovery Zone
What is Home Staging?
7 Steps To Get Your Real Estate Appraisal License
Who Can Go For Lease Purchase Agreement?
Easy Steps to Finding the Right Orlando Homes for Sale
Many Homeowners in Foreclosure Believe in Magic
Bookmark this page to:
Monthly Most Views - Real Estate
Free Apartment Decorating Ideas
Burning Down the House: the Firebombing Welsh Dragons
A Top Property Guide To Chains
A Luxury Beach Front Property On Benguerra Island Mozambique For Your Romantic Beach Getaway
Analyze the Real Estate Transaction
How Best To Buy Or Sell Cyprus Property
Purchase UK Land for Sale at Crownland for Affordable Costs
Real Estate Sales Contract : Individual Components To Pay Attention To
Cancun Mls Online
Homes for Sale Kefalonia
3M Clear Bra Paint Protection: The Choice is Clear!
How Net Present Value Reveals an Investment's Rate of Return
Guide To Property Management Fees and Operations
Myrtle Beach Time Share Cash Cow Revealed!
What To Look Out For When You Rent Property
Article Martketing
Advertising
Art & Culture
Auto
Beauty
Business
Public Relations
Customer Service
Sales
Online Business
Strategic Planning
Home Business
Team Building
Small Business
Training
International Business
Economic Crisis
Leadership
Human Resources
Business Ideas
Business Opportunities
Corporate
Real Estate
Industries
Entrepreneurship
Office & Equipment
Ethics
Fundraising
Management
Negotiation
Networking
Organizational
Expats
Outsourcing
Presentation
Project Management
Public Company
Career
Computer
Education & Learning
Environment
Finance
Food & Drinks
Health & Fitness
Hobbies
Home & Family
Home Improvement
Internet
Legal
Life & Style
Marketing
Non Profit
Pets & Animals
Politics
Relationship
Self Improvement
Sports
Technology
Travel
Writing & Speaking
You are reading Property Rental Requires Research Article. This Article's published in Real Estate Articles Sub-Category - Business Articles category on an Article Directory Website. Article: Property Rental Requires Research was cached on our Dedicated Server at 21:20:34 Sep 13,2009 with 3 different versions: Property Rental Requires Research Article Detail, Property Rental Requires Research - Printable Version and Property Rental Requires Research - Ezine ready. You may comment to "Property Rental Requires Research Article" at the form at bottom of article's content. Please note that this article may be expired or its content may be no longer available at this moment.

Article24H.Com is best viewed with a resolution of 1024x768 (or higher) and supports Microsoft Internet Explorer 6.0+ or Netscape 7.0+, Firefox 1.0+, and Safari 1.2+. We also recommend a minimum modem connection speed of 56Kbps and that you enable JavaScript and Pop-ups for this site in your browser's settings.

Use of Marketing.Article24H.Com constitutes acceptance of the Terms Of Use and Privacy Policy
Copyright © 2006 - 2009 Article Marketing, Article24H.Com . All rights reserved.
Cached: 13 Sep, 2009 21:20:34 (GMT -0700), Your IP

Property Investing for the Buy to Let Property Investor

2009-09-11T21:19:00.000-07:00

Property Investing for the Buy to Let Property Investor

You don’t need a degree and you don’t need to be a property investing guru to be successful in real estate investing, you just need to know how real estate investing works and what are the rules - and we give you all that.

Register FREE today and get access to:

* FREE property investing documents
* FREE property reports
* FREE property letting forms
* FREE property and letting e-books

* FREE property investing articles
* FREE regular Home Loan Updates from all major banks
* FREE property investing newsletter every month

With over 5,000 members experienced and novice property investors, Property Investor Network is the largest South African online community of property investors.

If you have a question, need to register to a course, need assistance give us a
call: 087 5500 873

PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Online Real Estate and Property Investing Courses, Seminars and Training
Platinum Investor 1-Year Access (Instant Access)
Platinum Investor 1-Year Access (Instant Access)
Calculating Residential Buy-to-Let Deals (Instant Access)
Calculating Residential Buy-to-Let Deals (Instant Access)
Commercial for Beginners (Instant Access)
Commercial for Beginners (Instant Access)
Getting Started as a Property Investor
Getting Started as a Property Investor
Mastering the Installment Sale (Instant Access)
Mastering the Installment Sale (Instant Access)
Mastering Buy-to-Let Offers to Purchase (Instant Access)
Mastering Buy-to-Let Offers to Purchase (Instant Access)
Property Investor Letting Workshop (Instant Access)
Property Investor Letting Workshop (Instant Access)
Investor Forum (Instant Access)
Investor Forum (Instant Access)

Benefit from everything, learn, grow and reach your financial freedom with buy-to-let property investing with the largest source of online property investing information, all in one place for you.

To become part of our growing community click here to register for free.
property_investment_courses.png

property_investment_club.png
What is IRR Internal Rate of Return
Articles - Property Finance

This question of what is IRR Internal Rate of Return is one of the most frequently asked questions and often even when explained property investors that do not have a financial background, do not fully understand this concept. In this article we are explaining in the simplest way possible what is IRR or Internal Rate of Return.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (4 Comments)
Register to read more...

Tax Deduction on Immovable Property - The New section 13
Articles - Property Tax

If you often read these articles, you will know that the old section 13(ter) has expired. Until recently, this was the only section which allowed owners of residential property, which was used for trade purposes, to get tax deductions on the cost of immovable property. This section was effectively repealed on 20 October 2008.

The good news is that there is a new section in place now which seems to be a lot better overall for owners of new, residential units. Section 13(six) effectively came into place on 21 October 2008.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (0 Comments)
Register to read more...

Tax Deduction on Immovable Property - Section 13ter Repealed
Articles - Property Tax

Last year, we published an article regarding Section 13ter of the income tax act (Income tax act 58 of 1962) . At the time, this was the only section available to property investors that hold residential property. The section allowed investors to claim tax deductions in respect of the value of the property.

At the time, the section stated the following, in short:

A Taxpayer can deduct from their income, an allowance in respect of the cost of any residential unit which is part of a housing project. The deduction allowed is equal to:

* Ten percent deductable in the first year five or more units are rented or occupied
* Two percent in the first year and every year after that

The section was however very specific about the definitions of “housing project” and “residential unit”.

Housing project:

Had to be any project for the ERECTION of a building or several building in South Africa; consisting of at least five residential units.

Residential unit:

* Any self contained unit of at least one room (excluding a hotel or hostel),
* ERECTED after 1 April 1982 and as part of a housing project as defined above,
* To be let out to a tenant for deriving profit or to be used by any “bona fide” employee of the taxpayer.

Basically, if you built the units and there were more than five of them, each being self contained and were renting them out; you could claim the tax deduction on the costs of the building. This was very good news for investors with lots of capital that were looking for rental income opportunities.

Unfortunately, there is now bad news.

As some may already know, the tax act is very subject to change. Section 13ter has been amended.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (1 Comments)
Register to read more...

What do you pay Income Tax or CGT? (Crossing the Rubicon) Part 3 of 3
Articles - Property Tax

Having read the first two articles, you should now have a good understanding of the concept of “crossing the Rubicon”. In this article, I give several court case examples which dealt with the more intricate issues and helped to assess intention.

As we previously explained, the “Lydenberg” case stated that intention is the golden rule and hence, a court must look at the intention of the taxpayer when deciding the nature of a transaction. The moment the intention has changed, the taxpayer has “crossed the Rubicon” and the nature of the transaction changes.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (2 Comments)
Register to read more...

How Do You Know if Your Property Investment is Performing?
Articles - Property Finance

In these difficult times, most people are starting to feel the squeeze in their pockets and feeling strongly that their investments are not performing as well as they should.

How do you tell what good performance is?
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (0 Comments)
Register to read more...

What is Cost of Capital and Gearing
Articles - Property Tax

A very important concept to look at when investing is your cost of capital. All companies and investors need money in order to start or expand activities; this money comes at a price. Large companies usually have more complex structures, comprising of both funds generated through debt and issuing of equity instruments (such as shares or bonds).

However, the small property investor is usually only worried about two facets: the original capital invested in the company and any bonds applicable to the property. This cost is therefore easy to calculate. If you have a bond against an investment property of 15% per year, the cost is 15%.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (0 Comments)
Read more...

Non-Residents Taxable Income - Part 2 of 2
Articles - Property Tax

The property market in South Africa is full of foreign real estate investors (especially in Cape Town); should you be one of these real estate investors, you might find yourself confused as to how to manage your tax affairs.

Also local property investors that are selling their properties for a foreign resident should know about some new tax obligations that SARS decided to place on the seller. We have discussed this in the first article, please read this is you haven't yet.

The tax system in South Africa is a source based system; this means that, by definition, all income from a source in South Africa will be taxed in accordance with South African Tax Law, but it is not that simple.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (0 Comments)
Register to read more...

What do you pay Income Tax or CGT? (Crossing the Rubicon) Part 2 of 3
Articles - Property Tax

By: Theo Dinculescu

My last article concentrated on the principle of “Crossing the Rubicon”. In this article, I will apply the concept in a property market perspective. In the property market, this tax principal is applicable when determining whether your property is a capital purchase; in a buy-to-let or a long-term purchase; and hence subject to only CGT upon sale.

To Understand “Capital Vs Revenue” purchases, one must first understand one basic principle. The “Fruit and Tree” principle is most important. The capital asset is the tree; it is kept in order to obtain the fruit and not sold in the short term.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (0 Comments)
Register to read more...

Non Residents Taxable Income Part 1 of 2
Articles - Property Tax

If you have established yourself to be a non-resident, we now have to determine what income you will be taxed on. As I discussed in the previous article, all income which is from a South African Source, or deemed to be from a South African Source, will be taxed in accordance with the South African tax law.

Obviously, all income which is physically earned within South Africa will be a South African source. Here are some straight forward, common income sources:
Write comment (0 Comments)
Register to read more...

What do you pay? Income Tax or CGT (Crossing the Rubicon) Part 1 of 3
Articles - Property Tax

By: Theo Dinculescu

Many property investors are buying property and finding themselves having to sell the property in a relatively short amount of time. The question that arises at this point is will they have to pay income tax on the sale or will they have to pay CGT?

The answer to this question falls under the terms “Crossing the Rubicon”. However, many investors do not understand this term nor how it works.

In this article we will try to demystify this term for better understanding.

What does “Crossing the Rubicon” mean; where does this term come from?

Historically, this concept or expression is used when a person gives a clear sign of change in intention; once you have crossed the point of no return; the point where your intention has been clearly shown through your actions.
PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Write comment (1 Comments)
Read more...

What 2009 Holds in Store for Real Estate Investing
Articles - Property Trends and Economy

Compounding factors over the last two years have effectively caused residential property markets to come to a stand still. Has the market bottomed out, will international bailouts be able to overcome the credit crunch? Everyone looking to 2009 for change. But will relief come?

Before delve into the issues, we would like to mention that some investors are quite happy with this situation. They've managed to double their portfolios in this market and plan on buying more. For these people the problem is just finding the right deals and getting financing. But for many investors and home owners looking to sell their properties, a breather in 2009 will be most welcome.

As banks have started tightening their lending criteria, many complaints have been heard from investors in the position to buy. After all, there is no point in having bargains everywhere when there is no finance to gear with. That is why we would like to remind people that putting capital aside for such times is crucial and essential. It's what separates you from the pack and allows you to do business as usual while everyone else bunkers down. All veteran investors know that without capital there is no investing, because there is nothing to invest.

So, will 2009 be the turnaround in property after 2 years of hardship?
Write comment (1 Comments)
Read more...

Cash Flow Analysis 2 of 2 Evaluating and managing projects and Finance
Articles - Property Finance

In the previous article, I spoke about the importance of cash flow and the discounting thereof.

The next step is to identify the relevant cash flows. Firstly; what is a relevant cash flow?

A cash flow will be relevant if it can be changed or altered by a future decision. For example; if you choose to buy a building, you will make rental income, but, you can also choose not to buy it and therefore not receive rental income. An irrelevant cash flow cannot be altered by a future decision. For example; if you own the building you will have to pay rates and taxes whether you rent it out or not, you cannot make the decision not to pay as long as you still own the building.

So, where to start? Firstly, decide what your plan of action will be.

What asset are you buying?

What cash generating purpose will it serve?

How long do you intend to keep it?

Then identify the costs and the income flows related to each step. Things such as: income, rates, general expenses in the production of income, selling price at the end of its useful life and most importantly, the tax implications. The tax implications must be analysed on the sale, the income generated and the expenses. Most of these figures will have to be estimated from current market data and capital growth potential of the asset. Notice that we do not take into account interest or loan re-payments; these are factors of our cost of finance and your degree of affordability and are taken into account in our discount rate.

The next step is to identify when you will incur these costs. Some costs are incurred yearly whereas others are only incurred once or twice during the life of the asset.
Write comment (2 Comments)
Read more...

Calculating Residential Property Investment Deals
Articles - Property Investing

In property investing and even home ownership it is very important to understand the numbers of the deals.

However, that said, just one set of numbers without understanding the whole pictures usually is not useful but rather can create more confusion.

The numbers calculated will mean different things to different people and for different cases.
Write comment (0 Comments)
Read more...

Residential property predicted to decline further
Articles - Property Investing

It was brought to our attention that there are even more predictions about residential real estate going down for another 2 years or more.

Can this be true?

As with any prediction, it can be true as much as it can be wrong. But, in essence for real estate / property investors that have purchased correctly – this does not matter at all. Never did and probably never will.

Sure any investor can buy one or two wrong properties in their portfolio that don’t make much money, but one “sour lemon” has never been the “end of days” for any real estate investor.

Unless, of course there is the “but” again, and the “unless” again…. those are the only properties that the investor holds. Then this could be a big problem.

So, why in essence it doesn’t matter where the market goes?
Write comment (1 Comments)
Read more...

Re-Financing your property
Articles - Property Finance

Often, people who own investment, or even private properties, re-finance without calculating the cost involved or having a proper understanding of the situation.
What is a re-finance agreement?

When you first submit a request for a bond on a property, the bank assesses the value of the property you wish to buy and grants you the bond at the fair market value of that property. So, suppose you wish to buy a house for one million, the bank will offer you one million, depending on your affordability. They offer you this amount because, should you default on your debt, they can repossess the property and sell it at that fair value, thereby getting back their money. This represents very little risk to the bank. However if the property market in the area is in decline – then this would be very big risk to the bank as the bond given won’t cover the selling price they can get (should they need to repossess).

Often, the value of property increases. Suppose that house is now worth 1.2 million. Should the bank repossess the property, they could probably get 1.2 million for it when they sell it. Therefore, the bank offers you a loan extension (an increase in your maximum loan) of 200,000. You can therefore take out a further loan of 200,000, using the property as collateral.

What people must bear in mind is that this is not money in your pocket; it is an increase in the loan amount of 200,000 which will have to be re-paid over the lifetime of that bond. Most people believe that it is money they simply receive and can therefore use to either lower their bond or for personal use. The simple fact is that the value of the asset which is up as collateral, namely the house, has increased and the bank therefore extends you a possible increase in the loan amount.
Write comment (6 Comments)
Register to read more...

Cash Flow Analysis 1 of 2 Evaluating and managing projects and Finance
Articles - Property Finance

Finance is always a worrying factor when starting any business.

* Where will I get it?
* How much will it cost me?
* Will this severely cut my potential profits?

As you may have guessed, all these questions are inter-linked. They all boil down to proper financial management. This will result in lower finance costs, higher profits and most importantly, proper investments.

Before you dive into financial management, you must understand its most important element; CASH FLOW.
Write comment (0 Comments)
Read more...

Calculate Property Investment Profits Before You Buy
Articles - Property Investing

As a property investor you will have to face various activities that sometimes can be challenging.

First you will have to find the deal that suits your needs and financial situation. Personal preference and circumstances are of high importance when buying an investment property. As we say on Property Investor Network, you should make your money when you buy, not when you sell. This is very important. The deal must be good for you at the time of purchase.

As we stress, over and over again, property investing is about calculating the numbers, not about the tiles, or the nice windows. Not even about the neighborhood. Though I am sure a lot of investors and particularity "emotional property investors" would love to argue the neighborhood subject.

Because of this, it stands to reason that one should buy as cheap as possible. Many investors ask what is cheap enough? Is R300,000 okay? Or maybe R500,000 or maybe one should go for the lowest prices in the worst places of R100,000.
Write comment (1 Comments)
Read more...

How to Identify Fake Property Gurus
Articles - General

Often I get emails about this Guru and that Guru. I get asked questions and often asked to give my opinion about other peoples systems and so called Gurus.

Here is the deal, everyone wants to know what is good and what they should get involved in, but that said there is a catch to all this and I will explain this right now in the hope of clarifying the questions about all the systems and gurus in real estate and the property investing market.

If you really want to get the best out of this post or clarification you should first come to suspend your thought of “Good” and “Bad” as definition.

I know, for some this may be too much to ask, but if you can do this for the next 5-minutes (which should be short enough to mange) you may understand much more from what you are reading.

Usually, people who ask about Gurus and systems are at the beginning of their property investing journey and the field looks very much like an endless jungle.
Write comment (9 Comments)
Read more...

How to Renovate a Property to Make Money
Articles - Property Investing

Some property traders and investors choose to buy property for the purpose of renovating and then selling.

This strategy can be used for both "selling for profits" and "renting for profits". In other words, there are 2 systems to renovating a property for profits.

Renovating properties is great way to generate income and some do this for a living. This type of deal is really a specific strategy and can be slightly speculative in nature if one is lacking the correct planning and fundamental considerations. In other words, you can "lose your shirt" doing this is, if you don’t know what you are doing.

Lets then look at the fundamentals and considerations that make property investors and renovators successful in this strategy.
Write comment (1 Comments)
Read more...

What to Do When you Cant Pay the Mortgage Bond
Articles - Property Finance

Can’t Pay the Bond? This is how you can save your property and avoid repossession.

It is sad see that there are many property investors and home owners that can’t pay their bonds due to the recent interest rate increases. To add to the trauma, many have refinanced properties to the extent that getting a quick sale in the open market is close to impossible as there is no equity left to make the deal attractive to another investor.

This makes the situation very unpleasant and dangerous for the credit records of such persons. These incidents seem to leave the property investor or homeowner stuck, panicked and very emotional about the situation.

There are however a few solutions that come from the most unexpected place – the banks.
Write comment (2 Comments)
Read more...

How to become a successful property investor
Articles - Property Investing

Many think it takes to be Donald Trump or Robert Kiyosaki to become successful in real estate investing. That is just not true.

Granted they are some of the most famous investors, but don’t think that others are not successful. Some are widely successful, they are just not famous…. and mind you, not everyone seeks fame after success.

Here is what it takes for the beginning:

Write comment (7 Comments)
Read more...

Real Options for Over Indebted Property Investors
Articles - Property Finance

In these tough times one of the most frequent questions is “What do I do if I am over exposed and can’t pay the bond/s?”

Here are some practical solutions out there that others have employed:

1. If you can’t pay the bond but the transfer has not take place yet, in other words you have bought into a development, please read this article: Property Transfer Nearing No Money to Pay the Bond .
2. If you have too many properties and the bonds are killing your financial position consider selling some urgently.
3. If you can’t sell at the price you want consider reducing your price to sell at absolute bare minimum.

Write comment (0 Comments)
Read more...

How to increase rentals legally to cover bond shortfalls
Articles - Property Letting
Property investors need to optimize on their income to make up for the shortfalls in their bond repayments due to so many interest rate increases.

Here are some expert tips that you can use depending on your circumstances. Just a few things you can do right now that can help you make and save money:
Write comment (2 Comments)
Read more...

Investor Letting Workshop
Marketing - Products

After all the venue workshops in 2007 and 2008 with more demand for the Investor Letting Workshop, it is finally online, you can learn from anywhere, anytime at your leisure.

The Investor Letting Workshop will Teach You How ...

To Improve Rental Collection Success by 99% and Get a FREE Buy-to-Let Residential Lease Agreement with all the Knowledge to Have Peace of Mind and a Safe and Profitable Rental Portfolio While Avoiding Costly Mistakes!

Investor Letting Workshop Home - Read the Full Story

Negative Gearing for Property Investors
Articles - Property Finance

The term negative gearing is not very widely used in South Africa by property investors, in fact if you Google it you will find mostly Australian domain’s. Though the term is not widely used, we found it is extensively employed as an investing strategy and often with little knowledge of its’ meaning and consequences.

In this article, we will look at negative gearing and try to best explain what it is, and how negative gearing affects property investments. Negative gearing, generally speaking, is an investment strategy. However, just like with any other strategy, it can be good or extremely risky, if one doesn’t know what it entails.
Write comment (2 Comments)
Read more...

How to Make Investment Properties Go Positive
Articles - Property Investing

By Dana Pretorius – Member of Property Investor Network

With the new increases in interest rates and the national credit control act, property investors must start to look at how to make more money from their current investment properties. Optimising the portfolio has never been more important than in the current economic climate. Property investments after all are supposed to make you money.

Many property investors will agree that cash flow is the secret to successful investing. Whether it is a property or business, the key to success is to have a strong grip on your cash flow situation. Interest rate increases, like the ones we have recently experienced, can significantly eat into the cash flow. Many people think that one needs to amass great sums of money to build wealth, but building a strong inflow of cash can also bring about financial freedom without having piles of cash.
Write comment (0 Comments)
Read more...

How to find buy to let cash flow positive properties
Articles - Property Investing

In my last article I discussed where to find buy to let cash flow positive properties, it stands to reason that now you want to know how to go about finding them. So, lets get right to it.

As I mentioned in the first article, it takes great effort, but it is by no means rocket science. If you are serious and committed to putting in some effort, which must be consistent, you are likely to find many cash flow positive properties. You will also find, that buy to let properties in the residential market will get even easier to find with every increase in interest rates. Take careful consideration of this, because if such properties where too easy to find, property investor would be doing it and we wouldn’t need to discuss it at all.

To continue from the first article, there is no particular province or area for such properties, and hence finding strategies can be applied anywhere.
Write comment (3 Comments)
Read more...

What to do when registration is nearing but no money to pay the bond
Articles - Property Finance

In the last few years many developments have sprung and investors bough often more than one property. Though these could have been great investments some problems have been noticed with the fact that developments take time to develop and register at the deeds office.

For many economic reasons including the increases in interest rates, some investors found that their affordability has changed since the time they placed the offer to purchase and were granted the bond. They have overextended themselves, didn’t know at that time, and now don’t know what to do to save the situation.

Write comment (2 Comments)
Read more...

Are you guilty of these buy-to-let investing mistakes?
Articles - Property Investing
If you are a new property investor, there are a couple of key issues you need to be aware of in order to help you avoid some costly mistakes that can take as much as two to three years to fix and could cost you thousands of rands.
Write comment (0 Comments)
Read more...

How to buy more property if you dont have the money for deposit or transfer fees?
Articles - Property Finance

This is actually two questions, often asked together. We will try to answer both, as these issues are very connected in more than one way. Hence the question should really be: Should one buy if not money is available to do so and if the answer is yes, then how would one go about buying.

This question has as many answers as there are individual circumstances. The truth is that many investors have purchased more property via re-financing money from existing equity. But this has to be taken into consideration with affordability as well, because re-financed money actually costs money. Banks do not lend money for free of course.
Write comment (0 Comments)
Read more...

Is the NCA Contributing to a Better Rental Market?
Articles - Property Letting

As a result of increases in interest rates and changes enforced by the New National Credit Act, many are predicting that the rental market is about to blossom for buy-to-let investors. The reasonsing for these predictions is logical, increased interest rates combined with lower bond qualifying amounts for property buyers will temporarily forced many people to rent. How true is this prediction?

As with everything in life, one can’t simply take a prediction at face value. There are many factors to consider before one can state, in this case, that increased interest rates and the NCA will usher in "glory days" for buy-to-let investors. This article looks at some of the consideration investors need to factor.
Write comment (0 Comments)
Read more...

How to Profit Now from Property Market Downturn
Articles - Property Trends and Economy

With everything that has been happening to the the South Africa property market in 2007, and a lot has happened other than the NCA and interest rate increases, there are two options a property investor can look at:

1. Pack up and go home, do not invest anymore and live in the depression mood or increase in interest rates, NCA and other worries, or
2. Take the opportunity to continue investing in a counter cyclical market.

If you don’t mind, we would like to discuss option 2, as option one is not very productive if you come to think of it.
Write comment (9 Comments)
Read more...

Increase Your Profits with Prepaid Electricity Metering
Articles - Property Letting

Metering of electricity with secondary prepaid electricity meters is an excellent way for property investors, landlords and letting agents to avoid the risk of having to pay electricity utility bills, when tenants don't pay.

However, feedback from the field shows that prepaid electricity meters also have other benefits. Customers who have installed prepaid electricity meters, in their rental units, are telling PrepaidMeters.co.za that one of the interesting benefits of using prepaid meters is that they are directly reducing their tenant turnover.
Write comment (0 Comments)
Read more...

Investment Properties Are Easier to Buy Now
Articles - Property Investing

It's at an interesting time in the market. The market has gone from Peach to all Strawberry's and Cream for property investors buying investment properties. The effects of the interest rate hikes, NCA, more interest rate hikes and the looming new rates and taxes bill, due to kick in next year, are coming together in close succession, creating a boom time for property investors with capital to spare. Now it is the time to buy investment properties.

Good investors have been holding something back during the boom years, circling the market in search of the weak and unsuspecting. As the dust of the race to buy clears, the carnage of the market is starting to show and finally investors can act on their counter cyclical instincts and come down to feast at the vulture restaurant.
Write comment (5 Comments)
Read more...

Estate Agents and Due Commission
Articles - Property Law
Everyone knows that Estate Agents make their living from commission earned out of selling or letting immovable property. Yet, very few people understand the finer details surrounding commission. This lack of understanding often leads to disputes over commission between Estate Agency clients and between Estate Agents themselves. In this article we discuss the background to why an Estate Agent is due commission on sale, what an Estate Agent has to do in order to earn the commission and when an Estate Agent is not due commission.
Write comment (1 Comments)
Read more...

What Does Connected Person Mean in Tax
Articles - Property Tax

Recently on PIN Forum there has been a discussion about “round trip financing” and the dangers related to this. If you wish to read the thread before you read this article it can be found here .

As a general summary, the problem for investors is when the start moving around money between people that are the same, or in other words connected persons and /or entities.

This falls under some heavy issues discussed in that thread about “round trip financing” with no commercial substance and much more. Section 80 of the income tax act no 58 of 1962 says in detail what a tax avoidance agreement is. The act deals with sections such as lack of commercial substance and round trip financing, both of which are clearly identifiable in this cases of connected persons.

In several of my articles I will be discussing special rules for connected persons. I therefore feel it is important to mention what a connected person is, for tax purposes.

The act separates connected persons in relation to individuals, companies, members of partnerships and trusts.
Write comment (0 Comments)
Read more...

Did the NCA save South Africa from a fate similar to the US?
Articles - Property Trends and Economy

Many members of the Property Investor Network have expressed their concern with the newspaper headlines surrounding the NCA and also the fact that several banks seems to have suffered as a result.

To better understand the effect and bigger picture, let's look briefly at the situations in other leading property markets, such as the US and UK. This will help put a perspective on the South African market.
Write comment (0 Comments)
Read more...

Section 13 Tax Allowances in respect of Residential Buildings
Articles - Property Tax

Most investors know that in South Africa, as opposed to other countries like the US, property investors cannot depreciate residential buildings. We all know that some changes have been made to allow depreciation on commercial buildings but residential buildings according to tax law doesn’t have many options. As you noticed, I said many options, there is though one option in the law that is somewhat constrictive, but which may still be a viable option for buy to let investors. That statement needs a minor correction, in this article we will be referring to a new term “develop-to-let”. Hang on a bit here and we will explain everything.

We found that there is an allowance in the tax law that enables property investors to depreciate a building and before we wrote this article we went out to investigate the information and give you some examples of how you can depreciate a residential building and in what conditions. So here goes…
Write comment (3 Comments)
Read more...

The Impact of the NCA on Real Estate Agents
Articles - Property Trends and Economy

The estate agent community has expressed extensive concern over the NCA. Is the picture really that of gloom and doom? Just as with other articles this month, the answer is yes or no, depending on your perspective. To help you decide which, this article takes a broader view of the picture so that we all can hopefully make more sense of the situation.

We recently published an article focused on the negative effects the NCA is having on the economy as a whole. However, when we look at the estate agency industry we must realize that it has many sub-sectors. For the purpose of this article, we will only discuss residential, as we believe that this sector is currently the greatest pressure.

So, is the doom and gloom projection and speculation for estate agents in the residential market due to the NCA and how much does the NCA impact on such a possible outcome?
Write comment (0 Comments)
Read more...

Is the NCA going to bring the country to its knees?
Articles - Property Trends and Economy

It has been a whole month and a half since the NCA has taken its’ full force and affect and the horror stories are starting to pour in.

I think that the whole picture of the NCA is not fully clear yet, but the effects have started to take shape.

Some comments, stories and situations have brought to the sad and hopefully wrong conclusion that the NCA has the full capability to bring the country down to its’ knees. Lets hope we are totally wrong.
Write comment (0 Comments)
Read more...

Comparison of ABSA vs Nedbank Buy to Let Offering
Articles - Property Finance

This article is a short comparison for two bank products. Many people asked what is the difference between ABSA buy to let offering and Nedbank. We asked Donnie Claassen our resident Financing Expert to help us out on this one.

You can contact Donnie here with any questions or comments on this article if you need clarifications.

Before starting it is important to remember that every bank creating a product has certain criteria attached to it. As you see everywhere “Terms and Conditions Apply”, this also applies to bond products.
Write comment (0 Comments)
Read more...

Interest Rates Up Again Brewing the Perfect Storm
Articles - Property Trends and Economy

Interest rates have now gone up 450 basis points and a further hike this year cannot be excluded from planning. Along with this, fuel, food and energy prices are set to increase. Most of this woe is outside the control of the South African Reserve Bank, but nonetheless impacts heavily on an already straining economy.

Things are looking pretty rosey as the perfect storm begins to brew. Perfect for Property Investors.

In this market properties are “dumped” on the market in a last minute desperate attempt by owners trying to avoid repossession. Everyone tightens their belts and their budgets, business included. Layoffs follow, costs go up and inflation is the word on everyones lips.

The long speculated market downturn is undeniably here. No need to speculate, it's on the streets and creating havoc. The stage is set for the perfect storm.
Write comment (1 Comments)
Read more...

Private Property vs Estate Agents and Facebook in The Mix
Articles - General

Once in a while like in every industry we need to look into the future to plan our marketing and continued growth. The Real Estate agents industry should do that now. I wrote a while ago that real estate agents should start looking into the future while taking new communications and networking methods into account.

In every industry once in a while there are changes that have major future affect on how we do business. I remember the days when some people refused to carry a cell phone. Look today where we are. Even a 7 year old child carries and owns a cell phone. People are even becoming phobic without their cell phones, like it is their life line. What did we ever do before cell phones?

I don’t know if this is good or bad nor do I care to criticize, but what is important is that I have noticed a change in the way people are marketing property to one another; a change that has the potential to be as significant as the cell phones, if not even more. Because it connects people instantly and only people that wish to be connected to each other in this communication medium, much like the cell phones.

Yes, I am talking about the social networks and the move into social networking in the property space. When I speak to agents about social networking, they look at me in with a funny look, either I am mad, or they have no clue what I am talking about. This makes me seriously wonder.

Today social networking and social media is growing by leaps and bounds, monthly, not yearly. Take into consideration that Facebook since 2004 has acquired some 64 million users and I also heard a report that some 250,000 users are joining monthly. That is just beyond amazing.

But what does this have to do with real estate agents, property and Private Property?
Write comment (2 Comments)
Read more...

2008 Budget Summary View
Articles - Property Trends and Economy

As you all know by know Philip Viviers is one of the Experts on Property Investor Network and we just wanted to give you his summary view the 2008 Budget as he wrote it:
Write comment (2 Comments)
Read more...

Do buy to let cashflow positive property deals exist right now?
Articles - Property Investing
This is one of the most frequently asked questions we got througout this year (2007) from property investors in the residential buy to let market. It is very interesting to note, that before the increase in interest rates, this question was not often asked. It was like property investors either took it for granted that cash flow positive properties just did not exist, or that the difference between the bond repayment and rental did not really bother them based on handsome equity growth.

As interest rates started increasing, so did the frequency at which the question, “Are there any cash flow positive properties?” got asked.

So do they exist?
Write comment (0 Comments)
Read more...

Sectional Title Series 5 - Ownership Responsibilities Continued
Articles - Sectional Title

This article is part 5 of our sectional title series where we are exploring sectional title ownership responsibilities.

In the previous article we explored the obligations of the owner to their Section and Management Rules, in this instalment we will continue with Conduct Rules, we will leave the Common Property for the next series as it extends to an entire article.

* Obligations in terms of the Conduct Rules
* Obligations in terms of Common Property

Write comment (1 Comments)
Read more...

More...

* Sectional Title Series 4 - Ownership Responsibilities
* Sectional Title Series 3 - The Body Corporate and Powers
* Sectional Title Series 2 - The Body Corporate and Functions
* Sectional Title Series 1 Pros and Cons of Sectional Title
* Property Investors Communities Merge - Ardent Community Merges with Property Investor Network
* Investment Property - How to define it
* Property Investors Need to Keep up with their Tenants!!
* Property Investors Choose Prepaid Electricity Meters to Avoid Arrears
* Capital Gains Tax
* Recoupments Section 8 (4) a
* Taxed Bonuses for Property Investors and Landlords - Part 2
* Taxed Bonuses for Property Investors and Landlords - Part 1
* How Does the American Property Market Influence South Africa

<< Start < Prev 1 Next > End >>

Results 1 - 59 of 59

Members please login.

Username

Password

Remember me

If you are not registered
REGISTER HERE

Didn't get activation email? Resend it
NOTE!
Your username and password can also be used on the following websites:
Investor Network
Property Investor Network
Stock Investor Network
Business Investor Network
Web Investor Network
101 Tips For Selling Your Home Yourself!
101 Tips For Selling Your Home Yourself!
R129.00

tenant-management-e-book.png
Latest Articles

* What is IRR Internal Rate of Return
* Tax Deduction on Immovable Property - The New section 13
* What do you pay Income Tax or CGT? (Crossing the Rubicon) Part 3 of 3
* How Do You Know if Your Property Investment is Performing?
* Tax Deduction on Immovable Property - Section 13ter Repealed

Popular

* Property Investing for the Buy to Let Property Investor
* Investor Letting Workshop
* How to Profit Now from Property Market Downturn
* Stop Repossession - Advice To Help You Keep Your Property
* Unfortunately, I have some bad news for you

| Home | Contact Us | Terms | Privacy Policy | Advertise | Link to Us |

All Rights Reserved. Enbaya Trading CC.
Copyright 2007, 2008, 2009
Property Investor Network - Property Investing and Buy to Let investment Properties
Web Design and SEO (Search Optimization) by The Web Design Company

rental property investment

2009-08-20T20:42:00.000-07:00

Rental property investment is emerging as an excellent option for investors as they are anxious about the sudden slumps and trifling gains of the stock market.

Are you looking for rental property investment? Before you set on your quest for a rental property, ensure that you really know what it’s like to be a landlord. Though it is a profitable venture, it is not a cinch by any means. You would have to maintain the property in order to reap the financial rewards throughout the period of your ownership.

To many, rental property investment is simply something that involves buying a house, giving it on rent, and then raking in bucks while relaxing in a couch. However, this is far from being realistic, especially, if you wish for a regular rental income for years to come. Bagging a rental property and accruing a healthy rental income for a year or two is nothing but a mundane task. However, maintaining a steady rental income until you sell the property is what counts as a great effort on your part.

Being an investor, there is nothing worse than having to keep a vacant rental property. This is because you would still need funds for the upkeep of the property, which isn’t providing you any returns as it’s vacant. Therefore, you should actively seek tenants, and do whatever is possible to keep them contented. This involves heeding to the needs of the tenants and making timely repairs. Though you might carry out some trivial repairs by yourself, other complex tasks (fixing pipe leaks and windowpanes) are best left to an expert.

In your quest for rental property investment, it is pivotal that you consider the locale. This entails taking into account the distance of the property from your residence, the availability of tenants, the average rent that you can collect, and the ability of tenants in the locality to pay you. Some locales may prove more beneficial than others. For instance, it is better to rent a house nearby a college, since an awful lot of students are likely to search for a dwelling in the vicinity of their college. This results in an ample supply of tenants all year round.

In a gist, rental property investment is all about analyzing the locale, doing whatever it takes to rent your property, keeping your tenants happy, and maintaining the property so it can be rented year after year thereby minimizing the vacancy period.

Copyright © 2006 Joel Teo. All rights reserved. (You may publish this article in its entirety with the following author's information with live links only.)

Do Properties Make the “Perfect” Investment?

2009-08-20T20:40:00.000-07:00

Do Properties Make the “Perfect” Investment?
Posted Date: Jun 01, 2008
By: Milan Doshi

I am often asked: “Is Real Estate the ‘perfect’ investment vehicle with which to get wealthy?” Unfortunately in the investment world, there is NO SUCH THING as the “perfect” investment. Every investment product will have its plus and minus points. This article will cover the merits and demerits of properties as an investment vehicle. We will also compare properties with other investment products.

The following are the various attributes to consider when evaluating any type of investment:

1. Returns: The Expected Returns must be powerful i.e. greater than 15-20% pa. Since most properties yield an average Rental Yield of 4-7% pa (depending on property type, location, etc) + Capital Appreciation of 5-10% pa (depending on economic growth, inflow of foreign investment, etc), Properties are considered to be Moderately Powerful.

The returns are usually more than enough to keep up with and even outperform your family’s “unofficial” inflation rate of 6-10% pa. Hence, properties are an excellent long-term investment for keeping up and even out-performing inflation.

2. Stability in Both the Market Value and the Annual Returns. Properties are considered to be extremely stable and hence safe. They are less risky investments as the Volatility or Price Fluctuations are extremely low. On the other hand, it’s fairly common to see prices of even blue-chip property stocks fluctuate by +/- 20% in any given year

3. Liquidity: How Fast Can You Convert to Cash either by Selling or Refinancing? Unfortunately, properties fare very badly in this regard. Properties take time to sell and convert to cash. The earliest, if you are lucky, is approximately one month to sell and another three months to get paid. Leasehold properties in undesirable locations may easily take six months to sell and another nine to 18 months for the transaction to be completed.

However, if your property is fully paid-up or if you have built up sufficient equity by reducing your outstanding loan, you will have the option of revaluing and refinancing the property. It will take approximately two to three weeks to refinance a property with the same bank. If you are refinancing with another bank, it will take a few months for the paperwork to be completed.

4. Leverage: Does the investment Offer you the Opportunity to Borrow Money + does it give you the Flexibility to Choose your Borrowing Level? In properties, you can choose to borrow anywhere from Zero to as high as 100% of the purchase price whereas for Futures or Options contracts, the gearing levels are fixed as the contracts are standardized.

No other investment has this unique benefit. In some instances, it’s even possible to borrow 100% of the purchase price if you are familiar with creative financing techniques. The advantage of borrowing money for property investments is that your loan is gradually being reduced thanks in part to your hard-working tenants, and your asset is appreciating over time thanks to inflation.

5. Expenses or Costs at the point of

A) Entry or Purchase

and

B) Exit Point or Sale of the investment.

Properties are costly investments, both at the entry and exit points. During purchase, there are legal fees, stamp duties, mortgage insurance to cover the loan amount and several other costs involved. During exit, there may be property agent’s fees payable, legal fees to redeem your outstanding loan and other costs.

6. Capital Gains Taxes on the Disposal of the Investment. On 1 April 2007, the Real Property Gains Tax (RPGT) was abolished, hence properties are now on par with other investments with regards to this point.

7. Annual Operating Costs such as Income Taxes, Other Expenses (e.g. Quit Rent, Assessments, etc), Interest Costs, Repairs, Management Fees, etc in upkeeping the investment. Properties fare badly in this regard.

8. Time taken for Transaction to be Completed, at the point of purchase and sale. On average, it takes anywhere from three months at the earliest to even 12 months in some instances for the property transaction to be completed and for money to exchange hands. For portfolio investments, it usually takes only three working days for a contract to be concluded.

9. Stress or Headaches involved in maintaining and upkeeping your investments. With properties, you must be mentally prepared to deal with numerous problems with regards to property and tenant management issues.

10. Maintenance of Proper Records for Bookkeeping purposes if there are tax issues involved. Due to the various fees and charges involved, and their tax implications, it’s absolutely essential to maintain proper bookkeeping records. The more properties you have, the more time, effort and money you will have to spend to ensure your records are kept properly.

11. One-Time Effort Needed. Properties score a perfect 10 here. You only have to work once to acquire the property. Thereafter the property will continue working for you forever, as long as you keep it. On the other hand, portfolio investments require regular monitoring as they are susceptible to any changes in the economic environment.

12. Impact of Mistakes. Mistakes are bound to be made by everyone, especially new investors. The impact of buying the wrong property type, in the wrong location, taking the “wrong” type of loans or having a nightmare tenant is thousands of dollars and a few years of your life to undo the damage done.

Hence it’s extremely important to get it right the first time and every time in all aspects of property investments. Mistakes are extremely costly both in money and time costs.

13. Market Efficiency: Are prices of the investment freely disseminated and known to everyone? Unlike mutual funds or stock prices, property prices are not freely available. To compound the problem, valuation of properties is extremely subjective. The value of a property in the eyes of the seller, property negotiator, valuer, banker and buyer is different. This presents numerous challenges to novice investors as well as opportunities for savvy property investors who possess the knowledge of property values.

14. Investment Horizon: Is there any minimum period the investment ought to be kept? Properties should ideally be kept for a minimum of three to five years as the entry and exit costs are extremely high and the returns are only moderately powerful. Property investments are usually not recommended for those who want to get rich fast or for those who need their funds back in less than three years. However, on some occasions it’s possible to make money by using “flipping” strategies by buying below market and disposing above market.

15. People Skills: Property investment is a people-intensive business and you must be able to build rapport and get along well with real estate agents, sellers, tenants, lawyers, bankers, contractors, etc. You also need to possess good negotiation skills as almost everything is negotiable. If you do not have these skills, you may not find real estate your investment “cup of tea”.

I hope you now have a better idea of the pros and cons of real estate investments as compared to other investments. My suggestion is to have a diversified investment portfolio that contains both properties and other investments as opposed to concentrating everything on properties alone.

If you have any comments on this article or questions, please email to me at achievers88@yahoo.com. I would highly recommend that you sign up at our moderated getrichbook egroups at:

http://finance.groups.yahoo.com/group/getrichbook/

It's free for all my book readers and readers of this article. Only relevant emails pertaining to finance, property and stock investments will be approved for broadcast.

Article Contributed by:

Milan Doshi
Financial Trainer and Best Selling Author of
“How You Can Become a Multi-Millionaire Real Estate Investor!”
For more information, visit www.milandoshi.com

Copyright 2008 by Milan Doshi

Related Categories: Investment Guides

Tags: Investment Guides, Market Outlook (Malaysia)

Bookmark: ShareThis

Current Rating: (1) (1)

property for sale and rent

2009-07-27T21:17:00.000-07:00

Property for sale and rent. Real estate agents. Free listings.

With an abundance of property and real estate websites to choose from, you wouldn't be alone in feeling confused as to which one offers the best experience to its users. Our goal is to provide a very useful and informative website, covering the worldwide property market. Whether you are looking for a property in, or information on a particular country, or region, we aim to help you find what you need quickly and efficiently.

Featured Properties
sale
Holiday home in the Dominican Republic
Dominican-Republic Dominican-Republic Cabrera Holiday-home-in-the-Dominican-Republic Ideal in the way of a holiday home or for seasonal renting this house is located at Cabrera on the n
Ideal in the way of a holiday home or for seasonal renting this house is located at Cabrera on the n more...

sale
Villa Mar
Spain Andalucia Malaga Villa-Mar 3 BED 2 BATH HOME WITH SEPERATE GATE TO 4 SELF CATERING STUDIOS AND 1 BED APARTMENT IN OWN GARDEN FO
3 BED 2 BATH HOME WITH SEPERATE GATE TO 4 SELF CATERING STUDIOS AND 1 BED APARTMENT IN OWN GARDEN FO more...

rental
Las Ramblas Apartment
Spain Catalunya Barcelona Las-Ramblas-Apartment DESCRIPTION A beautiful apartment (75m2 or 807 ft2), located in a small exclusive passage between L
DESCRIPTION A beautiful apartment (75m2 or 807 ft2), located in a small exclusive passage between L more...

Featured Agents
Dream Living Town: Pilar de la Horadada
We specialise in properties for sale in Spain, Bulgaria and Florida. We can find you your ideal prop
Browse Articles
Buying A Property Abroad
An essential guide to the do\'s and dont\'s of buying a property abroad.

Turkey Real Estate Investment
How to find the right Investment Real Estate in Turkey? If you are considering buying a Real Estate in Turkey as an investment, now is the time to make your move! Since March 2007, turkish mortgage interest rates are low and Real Estate prices are rising steadily. In fact some buyers are now making their investment Real Estate purchase with turkish mortgage. At a time when Antalya’s airport has hosted 5 million tourists in 2005 an amazing 7 million in year 2006, a predicting for sharp increase in traffic to all the Turkish holiday resorts over the next few years is inevitable. Many people believe that the current rate of development will not be able to keep pace with the increased demand for private and holiday accommodation.

Safe as houses? - Why property is still a sound investment choice
Over the last decade we have witnessed a dramatic shift away from traditional areas of investment such as stocks and shares, bonds and gilts, savings schemes and antiques, towards property investment. Investing in overseas and emerging property markets has become more desirable as traditional areas have performed below par and yielded low returns for investors.

The Benefits Of Owning A Timeshare
As a new timeshare resale owner, you probably not aware of all the benefits you are going to receive. Besides saving up to 70% off of the original timeshare retail price, here is what other benefits you will discover.

Costa Rica for Developers and Hotel Chain Owners
Costa Rica is fast becoming a booming environment for foreign investment, and with those foreign dollars comes foreign visitors. Thousands of people are eagerly looking into relocating to Costa Rica, with many thousands more hoping to visit Costa Rica in the near future.

What You Need to Know About Your Real Estate Rental
Often a rental agreement is called a lease, especially if your renting real estate or immovable property such as building. You may rent real estate to park vehicle(s), storage, office/business space, agricultural, institutional, or government use, and of course housing. Basically the rental agreement will state who, what, when, and how much.

Top 5 Tips For Planning A Successful Property Inspection Trip
So you have scoured the internet for hours and hours and noted down hundreds of properties you would like more information on and to visit. The agent tells you they can arrange a viewing trip for you or you can of course make all the arrangements yourself, but how can you ensure you have a successful viewing trip and that you get the most out of your visit. Here are 5 tips to planning a successful property inspection trip.

Top 5 Tips on What To Look For When Considering Buying A Rural Property
A lovely rural house in a charming Bulgarian village can still be bought for as little as 5000 Euros in some areas but what should you consider when viewing such properties and making a decision on whether to purchase such a property?

An Introduction to Bulgaria - A Diverse Country of Diverse People
Bulgaria offers a diverse range of countryside from majestic snow capped mountains, to flat plains, rolling fields and then the sandy beaches along the southern part of the coast and the more craggy areas to the north.

Top 5 Tips For Buying Bulgarian Property Off-Plan
In August 2004 I entered into a disastrous agreement to purchase an off-plan apartment in Bansko, Bulgaria. Eventually after around a year of heated correspondence with the developer and a court action...

Buying Property in Spain
Every year many thousands of properties in Spain are sold to foreign investors. What is the attraction? Firstly the country has a great climate and that is particularly appealing to those people living under the grey skies of northern Europe. Getting there is both quick and relatively cheap. A flight from London in the United Kingdom to Malaga on the south coast of Spain takes only a little over two hours. It is possible to get some very cheap flights with either one of the well known budget airlines or by picking up a spare seat on one of the hundreds of charters that fly to Spain every day.

BULGARIA - The Hype, False Urgency and Exaggerated Returns
Did you see the episode of the BBC2 program \'How to pay off your mortgage in 2 years\'. In this episode the man of the family travelled to Bansko, Bulgaria looking for an investment property. I am not sure of how much he had to spend but he was taken to view a number of properties by an agent from an \'un-named\' agency and charged a whopping 1000 Euros for the privilege of doing so. Now this in itself should have started alarm bells ringing.

Top Five Tips For Successful Property Buying Abroad
As the amount of people looking to own a home abroad continues to increase, we have a quick look at some of the best top tips for successfully buying a property abroad.

The Benefits Of Buying Cyprus Properties
You may be one of the many people who have fallen in love with Cyprus whilst holidaying there or maybe you are simply looking for a great place to make a property investment. Whatever your reasons for looking to buy property in Cyprus, you will find that there are a great number of benefits to be had from life in Cyprus; from the weather to the people. Here we look at some of the best

Why You Need To Start Investing In Commercial Real Estate TODAY
Is The Pot At The End Of Your Rainbow Filled With Fool\'s Gold? Why You Need To Start Investing In Commercial Real Estate TODAY...

You may be looking to discuss or share your experiences with others, we have a forum and articles pages, where you can post your views and read related information. You may have a property related problem that you need the help with, there is sure to be someone else who has had a similar problem and is willing to help you.

We list all types of properties, including timeshares and rentals. If you have a property that you would like to advertise, you can list it here quickly and with no hassle. You have the option of a free listing, or one of our paid options for maximum exposure.

Find out more by clicking here
Latest Listings

* Bulgaria, Varna district, Provadiya local town, RURAL HOUSE IN NENOVO VILLAGE
* Detached villa
* Rural Village Period House Wiltshire UK
* House for Sale North Spain, Baque Country, Álava
* Prime Location Land for Sale in Dubai
* House for sale Andalucia
* Hidden Villa
* Luxury Two Bedroom, Two Bathroom Apartment in Buenos Airs
* land for sale Vidin
* Luxury houses in Greece
* Textile Park,Dhule, Maharashtra
* independent house for sale
* Private 4 bed villa for sale
* Oasis Marina project
* Historic house in need of renovation
* Moraira Teulada Linked house with two 2 bedroom apartments
* Lovely house in Larnaca
* Apartment for sale Slovakia
* apartment
* Trump Tower

Property

* Property to Buy
* Property to Rent
* Timeshares
* Auction Property

Advertising

* Private Advertising
* Submit Agency
* Trade Advertising
* Link Codes

Tools

* Currency Converter
* Area Converter
* Contact Form

I want to sell my house fast

* I want to sell my house fast
* Holiday Property Rentals

© WorldPropertyLinks.co.uk
Home | Conditions of Use | Resources

investment property

2009-07-27T21:05:00.000-07:00

Investment Real Estate
What Does It Mean?
What Does Investment Real Estate Mean?
Real estate that generates income or is otherwise intended for investment purposes rather than as a primary residence. It is common for investors to own multiple pieces of real estate, one of which serves as a primary residence, while the others are used to generate rental income and profits through price appreciation. The tax implications for investment real estate are often different than those for residential real estate.
Investopedia Says
Investopedia explains Investment Real Estate
Common examples of investment properties are apartment buildings and rental houses, in which the owners do not live in the residential units, but use them to generate ongoing rental income from tenants. Those who invest in real estate also expect to generate capital gains as property

property investment

2009-07-20T21:23:00.000-07:00

Property Investment

View PDF | Print View
by: stickystebee
Total views: 9
Word Count: 373
Date: Thu, 18 Dec 2008 Time: 8:04 AM
1 comments

Financial investments are something that you invest something in (such as time, money, personal propertyÃ¢â‚¬Â¦) with the hope of the investment making gains in profit. There are many different things that you can make financial investments in, some of them being real estate, a business, and the stock market. Many people choose to invest in real estate. Real estate can be anything from a single family home to commercial property to apartments, condos, and multi family residents. Those that invest hope that the property will make them money. The investor can make money from renting out the property to an individual to live in or to a business to operate out of. The investor can also make money by holding onto the property in hopes that property prices will increase and then sell it for a profit. There are also some investors that will buy unwanted rundown or damaged houses, repair them and then sell them for more than they paid for them, usually supported by a mortgage bond. Other people will want to invest in there own business. These investors will invest in everything from the building they use, to the equipment they need to run the company. They will also have to invest money and time to find employees and research their companyÃ¢â‚¬â„¢s field. These types of investors hope there business will become profitable in what it does and that it will make them all the money back they spent and then continue to be profitable. Some of these financial investors also try to build there business to a point where they can make money by selling there already established business to someone else for more than they put into them. There are also some people that invest in the stock market. These investors will buy stocks on a market of large publicly traded companies and will hold onto these stocks with the hope of them rising in price. These investors will then sell there stocks for more than they paid for them and make a profit. There are many ways to make financial investments and many people make all of their money investing in these things.
About the Author

Portect your property investments with a mortgage bond from the reputable supplier JW Surety Bonds!

invest in property in abu dhabi

2009-07-17T21:31:00.000-07:00

Home | Finance | Real-estate

Invest in Property in Abu Dhabi.
By: Marc Da-Silva

Unrated
Your Rating
Add a comment to your rating
The fast growing Arabian capital of Abu Dhabi is the richest and largest of all the seven UAE states. The city is located on a T-shaped island leading into the Persian Gulf, from the central western coast, and has a population of around 900,000 inhabitants. It currently controls 90 per cent of the oil wealth in the region, making it one of the largest producers of oil in the world.

The economy
Abu Dhabi has the largest fossil fuel reserve in the UAE, is the fourth biggest natural gas producer in the world, has the world's highest income per capita, is home to almost all of the Arabic Fortune 500 companies, and is currently sitting on over 88 billion barrels of proven oil reserves.

Nonetheless, the emirate is now actively trying to reduce its reliance on oil, and is diversifying its economy into the financial services and tourism sectors. Billions of pounds have been allocated for infrastructure projects and the development of residential, leisure and cultural schemes across the oil-rich emirate.

Abu Dhabi is determined to challenge Dubai and establish itself as a major tourist destination, buoyed by its subtropical climate and 700 km coastline of unspoiled beaches and cultural sites.

Tourist attractions include the Louvre and Guggenheim museum, a wildlife reserve, a UAE public library, the National Theatre, and the development of the �13.5 billion Saadiyat Island.

In 2009 Abu Dhabi will host its first ever Formula One grand prix on the Yas Island, which includes a Ferrari theme park. Elsewhere, Aldar Properties will develop a $3billion (�1.5billion) Motor World, including service centres and a museum, as well as offices, hotels and homes for 30,000 people.

David Nicholls of EM concepts says: "The plans for Abu Dhabi are truly remarkable. The transport infrastructure is also already sound and the states pockets are bottomless."

The emirate is served by several major airlines, including British Airways, BMI, Eagle Air, KLM, Etihad Airways, Gulf Air, Qatar Airways and Lufthansa. Incidentally, hotel occupancy rates currently stands at over 80 per cent, up from around 60 per cent in 2003.

James Gonzalez of Obelisk comments: "Abu Dhabi plans to be a premier global tourism destination. Within the next three years, the emirate will see major investment in airport infrastructure, which will increase airport capacity from seven million to 20 million passengers a year by 2011."

Abu Dhabi's rapid growth and rising tourism levels is driving demand, causing a massive property surge, similar to that experienced in Dubai a few years ago.

Property market
Unlike neighbouring Dubai, where it is feared that there will soon be a total oversupply of properties, in Abu Dhabi, there is currently a reported housing shortfall of around 20,000 units. The supply of housing stock remains scant, partly because Abu Dhabi is not part of a community master-plan like those pioneered by Emaar and Nakheel in Dubai.

Carlo Walther, head of business development for Rightmove Overseas, comments:
"From an investor's point of view, Abu Dhabi has several serious advantages... With a $200 billion investment programme scheduled for the next 10 years, it's little wonder that there is such excitement around this market."

Supply constraint in relation to demand, combined with soaring building material and labour costs, effectively forced average property prices in Abu Dhabi upwards by around 30 per cent last year, according to HSBC.

This level of capital growth appears to be sustainable in the short to medium-term, as Abu Dhabi's property market is still developing and is not interlinked with the financial markets, as is the case in some other mature economies. Consequently, the housing market in Abu Dhabi does not operate on the same fundamentals as a more established property market.

The release of new residential schemes is currently happening in a controlled fashion, thus avoiding an oversupply. Yet, the city's population is increasing, placing extra pressure on the property sector.

Furthermore, a glance at the UAE's maturing mortgage market seems to suggest that property prices will indeed appreciate further. The size of the UAE's mortgage market, which currently stands at around $4.4billion (�2.2billion), is expected to grow to around $44billion (�22billion) over the next four years, according to financial group, EFG Hermes.

The vigorous demand being recorded, could see property prices in Abu Dhabi - which reportedly average around �250 per sq ft - exceed those in Dubai over the next three years, according to UAE investment bank, Shuaa Capital. HSBC forecasts that average property prices in the emirate will appreciate by a further 25 per cent this year alone.

Flipping
Rapid price growth has encouraged some speculative investors to resale before they're even been built, otherwise referred to as 'flipping'. Buying off-plan property abroad and 'flipping' it is not uncommon, particularly in an emerging market like Abu Dhabi, as this can prove to be a highly lucrative way of making money.

Middle East business provider, AME Info recently reported that some property investors' are currently doubling their money in off-plan units in as little as nine days. But investors should be aware of the potentially high risks associated with 'flipping' properties, particularly in a market that lacks transparency. A medium to long-term property investment strategy will often lower the associated risks.

Buy-to-let
Investors seeking a longer-term property investment will be keen to learn that average rents in Abu Dhabi rose by 22 per cent last year, according to HSBC. Double figured rental yields are currently being achieved by some buy-to-let investors. Property prices will therefore have to rise, so that rental returns achieve traditionally lower yields, as is the case in more mature property markets.

However, Abu Dhabi is now trying to control rental inflation with a rent cap. The city plans to follow the example of Dubai, who recently lowered its cap from secent to five per cent.

Cheap finance
The UAE Dirham (AED) is fixed to the US dollar at one value, meaning the UAE Central Bank has to follow US interest rate policy. While the recent poor US dollar showing has devalued the AED, it's also lowerered the cost of borowing money to buy property in the UAE.
However, the falling US dollar is adding to the UAE's inflation problem. Therefore the existing mechanism is proving a problem. Consequently, there are now murmurings that the AED may finally break free from its peg to the US dollar.

"The only way to combat this (inflationary problems) is to lose the peg and allow the AED to float freely," says Nicholls. "If the AED does break free from the US dollar, then the value of the Arabian currency is likely to appreciate very quickly, which will translate back to a greater return to the investor when the AED based property asset is sold and funds returned to the UK."

Tax-efficiency
As a domicile in Abu Dhabi there is no income or capital gains tax to pay, making the emirate a tax haven, and there is no restriction on setting-up residency. Properties in Abu Dhabi are offered on a leasehold basis of up to 99-years, as there are no freeholds available. Purchasing costs equate to around 1.5 per cent of the property price.

Summary
With demand heavily outweighing supply, fast appreciating property prices, cheap borrowing costs and strong rental returns, 2008 should prove to be a great year for Abu Dhabi property as an asset class.

Article Source: http://www.articlesnatch.com

About the Author:
Marc Da-Silva for Homes Overseas - Property for sale in Abu Dhabi, property investment advice and international property news.
Tags: real-estate, abu dhabi, investment real estate, property investment, investment property, real estate investment, flipping
ShareThis | Print | Ezine Ready | [Articles about real-estate Feed] | [Articles From This Author Feed]
Unrated
Your Rating
Add a comment to your rating

* Recent Real-Estate Articles
* Comments

Recent Real-Estate Articles

* Mexico Real Estate sees benefits from redoubled promotion of tourism in the U.S. By: Thomas Lloyd - Mexico real estatefor foreigners is in many ways interdependent on Mexico’s foreign tourism. In addition to the fact that the economy of most Mexico real estate destinations is heavily dependent on tourism, much of the infrastructure and activities in these destinations has been provided to support the tourist industry.
* Tourism on the rise a good sign for Puerto Vallarta Real Estate By: Jim Scherrer - Puerto Vallarta Real Estate slowed down considerably because of the global recession, then by the lull in tourism triggered by the swine flu travel advisory. Although the global economic situation continues, Puerto Vallarta´s resilient charm and beauty are bringing the tourists back again.
* Nature, a key element in Puerto Vallarta real estate, protected as residents and visitors join force By: Jim Scherrer - Puerto Vallarta Real Estate always offers many, diverse activities for residents of the city. One of the activities which foreign visitors and residents alike enjoy is caring for the natural beauty of the area one of Puerto Vallarta Real Estate’s most important attractions. During the following months there will be a focus on protecting newly born sea turtles.
* Yucatan Beachfront Properties on the Gulf Coast By: Mitch Keenan - The Yucatan Real Estate market has been increasing in popularity as more people discover its Haciendas, Colonial Homes, and inexpensive Waterfront properties along the Gulf of Mexico. From Celestun to Progreso to Isla Holbox, Yucatan Beachfront Properties on the Gulf Coast, also known as The Emerald Coast or The Flamingo Coast, enjoys miles of undeveloped and virgin beaches.
* THE YUCATAN REAL ESTATE CLIMATE By: Mitch Keenan - WEATHER The weather in Yucatan is Tropical. Welcome to life in the tropics. If you are looking for real estate in Yucatan it gets hot and gets humid. Hurricanes are common on the Caribbean side of the peninsula but much less so on the Gulf Coast. Tropical weather can be severe.
* Staging a House with Cigarette Smoke Residue By: Lesa Parham - One of the particular challenges that comes with staging some older homes, especially ones that have had the same residents for decades, is that of nicotine residue accumulation. When someone smokes in a home for many years an oily residue builds up on the walls, on the furniture, and in the carpeting making the surfaces sticky and leaving an acrid odor.
* Austin: an Eclectic Destination in the Heart of Texas By: Lesa Parham - Many people have a mental picture of Texas that includes many a cowboy hat and a conservative way of life. However, those are the images of people who've never been to Texas and experienced the variety to be found, particularly in the amazing city of Austin. The origins of Austin stem from way back before Texas was even a state.
* Commercial Real Estate: The Importance of Population Trends By: Craig Higdon - While commercial real estate can be an excellent investment, it’s all but impossible to succeed in this competitive environment without some sort of game plan.
* Commercial Real Estate: Raising Equity By: Craig Higdon - GETTING STARTED WITH INVESTORS Those researching the subject of commercial real estate investment are likely to encounter the term OPM” on a regular basis. OPM is an acronym for Other People’s Money.” I’ve covered this topic in general in an earlier article, but today I want to focus on raising equity” for your commercial purchase transactions.
* How house prices affect our everyday lives By: Colin Murphy - After a (very) long winter, spring seems to have brought a touch of sunshine to American house prices. The latest Case Shiller indices were released last week and they showed that average prices continued to fall in April 2009: the ten city index was 0.7% lower the 20 city index was 0.6% lower than the previous month.

Comments
Comment on this Article
@Controls
(Powered by JS-Kit)

Comment on this Article
Leave a comment as:
[logout]
Nickname (required):
URL:
Send replies to email:
(if provided, email will not be displayed or shared)
Rating:
Your Rating
Comment:
Avatars management:
No avatars uploaded
Upload new avatar:
Upload new image (up to 10 megabytes):
[more]
(Powered by JS-kit)
(Spam filtering by Akismet)

Still can't find what you are looking for? Search for it!

asian properties information

2009-02-27T19:46:00.000-08:00

Welkom bij Asian Properties

Asian Properties is gespecialiseerd in de ontwikkeling van onroerend goed in Indonesie en Thailand. Wij helpen u bij elke stap in het proces van orientatie tot het uiteindelijke bezit van uw droomhuis, in een van de mooiste gebieden van Azie.

Investeren in (buitenlands) onroerend goed is een complexe en tijdrovende klus. Door andere wet- en regelgeving en de verschillende talen, culturen kan uw droom al snel een nachtmerrie worden. Asian Properties biedt een complete servicedienst aan, zo kunnen wij u van dienst zijn in de ontwikkeling, bouw tot en met het verhuren/beveiligen van uw (tweede)woning na aankoop. Door gebruik te maken van onze diensten bespaart u niet alleen tijd en geld, maar wij ontnemen u ook alle zorgen, die een (tweede)woning met zich meebrengt. U heeft immers wel iets beters te doen!

Aan de hand van uw wensen zullen wij samen met u zoeken naar de ideale woning. Door onze aanzienlijke ervaring in onroerend goed en onze goede contacten met grondbezitters ter plaatse, zijn wij in staat accuraat en professioneel tot de beste deals te komen. Zo kopen wij gronden tegen zeer scherpe prijzen op de beste locaties, die men kan krijgen.
Daarnaast verzorgen wij ook voor de bemiddeling van de aankoop/verkoop en bouw van uw woning in Azie. Wij nodigen u uit om contact met ons op te nemen voor al uw vragen over het investeren in onroerend goed in Indonesie en Thailand. Wij staan altijd voor u klaar en zijn alleen tevreden, met de beste oplossing.

Voor meer info stuur ons een email naar info@asianproperties.nl of bel 0031 (0) 181 649868.

new singapore property

2008-06-04T19:49:00.000-07:00

SINGAPORE PROPERTY BUSINESSNEW

IPO Report, Equity News | India, Singapore

Send to a friend

Indiabulls property trust prepares for Singapore listing
By Anette Jönsson | 14 May 2008

The trust could raise about $190 million based on an assumed offering price of S$1 per unit and become only the second Singapore property trust to offer exposure to India.

Singapore-listed property trusts have had a tough time over the past six months with significant falls in share prices so it is no surprise that new listing candidates have stayed well away from the market. But the IPO drought may soon be over as Indiabulls Properties Investment Trust (IPIT) looks s.... » To continue reading this article, please login below.
Archived Article

You have attempted to access an archived news article or a restricted area of the site. You must be a subscriber of FinanceAsia.com to gain access to archived articles. Please note FinanceAsia.com articles are archived after seven days.

Subscribe today and don't miss any hot weekly news from the region. Search our archives by author/topic/keywords/industry or country. Click here to view our subscription options.

If you are a subscriber, please enter your login details below.

NOTE: Your login details are confidential, and should be kept private. Do not share your login details with anyone else. Your access will only be enabled once payment is confirmed.
Username: business property,business property,business property,business property,business property,business property,business property,business property, business property,

Please provide your username
Password

Please provide your password
Remember me, so I don't have to
log in next time I visit the site
(requires cookies).

Forgotten your password?
Have it emailed to you now.

How do I set up a NEW Subscription account?

Subscribe to the FinanceAsia Magazine and receive the online Archive service at a reduced rate.
In each edition we uncover the latest trends in Asia's debt and equity capital markets, corporate finance, fund management, M&A, cash management, trade finance, risk management and treasury - adding deep editorial insight and analysis to the headlines. Printed and distributed first week of the month from Hong Kong and couriered to subscribers worldwide. By subscribing, you'll avoid missing a single issue - You can also avail yourself of the daily email alerts, weekly capital market reports and the fortnightly AsianInvestor newsletters.

Subscribe Now and enjoy a reduced rate to all our archive articles online via our website at www.financeasia.com

How do I upgrade my existing subscription account?

Subscribe to FinanceAsia Archive Service
As a paid FinanceAsia Magazine subscriber you can gain access to the full Archive service and not miss any hot weekly news from the region, do sophisticated searches by author/topic/keywords/industry or country.

For subscription queries, please contact:

Stephen Tang
Subscription Department
ph: +852 2122 5239
stephen.tang@financeasia.com

japan property business

2008-05-27T20:59:00.000-07:00

Japan's property markets
Building wealth

Jan 3rd 2008 | TOKYO
From The Economist print edition
Homes in Japan last for only 30 years. The government wants to change that

HOUSES in Japan are supposed to be built to withstand earthquakes. Even so, few of them defy demolition for more than a few decades. The housing stock is amazingly young: more than 60% of all Japanese homes were built after 1980 (see chart). That is because there is almost no market for old homes in Japan. New legislation to be put forward this month will try to remedy that.

The roots of Japan's unusual housing market go back centuries. Buildings were often razed by earthquakes or fire, so durable houses were rare. Earthquake insurance largely did not exist until the 1990s (and even today is little used).

In post-war Japan land has value but buildings do not. The law separates the ownership of the land and the structure, so the two are distinct in Japanese minds. After the war, the government sought to foster private home-ownership by offering tax incentives for new buildings. The policy was a great success. Arguably too great: by 1968 there were more homes than households to occupy them.

At the same time, tax burdens abound for selling land with old buildings. After around 30 years homes are demolished for new ones to spring up. Because the lifetime of houses is short, cheap construction materials are used and the buildings are not maintained. There is no tradition of do-it-yourself home upkeep. Just as there is little interest in secondhand furniture or clothes among the sanitation-obsessed Japanese, so too home-owners prefer to build anew rather than refurbish the old.

There is also a dearth of institutions and expertise that might oil the gears of a market in old houses, from surveyors to judge the quality of a property to banks that assess its value and provide a mortgage. As a result, where 89% of British homes have had more than one owner, and 78% of homes in America and 66% in France, only 13% of Japanese homes have ever been resold.

But attitudes today are changing. The constant rebuilding places an unnecessary drain on people's financial resources, says Koichi Teramoto of the Ministry of Land. A couple easing into retirement may demolish their house to sell the land in order to move into a smaller abode that they must then build from scratch. Although better-built homes cost more up front, they cost far less over time—as much as one-third less after a few generations, according to Mr Teramoto. The ministry also worries that the constant demolition is terrible for the environment.

The costs to the wider economy are also great. A home is more than a man's castle: it is typically his most important financial asset. Not in Japan. For most of the post-war period land prices soared, so the lack of a housing resale market was not a problem. But since the bursting of the property bubble in the early 1990s, most land prices have fallen: some are as much as 80% off their peak. That houses also depreciate in value constrains consumption and adds to deflationary pressures; which in turn pushes people to be particularly cautious savers (more than 50% of Japan's household wealth is kept as cash in bank accounts) and helps to keep interest rates barely above zero.

To remedy the problem, the prime minister, Yasuo Fukuda, this month plans to introduce new tax rules to encourage the construction of more durable buildings. Under a draft of the “200-year homes” policy, national, regional and municipal property taxes may be reduced by between 25% and 75% for up to seven years for houses that adhere to robust building standards. Mortgages for such homes can be longer (50 years as opposed to the traditional maximum of 35 years) and building approvals will be simpler.

Property experts think these measures are too timid, however. They argue that a true market for used homes needs standardised methods of construction, as well as more transparency about the quality and value of houses. Far more generous tax incentives are vital too. Until then, homes in Japan will continue to fare like the country's ubiquitous electronic gadgets: be treated as disposable.

property in usa

2008-05-27T20:48:00.000-07:00

Property in USA currently comes in as number three in British buyers’ top property destinations, after France and Spain. This can largely be put down to the fact that, in accordance with its immense size, the USA boasts an abundance of opportunities for investors in search of all kinds of attractions, from beaches to ski resorts, or from exciting cities or theme parks to golf paradises.

A modern nation famed for the sheer scale and modern quality of just about any aspect of living, the USA is a popular destination for those seeking a part of the American Dream. Air connections to the USA are numerous and well priced, making for a viable foreign destination in which to purchase a second home or indeed invest in the USA’s booming tourist market.

Despite an apparent slowdown in the US real estate market compared to previous years, property purchased in popular locations such as Disney’s Orlando or rich and glitzy Las Vegas today can often fetch very healthy returns of around 30% per annum. Mini emerging markets and otherwise hidden investment opportunities centred in and around these areas also produce some excellent returns. Many luxury holiday homes are now helping to boost the ever increasing demand for tourist accommodation to serve the USA’s overwhelming and ever growing visitor numbers, currently topping 4 million per annum.

It is easy for foreigners to purchase property in USA, while a tried and tested, transparent system is in place, making property an enticing option, particularly as current Sterling and Euro rates are allowing investors to stretch to purchasing properties that would otherwise be beyond their reach.
Propertyshowrooms.com And Property in USA

Our clients will be receiving some encouraging returns from early purchase into condos in the USA and we are able to offer you expertly vetted condos at unbeatable prices.

As a solid political and economic arena, the USA continues to be a firm favourite with investors the world over, all looking to buy into an amazingly strong country with a wide array of attractions to tempt them back each year.

As the world’s largest economy, the USA offers giant-sized potential to clients looking for a solid economic climate in which to purchase their property. Despite economic losses during the Iraq and Afghanistan wars, and Republican losses in the mid-term elections, USA still has much to offer investors. A recent rise in interest rates has slowed down the market somewhat in certain locations, while many investors are regarding this state of affairs as an ideal opportunity in which to buy at reasonable prices. These purchasers are choosing carefully within the favourite, buzzing tourist locations where values are continuing to rise.

The American quality of life and wide variety in climate and lifestyle options continue to draw investors and holiday makers to buy USA property each year.

business property 2008

2008-05-22T20:11:00.000-07:00

Business Property
Meteor Park open for Business

Segro's new development on a prime site in Birmingham's industrial heartland is ready for occupation.

Meteor Park on Argyle Street, off Cuckoo Road in Aston, comprises four self-contained industrial/warehouse units which have been built on the former Delta Metals site. According to joint agent John Sambrooks at property adviser DTZ the location couldn't be better.

"One unit actually sits next to the M6, so Meteor Park is absolutely perfect for any occupier needing swift access to the motor-way network," he said.

"Adjacent to Junction 6 and just three miles from Birmingham city centre, this truly is a prime location. With rents from £5.95 sq ft, there is going to be a lot of interest in Meteor Park and one unit is currently under offer."

Suitable for B1, B2 and B8 Use Classes, the steel portal frame units are 22,235 sq ft, 37,042 sq ft, 58,609 sq ft and 115,607 sq ft respectively. Each has a ground floor reception, staff facilities and first floor offices. Outside, gated and fenced service yards benefit from monitored CCTV, external lighting plus designated lorry and car parking.
Jane Leedham, senior surveyor at Segro, said: "This is a major development for Segro, representing a substantial investment and further reinforcing our commitment to the region.

"It is particularly pleasing to turn around a formerly derelict site, which had lain dormant for several years and provide occupiers with brand new facilities."

Mike Price, partner at joint agents Knight Frank, also said: "Segro have completed this major redevelopment which provides state of the art industrial and distribution accommodation suitable for local and regional companies and multi-national corporations. Meteor Park is a fantastic addition to the Birmingham market."

Segro is one of Europe's leading providers of flexible business space with a growing presence in the Midlands, including south Birmingham's largest estate, Kings Norton Business Centre.

all about property

2008-05-20T21:50:00.000-07:00

Where in the UK can you get the most for your money?

1) The cheapest area of the UK is the City of Kingston Upon Hull in East Yorkshire. Prices are an average of £79,500. It is mainly notable for its fishing industry and its many sports teams.

2) Next most affordable is Blaenau Gwent in South Wales, with prices averaging £86,500. Its main towns are Brynmawr, Ebbw Vale and Tredegar. It has many examples of its industrial heritage and some beautiful countryside.

3) Merthyr Tydfil’s average house price is just under £92, 000. Situated in Mid Glamorgan, Wales this former mining area has high levels of unemployment; however its claim to fame is that during an armed uprising in Merthyr, workers rallied under a red flag which was later adopted as the worldwide symbol of workers revolution.

4) Stoke on Trent’s properties cost an average of just over £92,000. Still the centre of the UK pottery industry, this town is also famous as the birth place of Robbie Williams.

5) At just under £97,500 comes Hartlepool. Located near Durham, this shipbuilding town is best know for it’s inhabitants having allegedly hung a monkey, believing it to be a Frenchman.

Where will you need to take out the biggest mortgage?

1) The most expensive place to buy property, with an average price of just under £352,000, is Windsor and Maidenhead in Berkshire. With famous residents such as The Queen and Elton John, good schools, great shopping, Legoland and easy access to London and Heathrow this is prime commuter belt.

2) The next priciest is Surrey, with an average price of £325,800. Usually described as ‘leafy’ it is also commuter belt and boasts good schools, a University and some lovely countryside.

3) The capital comes in third at just over £300,000. Greater London encompasses everything from Kensington and Chelsea (Average £827,000) to Barking & Dagenham (A mere £172,000).

4) At £297,000, Buckinghamshire with its lovely villages and countryside is also popular with commuters.

5) Wokingham in Berkshire has an average house price of around £285,000. Again its proximity to London, Reading and Bracknell make it popular for commuters.

House prices and rankings are based on the figures Q3 2005 published by The Land Registry.

Copyright: Jacqui O’Brien 2006

Trade Properties: Tips 1 - 5

2008-05-20T21:42:00.000-07:00

Trade Properties: Tips 1 - 5

1. Get to know the family you will be exchanging with before committing. Communicate extensively via e-mail and telephone.

If you considering a long term property exchange, 6 months or more, you may want to invite the other family to visit for a few days.

2. Ask for references. You can e-mail the references but it is probably best to call.

3. To confirm authenticity, you may want to check that the information you receive is accurate. The Internet provides an easy and accessible medium for you to validate basic information. For example, you can easily verify a person's address.

Here's a list of some popular white pages:

* White Pages USA and Canada
* White Pages Australia
* UK White Pages
* White Pages Europe

You can also confirm that someone is really the owner of the property by contacting the city/county tax office. This information may also be available online.

4. Let your insurance company know. Your insurance company may have some specific requirements such as the need to see a copy of your guest's driver's license.

Your homeowner's policy likely covers accidental damage caused by guests. In some cases, your insurer may request an additional fee - especially if it is a long term exchange. It is best to check with your insurer about the specifics of your contract.

Many property exchanges include the use of a car, and your insurer will usually cover accidents. If your policy does not cover a third party using your automobile, you may be able to add this coverage. All policies are different and vary from state to state, province to province and country to country. Most policies are subject to some type of restriction and limits. If the damage resulting from an accident exceeds those caps then you may be responsible for the excess. There may also be legal costs to consider. If you are planning to exchange your car, it is best to call your insurer to discuss the details.

5. Try to meet the family you will be exchanging with. For example, you may want to welcome them and spend a few days together in your home before leaving to stay in theirs.

Part of what makes trading homes unique is the opportunity to build relationships that you may not normally establish with a conventional holiday.

You'll often hear home exchangers talk about how they've made some great friends via a home trading holiday or how they wished they had had an opportunity to meet the people they were swapping with.
Trade Properties: Tips 6 - 11

6. If you cannot meet, have a family member, friend, or neighbor pick them up at the airport. This provides for a local contact who they have already met in case something goes wrong.

7. Have the family member, friend, or neighbor drop by occasionally (once a week is acceptable) to see how your guests are getting along. This is yet another opportunity to make sure all is well. You can also arrange for friends to take them out one night.

8. Exchange your housekeeper, especially if this is a trusted person. This allows you to have someone visit the entire house and ensure that all is well. It also has the added benefit of finding your home in the same state of cleanliness that you are accustomed to.

9. If you're uncomfortable leaving fragile belongings out, place them in a closet or cabinet that you can lock. Frequent home exchangers have learned that a note on the cupboard that says something like Please don't use these glasses is usually good enough.

10. Use e-mail and the telephone to stay in touch while you are away.

11. If you really feel there is a need, you can draw up a contract detailing who covers damages. But keep in mind that it may not be worth the time/effort/money to chase someone in Australia for $300 if you are living in the US.

And don't forget, while they're staying in your house, you're staying in theirs. They likely have the same concerns about their home as you have about yours.

commercial property

2008-05-20T20:59:00.000-07:00

commercial property

real estate that includes incomeproducing property, such as office buildings, restaurants, shopping centers, hotels, industrial parks, warehouses, and factories. Commercial property usually must be zoned for business purposes. It is possible to invest in commercial property directly, or through Real Estate Investment Trust or real estate limited partnership. Investors receive income from rents and capital appreciation if the property is sold at a profit. Investing in commercial property also entails large risks, such as nonpayment of rent by tenants or a decline in property values because of overbuilding or low demand.

all about property

2008-05-20T20:40:00.000-07:00

all about property
1: Bulgarian property market review 2008 (Not Rated)
Bulgarian property market has gone through a big transmission during the four years of its development. In 2008 the following investment areas are proving with the most potential and maximum return on investment. 1. Varna (the seaside capital of Bulgaria ) - Buy to Let market. The city is offering

2: Gloomy days ahead for Asias housing markets (Not Rated)
Asian property markets, though still relatively unaffected by the credit crunch, will soon be affected by inflation and higher interest rates, warns the Global Property Guide, because of rising food, fuel and other commodity prices. Higher food, fuel and other commodity prices affect the housing m

3: Asia house prices lead the world (5.00/5)
Shanghai, China (up 35.4%) was the worlds strongest residential property market during the past full year, according to a compilation of official and private-sector statistics by the Global Property Guide. Bulgaria (up 34.6%) was in second place, followed by Slovakia (up 32.5%) and Singapore (31.1%

4: Research firm assails rent control in Middle East (5.00/5)
Rent control, seen by many economists as old-fashioned, has recently made a surprising comeback in one group of high-growth, dynamic economies -- the Gulf. In December 2007 Dubais government toughened up its 2005 Rent Law and reduced the maximum 2008 rent increase to only 5%. Abu Dhabi has likewise

5: Buying a piece of the Caribbean (5.00/5)
The Caribbean, the playground of the rich and famous, has been getting more affordable. The depreciation of the US dollar against major currencies such as the British pound and the euro, has made Caribbean properties more attractive. More affordable... but still not cheap! Property prices in more p

6: The Global Property Guide - relaunched! (5.00/5)
The Global Property Guide re-launched its web site to make its data more accessible. The home page has been simplified. Major categories have been spelled out. The new Home Page has been organized around an expanded menu, to help the reader navigate the site. Key data items are easier to find, more

7: UK commercial property returns fall is moderating as market now seen to offer fair value (Not Rated)
IPD reported that in March its UK monthly commercial property index made a total return of -0.8% month on month, a slight improvement on the -1% in February and -1.6% in January, but year on year in March all property total returns hit a record low of -10.7%, down from -9.2% in February. Annual tot

8: UK house prices dive in March fuelling fears of a crash (Not Rated)
House prices fell in March at their sharpest pace since the recession of the early 1990s, the country's largest mortgage lender says, raising expectations that interest rates will be cut this week. The surprisingly severe drop reinforced opinions that the housing market faces a bleak year as mortga

9: There's money in pubs, yet we see the fastest closure rate ever (Not Rated)
The Warrington Hotel, an imposing, lovingly restored Victorian boozer in Maida Vale, London, is buzzing. The bar downstairs is heaving; upstairs, the restaurant has been largely full since it opened in February. The Warrington, the third in a chain of pubs-with-restaurants Gordon Ramsay built, glows

10: How to make moving home easier (Not Rated)
Moving home is one of the most stressful events most people put themselves through.et theres a lot you can do to make things easier.It might surprise you how much planning needs to be done in advance.You have to notify every organisation of your new address. Home services: 1.Water supplier 2.Gas

property business

2008-05-20T20:33:00.000-07:00

Latest Articles
Bulgarian property market review 2008
Bulgarian property market has gone through a big transmission during the four years of its development. In 2008 the following investment areas are proving with the most potential and maximum return on investment. 1. Varna (the seaside capital of Bulgaria ) - Buy to Let market. The ci

Credit Crunch Confusion Where do I invest my cash in 2008?
Anyone lucky enough to have a lump sum of cash to invest this year will be forgiven for wondering where to put it. Should it be stuffed safely under the mattress? Far too risky, you might get burgled and like organic matter your cash doesnt stand still, the longer it stays under the mattress the

Gloomy days ahead for Asias housing markets
Asian property markets, though still relatively unaffected by the credit crunch, will soon be affected by inflation and higher interest rates, warns the Global Property Guide, because of rising food, fuel and other commodity prices. Higher food, fuel and other commodity prices affec

Asia house prices lead the world
Shanghai, China (up 35.4%) was the worlds strongest residential property market during the past full year, according to a compilation of official and private-sector statistics by the Global Property Guide. Bulgaria (up 34.6%) was in second place, followed by Slovakia (up 32.5%) and Singapo

Research firm assails rent control in Middle East
Rent control, seen by many economists as old-fashioned, has recently made a surprising comeback in one group of high-growth, dynamic economies -- the Gulf. In December 2007 Dubais government toughened up its 2005 Rent Law and reduced the maximum 2008 rent increase to only 5%. Abu Dha

Buying a piece of the Caribbean
The Caribbean, the playground of the rich and famous, has been getting more affordable. The depreciation of the US dollar against major currencies such as the British pound and the euro, has made Caribbean properties more attractive. More affordable... but still not cheap! Property p

The Global Property Guide - relaunched!
The Global Property Guide re-launched its web site to make its data more accessible. The home page has been simplified. Major categories have been spelled out. The new Home Page has been organized around an expanded menu, to help the reader navigate the site. Key data items are easier to find, mo

Your 401(k) Investments and the IGVSI
Smack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the re

UK commercial property returns fall is moderating as market now seen to offer fair value
IPD reported that in March its UK monthly commercial property index made a total return of -0.8% month on month, a slight improvement on the -1% in February and -1.6% in January, but year on year in March all property total returns hit a record low of -10.7%, down from -9.2% in February.

UK house prices dive in March fuelling fears of a crash
House prices fell in March at their sharpest pace since the recession of the early 1990s, the country's largest mortgage lender says, raising expectations that interest rates will be cut this week. The surprisingly severe drop reinforced opinions that the housing market faces a bleak

There's money in pubs, yet we see the fastest closure rate ever
The Warrington Hotel, an imposing, lovingly restored Victorian boozer in Maida Vale, London, is buzzing. The bar downstairs is heaving; upstairs, the restaurant has been largely full since it opened in February. The Warrington, the third in a chain of pubs-with-restaurants Gordon Ramsay built, gl

How to make moving home easier
Moving home is one of the most stressful events most people put themselves through.et theres a lot you can do to make things easier.It might surprise you how much planning needs to be done in advance.You have to notify every organisation of your new address. Home services:

Quinta do Lago and Vale do Lobo property investment types and returns
Why is it that investment in property in Quinta do Lago and Vale do Lobo has, in recent years proved far more popular for many European investors than investment in stocks and shares? Many investment analysts attribute the increase in investment demand in this property market to the fact that Qui

Why is the Government destroying the housing market -
The Government in general and Gordon Brown in particular have done well out of the housing boom over the past decade. Stealth taxation via stamp duty and inheritance tax have enabled them to increase public spending faster than the economy has grown, while lax controls in the credit market

Seaside Properties in Portugal
Atlantico Village in the seaside town of Pedra do Ouro in Portugal aims to provide a luxurious and peaceful all encompassing holiday environment. Fully equipped with leisure zones, shops and ser